Bank BradescoFRA:BREC +0.69%70 PB Ratio is 1.04 as of Jun. 24, 2026, which is 18% above its 10-year median of 0.88. GuruFocus rates FRA:BREC with a GF Score™ of 70/100 and a GF Value™ of €3.09 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,516 Banks companies, Bank Bradesco ranks better than 65.44% on this metric.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-06-24), Bank Bradesco's share price is €2.92. Bank Bradesco's Book Value per Share for the quarter that ended in Mar. 2026 was €2.81. Hence, Bank Bradesco's PB Ratio of today is 1.04.
The historical rank and industry rank for Bank Bradesco's PB Ratio or its related term are showing as below:
FRA:BREC'
s PB Ratio Range Over the Past 10 Years
Min: 0.65 Med: 0.88 Max: 1.21
Current: 0.91
During the past 13 years, Bank Bradesco's highest PB Ratio was 1.21. The lowest was 0.65. And the median was 0.88.
FRA:BREC's PB Ratio is ranked better than 65.44% of 1516
companies
in the Banks industry
Industry Median: 1.08
vs FRA:BREC: 0.91
During the past 12 months, Bank Bradesco's average Book Value Per Share Growth Rate was 5.50% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 4.00% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 4.30% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 6.60% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Bank Bradesco was 31.20% per year. The lowest was -16.60% per year. And the median was 11.00% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Bank Bradesco PB Ratio Related Terms
Bank Bradesco PB Ratio Historical Data
* Premium members only.
The historical data trend for Bank Bradesco's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Bank Bradesco's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank Bradesco PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Bank Bradesco's PB Ratio distribution charts can be found below:
* The bar in red indicates where Bank Bradesco's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
Bank Bradesco's PB Ratio for today is calculated as follows:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Bank Bradesco (FRA:BREC) has a PB Ratio of 1.04 as of Jun. 24, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Bank Bradesco and its competitors. This is 18% above median its historical median of 0.88. Over the past decade, Bank Bradesco's PB Ratio has ranged from 0.65 to 1.21. According to the industry distribution chart, Bank Bradesco ranks #524 out of 1516 companies in the Banks industry, placing it in the top 34.6%.
Is Bank Bradesco's PB Ratio too high?
Bank Bradesco's current PB Ratio of 1.04 is 18% above median its 10-year median of 0.88. Over the past 10 years, this metric has ranged from a low of 0.65 to a high of 1.21. The Banks industry median PB Ratio is 1.08. Bank Bradesco's value of 1.04 is 3.7% below this industry median. Based on the distribution chart, Bank Bradesco ranks #524 out of 1516 companies in the Banks industry, which is above the industry midpoint. Overall, Bank Bradesco has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Bank Bradesco's PB Ratio compare to competitors?
According to the Banks industry distribution chart, Bank Bradesco ranks #524 out of 1516 companies for PB Ratio. This puts Bank Bradesco in the upper half of its industry. The industry median PB Ratio is 1.08. Bank Bradesco's value of 1.04 is 3.7% below this benchmark. Historically, Bank Bradesco's own PB Ratio has ranged from 0.65 to 1.21 over the past decade. While the company's 10-year median is 0.88 vs. the industry median of 1.08, Bank Bradesco has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.08, based on 1,516 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank Bradesco's current PB Ratio of 1.04 is 3.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Bank Bradesco and its competitors. For the Banks industry, the median PB Ratio is 1.08 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank Bradesco's current PB Ratio is 1.04, which is 18% above median its own 10-year median of 0.88. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank Bradesco stock overvalued right now?
Based on GuruFocus' analysis, Bank Bradesco (FRA:BREC) is currently considered Fairly Valued. The stock's GF Value™ is €3.09, compared to a current price of €2.92 — trading 5.5% below its estimated fair value. The current PB Ratio is 1.04, which is 18% above median its 10-year median of 0.88 and 3.7% below the Banks industry median of 1.08. Bank Bradesco's overall GF Score™ is 70/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Bank Bradesco (FRA:BREC), the current PB Ratio is 1.04 as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank Bradesco (FRA:BREC) Overvalued in 2026?
Based on GuruFocus' analysis, Bank Bradesco stock appears to be undervalued.
The current stock price of €2.92 is trading 5.5% below its estimated GF Value™ of €3.09.
GuruFocus considers Bank Bradesco to be Fairly Valued.
Key valuation signals for FRA:BREC:
PB Ratio: 1.04 (18% above median its 10-year median of 0.88)
GF Value™: €3.09 vs. price of €2.92 (5.5% below fair value)
Industry Position: 3.7% below the Banks median (#524 of 1516)
No single metric tells the full story. See the FRA:BREC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banco Bradesco is Brazil's second-largest private bank, with about 10%-15% of deposits, and the largest insurance provider in Brazil, with roughly 20%-25% market share. The bank is majority controlled by the Bradesco foundation, a private nonprofit institution focused on education. The bank is also a major asset manager with high-single-digit market share. In 2016, Bradesco acquired the Brazilian operations of HSBC.
70GF Score
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