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Capital City Bank Group Inc stock PB Ratio (=1.57) is close to 10-year high of 1.58.
The historical rank and industry rank for Capital City Bank Group's PB Ratio or its related term are showing as below:
FRA:BK3'
s PB Ratio Range Over the Past 10 Years
Min: 0.85 Med: 1.26 Max: 1.58
Current: 1.57
During the past 13 years, Capital City Bank Group's highest PB Ratio was 1.58. The lowest was 0.85. And the median was 1.26.
FRA:BK3's PB Ratio is ranked worse than 77.98% of 1512
companies
in the Banks industry
Industry Median: 1.12
vs FRA:BK3: 1.57
During the past 12 months, Capital City Bank Group's average Book Value Per Share Growth Rate was 8.00% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 11.50% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 9.20% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 7.50% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Capital City Bank Group was 18.70% per year. The lowest was -3.80% per year. And the median was 6.10% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Capital City Bank Group's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Capital City Bank Group PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Capital City Bank Group's PB Ratio distribution charts can be found below:
* The bar in red indicates where Capital City Bank Group's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Capital City Bank Group (FRA:BK3) has a PB Ratio of 1.50 as of Aug. 16, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Capital City Bank Group and its competitors. This is 19% above median its historical median of 1.26. Over the past decade, Capital City Bank Group's PB Ratio has ranged from 0.85 to 1.58. According to the industry distribution chart, Capital City Bank Group ranks #1179 out of 1512 companies in the Banks industry, placing it in the top 78%.
Is Capital City Bank Group's PB Ratio too high?
Capital City Bank Group's current PB Ratio of 1.50 is 19% above median its 10-year median of 1.26. Over the past 10 years, this metric has ranged from a low of 0.85 to a high of 1.58. The Banks industry median PB Ratio is 1.12. Capital City Bank Group's value of 1.50 is 33.9% above this industry median. Based on the distribution chart, Capital City Bank Group ranks #1179 out of 1512 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Capital City Bank Group has a GF Score™ of 62/100, reflecting its overall financial health beyond just this single metric.
How does Capital City Bank Group's PB Ratio compare to FMNB and EGBN?
According to the Banks industry distribution chart, Capital City Bank Group ranks #1179 out of 1512 companies for PB Ratio. This places Capital City Bank Group in the lower half of its industry. The industry median PB Ratio is 1.12. Capital City Bank Group's value of 1.50 is 33.9% above this benchmark. Historically, Capital City Bank Group's own PB Ratio has ranged from 0.85 to 1.58 over the past decade. While the company's 10-year median is 1.26 vs. the industry median of 1.12, Capital City Bank Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.12, based on 1,512 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Capital City Bank Group's current PB Ratio of 1.50 is 33.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Capital City Bank Group and its competitors. For the Banks industry, the median PB Ratio is 1.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Capital City Bank Group's current PB Ratio is 1.50, which is 19% above median its own 10-year median of 1.26. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Capital City Bank Group stock overvalued right now?
Capital City Bank Group (FRA:BK3) has a current PB Ratio of 1.50. The stock's GF Value™ is €33.40, compared to a current price of €43.40 — trading 29.9% above its estimated fair value. The current PB Ratio is 1.50, which is 19% above median its 10-year median of 1.26 and 33.9% above the Banks industry median of 1.12. Capital City Bank Group's overall GF Score™ is 62/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Capital City Bank Group (FRA:BK3), the current PB Ratio is 1.50 as of Aug. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Capital City Bank Group (FRA:BK3) Overvalued in 2026?
Based on GuruFocus' analysis, Capital City Bank Group stock appears to be overvalued.
The current stock price of €43.40 is trading 29.9% above its estimated GF Value™ of €33.40.
Key valuation signals for FRA:BK3:
PB Ratio: 1.50 (19% above median its 10-year median of 1.26)
GF Value™: €33.40 vs. price of €43.40 (29.9% above fair value)
Industry Position: 33.9% above the Banks median (#1179 of 1512)
No single metric tells the full story. See the FRA:BK3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Capital City Bank Group Inc is a United States-based group engaged in Banking services, Trust and asset management services, and Brokerage services. The company operates in one segment with two principal services: Banking Services and Wealth Management Services. It offers retail and commercial banking business in the form of traditional deposit and credit services, asset management, trust, mortgage banking, merchant services, bank cards, data processing, and securities brokerage services, among others, through its banking offices in Florida, Georgia, and Alabama.
62GF Score
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