PensionBee GroupCHIX:PBEEL -2.31%61 PB Ratio is 8.36 as of Jul. 07, 2026, which is 21% below its 10-year median of 10.53. GuruFocus rates CHIX:PBEEL with a GF Score™ of 61/100 and a GF Value™ of £2.07 (Significantly Undervalued). Among 779 Capital Markets companies, PensionBee Group ranks worse than 94.22% on this metric.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-07), PensionBee Group's share price is £1.27. PensionBee Group's Book Value per Share for the quarter that ended in Dec. 2025 was £0.15. Hence, PensionBee Group's PB Ratio of today is 8.36.
Good Sign:
PensionBee Group PLC stock PB Ratio (=8.42) is close to 2-year low of 8.22.
The historical rank and industry rank for PensionBee Group's PB Ratio or its related term are showing as below:
CHIX:PBEEl'
s PB Ratio Range Over the Past 10 Years
Min: 2.4 Med: 10.53 Max: 62.07
Current: 8.04
During the past 8 years, PensionBee Group's highest PB Ratio was 62.07. The lowest was 2.40. And the median was 10.53.
CHIX:PBEEl's PB Ratio is ranked worse than 94.22% of 779
companies
in the Capital Markets industry
Industry Median: 1.35
vs CHIX:PBEEl: 8.04
During the past 12 months, PensionBee Group's average Book Value Per Share Growth Rate was 4.80% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 12.80% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 21.80% per year.
During the past 8 years, the highest 3-Year average Book Value Per Share Growth Rate of PensionBee Group was 62.70% per year. The lowest was -9.90% per year. And the median was 31.10% per year.
Back to Basics: PB Ratio
PensionBee Group (CHIX:PBEEl) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
PensionBee Group PB Ratio Related Terms
PensionBee Group PB Ratio Historical Data
* Premium members only.
The historical data trend for PensionBee Group's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Capital Markets subindustry, PensionBee Group's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PensionBee Group PB Ratio vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, PensionBee Group's PB Ratio distribution charts can be found below:
* The bar in red indicates where PensionBee Group's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
PensionBee Group (CHIX:PBEEL) has a PB Ratio of 8.36 as of Jul. 07, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on PensionBee Group and its competitors. This is 21% below median its historical median of 10.53. Over the past decade, PensionBee Group's PB Ratio has ranged from 2.40 to 62.07. According to the industry distribution chart, PensionBee Group ranks #734 out of 779 companies in the Capital Markets industry, placing it in the top 94.2%.
Is PensionBee Group's PB Ratio too high?
PensionBee Group's current PB Ratio of 8.36 is 21% below median its 10-year median of 10.53. Over the past 10 years, this metric has ranged from a low of 2.40 to a high of 62.07. The Capital Markets industry median PB Ratio is 1.35. PensionBee Group's value of 8.36 is 519.3% above this industry median. Based on the distribution chart, PensionBee Group ranks #734 out of 779 companies in the Capital Markets industry, which is in the bottom quartile relative to peers. Overall, PensionBee Group has a GF Score™ of 61/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PensionBee Group's PB Ratio compare to MS and GS?
According to the Capital Markets industry distribution chart, PensionBee Group ranks #734 out of 779 companies for PB Ratio. This places PensionBee Group in the lower half of its industry. The industry median PB Ratio is 1.35. PensionBee Group's value of 8.36 is 519.3% above this benchmark. Historically, PensionBee Group's own PB Ratio has ranged from 2.40 to 62.07 over the past decade. While the company's 10-year median is 10.53 vs. the industry median of 1.35, PensionBee Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Capital Markets company?
The median PB Ratio among Capital Markets companies is 1.35, based on 779 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PensionBee Group's current PB Ratio of 8.36 is 519.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on PensionBee Group and its competitors. For the Capital Markets industry, the median PB Ratio is 1.35 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PensionBee Group's current PB Ratio is 8.36, which is 21% below median its own 10-year median of 10.53. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PensionBee Group stock overvalued right now?
Based on GuruFocus' analysis, PensionBee Group (CHIX:PBEEL) is currently considered Significantly Undervalued. The stock's GF Value™ is £2.07, compared to a current price of £1.27 — trading 38.6% below its estimated fair value. The current PB Ratio is 8.36, which is 21% below median its 10-year median of 10.53 and 519.3% above the Capital Markets industry median of 1.35. PensionBee Group's overall GF Score™ is 61/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For PensionBee Group (CHIX:PBEEL), the current PB Ratio is 8.36 as of Jul. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PensionBee Group (CHIX:PBEEL) Overvalued in 2026?
Based on GuruFocus' analysis, PensionBee Group stock appears to be undervalued.
The current stock price of £1.27 is trading 38.6% below its estimated GF Value™ of £2.07.
GuruFocus considers PensionBee Group to be Significantly Undervalued.
Key valuation signals for CHIX:PBEEL:
PB Ratio: 8.36 (21% below median its 10-year median of 10.53)
GF Value™: £2.07 vs. price of £1.27 (38.6% below fair value)
Industry Position: 519.3% above the Capital Markets median (#734 of 779)
No single metric tells the full story. See the CHIX:PBEEL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PensionBee Group PLC is engaged in the provision of direct-to-consumer online pensions. The company helps its customers combine their old pension pots, make flexible contributions, invest in line with their goals and values, and make withdrawals after attaining a certain age. It offers a range of investment plans, including fossil fuel-free and impact investing options, from various asset managers. The firm generates a vast majority of its revenue in the form of fees it charges for fund administration. These fees are earned for administering the customer pension schemes and are charged based on a fixed percentage of the value of a customer's assets held by the pension scheme. Geographically, it generates the majority of its revenue from the United Kingdom.
61GF Score
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