Banco Comercial PortuguesBPCGF 47 PB Ratio is 1.66 as of Jun. 25, 2026, which is 177% above its 10-year median of 0.60. GuruFocus rates BPCGF with a GF Score™ of 47/100 and a GF Value™ of $0.57 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,516 Banks companies, Banco Comercial Portugues ranks worse than 87.07% on this metric.
Banco Comercial Portugues SA stock PB Ratio (=1.9) is close to 10-year high of 1.9.
The historical rank and industry rank for Banco Comercial Portugues's PB Ratio or its related term are showing as below:
BPCGF'
s PB Ratio Range Over the Past 10 Years
Min: 0.18 Med: 0.6 Max: 1.9
Current: 1.9
During the past 13 years, Banco Comercial Portugues's highest PB Ratio was 1.90. The lowest was 0.18. And the median was 0.60.
BPCGF's PB Ratio is ranked worse than 87.07% of 1516
companies
in the Banks industry
Industry Median: 1.08
vs BPCGF: 1.90
During the past 12 months, Banco Comercial Portugues's average Book Value Per Share Growth Rate was 11.20% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 15.70% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 5.50% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was -4.80% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Banco Comercial Portugues was 15.70% per year. The lowest was -40.70% per year. And the median was -5.00% per year.
Back to Basics: PB Ratio
Banco Comercial Portugues (OTCPK:BPCGF) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Banco Comercial Portugues PB Ratio Related Terms
Banco Comercial Portugues PB Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Banco Comercial Portugues's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banco Comercial Portugues PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Banco Comercial Portugues's PB Ratio distribution charts can be found below:
* The bar in red indicates where Banco Comercial Portugues's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Banco Comercial Portugues (BPCGF) has a PB Ratio of 1.66 as of Jun. 25, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Banco Comercial Portugues and its competitors. This is 177% above median its historical median of 0.60. Over the past decade, Banco Comercial Portugues' PB Ratio has ranged from 0.18 to 1.90. According to the industry distribution chart, Banco Comercial Portugues ranks #1320 out of 1516 companies in the Banks industry, placing it in the top 87.1%.
Is Banco Comercial Portugues' PB Ratio too high?
Banco Comercial Portugues' current PB Ratio of 1.66 is 177% above median its 10-year median of 0.60. Over the past 10 years, this metric has ranged from a low of 0.18 to a high of 1.90. The Banks industry median PB Ratio is 1.08. Banco Comercial Portugues' value of 1.66 is 53.7% above this industry median. Based on the distribution chart, Banco Comercial Portugues ranks #1320 out of 1516 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Banco Comercial Portugues has a GF Score™ of 47/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco Comercial Portugues' PB Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Banco Comercial Portugues ranks #1320 out of 1516 companies for PB Ratio. This places Banco Comercial Portugues in the lower half of its industry. The industry median PB Ratio is 1.08. Banco Comercial Portugues' value of 1.66 is 53.7% above this benchmark. Historically, Banco Comercial Portugues' own PB Ratio has ranged from 0.18 to 1.90 over the past decade. While the company's 10-year median is 0.60 vs. the industry median of 1.08, Banco Comercial Portugues has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.08, based on 1,516 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco Comercial Portugues's current PB Ratio of 1.66 is 53.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Banco Comercial Portugues and its competitors. For the Banks industry, the median PB Ratio is 1.08 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco Comercial Portugues's current PB Ratio is 1.66, which is 177% above median its own 10-year median of 0.60. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Comercial Portugues stock overvalued right now?
Based on GuruFocus' analysis, Banco Comercial Portugues (BPCGF) is currently considered Significantly Overvalued. The stock's GF Value™ is $0.57, compared to a current price of $1.05 — trading 83.5% above its estimated fair value. The current PB Ratio is 1.66, which is 177% above median its 10-year median of 0.60 and 53.7% above the Banks industry median of 1.08. Banco Comercial Portugues' overall GF Score™ is 47/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Banco Comercial Portugues (BPCGF), the current PB Ratio is 1.66 as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banco Comercial Portugues (BPCGF) Overvalued in 2026?
Based on GuruFocus' analysis, Banco Comercial Portugues stock appears to be overvalued.
The current stock price of $1.05 is trading 83.5% above its estimated GF Value™ of $0.57.
GuruFocus considers Banco Comercial Portugues to be Significantly Overvalued.
Key valuation signals for BPCGF:
PB Ratio: 1.66 (177% above median its 10-year median of 0.60)
GF Value™: $0.57 vs. price of $1.05 (83.5% above fair value)
Industry Position: 53.7% above the Banks median (#1320 of 1516)
No single metric tells the full story. See the BPCGF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banco Comercial Portugues SA is a Portuguese private sector bank operating in Portugal, as well as Poland, Mozambique, Macau, and Angola. The bank offers a wide range of retail and corporate banking products and services. Its distribution network includes traditional branches, as well as online banking, call centers, mobile banking, ATMs, and point of sale systems. Along with its subsidiaries, it operates in the following segments: Retail Banking, Companies and Corporate, Private Banking, International Businesses, and Other. Maximum revenue is generated from the Retail Banking segment, which serves individuals, small businesses, and SMEs through a mix of mass-market services, personalized relationship management for higher-value customers, and includes the operations of ActivoBank.
47GF Score
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