Banca IfisCHIX:IFM 69 PB Ratio is 0.63 as of Jun. 26, 2026, which is 9% above its 10-year median of 0.58. GuruFocus rates CHIX:IFM with a GF Score™ of 69/100 and a GF Value™ of €24.83 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 1,516 Banks companies, Banca Ifis ranks better than 83.11% on this metric.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-06-26), Banca Ifis's share price is €22.11. Banca Ifis's Book Value per Share for the quarter that ended in Mar. 2026 was €35.01. Hence, Banca Ifis's PB Ratio of today is 0.63.
The historical rank and industry rank for Banca Ifis's PB Ratio or its related term are showing as below:
CHIX:IFm'
s PB Ratio Range Over the Past 10 Years
Min: 0.24 Med: 0.58 Max: 2.4
Current: 0.63
During the past 13 years, Banca Ifis's highest PB Ratio was 2.40. The lowest was 0.24. And the median was 0.58.
CHIX:IFm's PB Ratio is ranked better than 83.11% of 1516
companies
in the Banks industry
Industry Median: 1.09
vs CHIX:IFm: 0.63
During the past 12 months, Banca Ifis's average Book Value Per Share Growth Rate was 3.10% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 4.70% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 3.90% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 7.70% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Banca Ifis was 47.70% per year. The lowest was 1.80% per year. And the median was 7.95% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Banca Ifis PB Ratio Related Terms
Banca Ifis PB Ratio Historical Data
* Premium members only.
The historical data trend for Banca Ifis's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Banca Ifis's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banca Ifis PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Banca Ifis's PB Ratio distribution charts can be found below:
* The bar in red indicates where Banca Ifis's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
Banca Ifis's PB Ratio for today is calculated as follows:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Banca Ifis (CHIX:IFM) has a PB Ratio of 0.63 as of Jun. 26, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Banca Ifis and its competitors. This is near median its historical median of 0.58. Over the past decade, Banca Ifis' PB Ratio has ranged from 0.24 to 2.40. According to the industry distribution chart, Banca Ifis ranks #256 out of 1516 companies in the Banks industry, placing it in the top 16.9%.
Is Banca Ifis' PB Ratio too high?
Banca Ifis' current PB Ratio of 0.63 is near median its 10-year median of 0.58. Over the past 10 years, this metric has ranged from a low of 0.24 to a high of 2.40. The Banks industry median PB Ratio is 1.09. Banca Ifis' value of 0.63 is 42.2% below this industry median. Based on the distribution chart, Banca Ifis ranks #256 out of 1516 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Banca Ifis has a GF Score™ of 69/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Banca Ifis' PB Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Banca Ifis ranks #256 out of 1516 companies for PB Ratio. This places Banca Ifis in the top 17% of its industry — outperforming the majority of peers. The industry median PB Ratio is 1.09. Banca Ifis' value of 0.63 is 42.2% below this benchmark. Historically, Banca Ifis' own PB Ratio has ranged from 0.24 to 2.40 over the past decade. While the company's 10-year median is 0.58 vs. the industry median of 1.09, Banca Ifis has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.09, based on 1,516 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banca Ifis's current PB Ratio of 0.63 is 42.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Banca Ifis and its competitors. For the Banks industry, the median PB Ratio is 1.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banca Ifis's current PB Ratio is 0.63, which is near median its own 10-year median of 0.58. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banca Ifis stock overvalued right now?
Based on GuruFocus' analysis, Banca Ifis (CHIX:IFM) is currently considered Modestly Undervalued. The stock's GF Value™ is €24.83, compared to a current price of €22.11 — trading 11% below its estimated fair value. The current PB Ratio is 0.63, which is near median its 10-year median of 0.58 and 42.2% below the Banks industry median of 1.09. Banca Ifis' overall GF Score™ is 69/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Banca Ifis (CHIX:IFM), the current PB Ratio is 0.63 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banca Ifis (CHIX:IFM) Overvalued in 2026?
Based on GuruFocus' analysis, Banca Ifis stock appears to be undervalued.
The current stock price of €22.11 is trading 11% below its estimated GF Value™ of €24.83.
GuruFocus considers Banca Ifis to be Modestly Undervalued.
Key valuation signals for CHIX:IFM:
PB Ratio: 0.63 (near median its 10-year median of 0.58)
GF Value™: €24.83 vs. price of €22.11 (11% below fair value)
Industry Position: 42.2% below the Banks median (#256 of 1516)
No single metric tells the full story. See the CHIX:IFM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banca Ifis is an independent banking group specializing in the provision of banking and other financial services. It specializes in providing factoring services, managing distressed loans, servicing and managing non-performing, secured loans, and offering leasing services, among other activities. The company's operating segments are Commercial & Corporate Banking, NPL, and Governance & Services and Non-Core. A majority of its revenue is generated from the Commercial & Corporate Banking segment, which represents the Group's commercial offerings dedicated to businesses and also includes personal loans with the assignment of one-fifth of salary or pension. This segment consists of the factoring, leasing, and corporate banking & lending business areas.
69GF Score
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