CLSPF (Canadian Life Split) PB Ratio: 1.18 (As of Jun. 25, 2026) — 27% Above Median


CLSPF Canadian Life Companies Split Corp CLSPF
57 GF Score
Price $5.96
GF Value $4.51
Valuation Significantly Overvalued
! 8 Warning Signs
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What is Canadian Life Split PB Ratio?

Canadian Life Split CLSPF 57 PB Ratio is 1.18 as of Jun. 25, 2026, which is 27% above its 10-year median of 0.93. GuruFocus rates CLSPF with a GF Score™ of 57/100 and a GF Value™ of $4.51 (Significantly Overvalued). The stock has 8 warning signs investors should review. Among 1,607 Asset Management companies, Canadian Life Split ranks worse than 74.3% on this metric.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-06-25), Canadian Life Split's share price is $5.958. Canadian Life Split's Book Value per Share for the quarter that ended in Nov. 2025 was $5.04. Hence, Canadian Life Split's PB Ratio of today is 1.18.

Warning Sign:

Canadian Life Companies Split Corp stock PB Ratio (=1.2) is close to 1-year high of 1.2.

The historical rank and industry rank for Canadian Life Split's PB Ratio or its related term are showing as below:

CLSPF' s PB Ratio Range Over the Past 10 Years
Min: 0.25   Med: 0.93   Max: 1.7
Current: 1.2

During the past 13 years, Canadian Life Split's highest PB Ratio was 1.70. The lowest was 0.25. And the median was 0.93.

CLSPF's PB Ratio is ranked worse than
74.3% of 1607 companies
in the Asset Management industry
Industry Median: 0.95 vs CLSPF: 1.20

During the past 12 months, Canadian Life Split's average Book Value Per Share Growth Rate was 0.10% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 32.20% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 24.70% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 2.70% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Canadian Life Split was 68.80% per year. The lowest was -49.50% per year. And the median was -6.15% per year.

Back to Basics: PB Ratio


Canadian Life Split  (OTCPK:CLSPF) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Canadian Life Split PB Ratio Related Terms


Canadian Life Split PB Ratio Historical Data

* Premium members only.

The historical data trend for Canadian Life Split's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Canadian Life Split PB Ratio Chart

Canadian Life Split Annual Data
Trend Nov16 Nov17 Nov18 Nov19 Nov20 Nov21 Nov22 Nov23 Nov24 Nov25
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.96 0.84 0.80 0.90 0.96

Canadian Life Split Semi-Annual Data
May16 Nov16 May17 Nov17 May18 Nov18 May19 Nov19 May20 Nov20 May21 Nov21 May22 Nov22 May23 Nov23 May24 Nov24 May25 Nov25
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.80 1.01 0.90 0.98 0.96

CLSPF vs BLK, BX, KKR: PB Ratio Comparison

For the Asset Management subindustry, Canadian Life Split's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Canadian Life Split PB Ratio vs Asset Management Industry

For the Asset Management industry and Financial Services sector, Canadian Life Split's PB Ratio distribution charts can be found below:

* The bar in red indicates where Canadian Life Split's PB Ratio falls into.


CLSPF
57GF Score
Canadian Life Companies Split Corp CLSPF
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Canadian Life Split PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Canadian Life Split's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Nov. 2025)
=5.958/5.037
=1.18

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 1.18 mean?
Canadian Life Split (CLSPF) has a PB Ratio of 1.18 as of Jun. 25, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Canadian Life Split and its competitors. This is 27% above median its historical median of 0.93. Over the past decade, Canadian Life Split's PB Ratio has ranged from 0.25 to 1.70. According to the industry distribution chart, Canadian Life Split ranks #1194 out of 1607 companies in the Asset Management industry, placing it in the top 74.3%.
Is Canadian Life Split's PB Ratio too high?
Canadian Life Split's current PB Ratio of 1.18 is 27% above median its 10-year median of 0.93. Over the past 10 years, this metric has ranged from a low of 0.25 to a high of 1.70. The Asset Management industry median PB Ratio is 0.95. Canadian Life Split's value of 1.18 is 24.2% above this industry median. Based on the distribution chart, Canadian Life Split ranks #1194 out of 1607 companies in the Asset Management industry, which is below the industry midpoint. Overall, Canadian Life Split has a GF Score™ of 57/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Canadian Life Split's PB Ratio compare to BLK and BX?
According to the Asset Management industry distribution chart, Canadian Life Split ranks #1194 out of 1607 companies for PB Ratio. This places Canadian Life Split in the lower half of its industry. The industry median PB Ratio is 0.95. Canadian Life Split's value of 1.18 is 24.2% above this benchmark. Historically, Canadian Life Split's own PB Ratio has ranged from 0.25 to 1.70 over the past decade. While the company's 10-year median is 0.93 vs. the industry median of 0.95, Canadian Life Split has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for an Asset Management company?
The median PB Ratio among Asset Management companies is 0.95, based on 1,607 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Canadian Life Split's current PB Ratio of 1.18 is 24.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Canadian Life Split and its competitors. For the Asset Management industry, the median PB Ratio is 0.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Canadian Life Split's current PB Ratio is 1.18, which is 27% above median its own 10-year median of 0.93. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Canadian Life Split stock overvalued right now?
Based on GuruFocus' analysis, Canadian Life Split (CLSPF) is currently considered Significantly Overvalued. The stock's GF Value™ is $4.51, compared to a current price of $5.96 — trading 32.1% above its estimated fair value. The current PB Ratio is 1.18, which is 27% above median its 10-year median of 0.93 and 24.2% above the Asset Management industry median of 0.95. Canadian Life Split's overall GF Score™ is 57/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Canadian Life Split (CLSPF), the current PB Ratio is 1.18 as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Canadian Life Split (CLSPF) Overvalued in 2026?

Based on GuruFocus' analysis, Canadian Life Split stock appears to be overvalued. The current stock price of $5.96 is trading 32.1% above its estimated GF Value™ of $4.51. GuruFocus considers Canadian Life Split to be Significantly Overvalued.

Key valuation signals for CLSPF:

  • PB Ratio: 1.18 (27% above median its 10-year median of 0.93)
  • GF Value™: $4.51 vs. price of $5.96 (32.1% above fair value)
  • GF Score™: 57/100 with 8 warning signs
  • Industry Position: 24.2% above the Asset Management median (#1194 of 1607)

No single metric tells the full story. See the CLSPF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Canadian Life Split Business Description

Address 200 Front Street West, Suite 2510, P.O. Box 51, Toronto, ON, CAN, M5V 3K2
Canadian Life Companies Split Corp is a mutual fund corporation established in Canada. It invests predominantly in an actively managed portfolio of common shares comprised mainly of four core large capitalization canadian life insurance companies. The company also employs an active covered call writing program to enhance the income earned from the portfolio.
57GF Score

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PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$5.96
Price
$4.51
GF Value