West BancorpFRA:WB3 -7.96%59 PB Ratio is 1.51 as of Jun. 28, 2026, which is 14% below its 10-year median of 1.75. GuruFocus rates FRA:WB3 with a GF Score™ of 59/100 and a GF Value™ of €18.98 (Fairly Valued). The stock has 7 warning signs investors should review. Among 1,516 Banks companies, West Bancorp ranks worse than 82.78% on this metric.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-06-28), West Bancorp's share price is €20.80. West Bancorp's Book Value per Share for the quarter that ended in Mar. 2026 was €13.75. Hence, West Bancorp's PB Ratio of today is 1.51.
Warning Sign:
West Bancorp Inc stock PB Ratio (=1.68) is close to 3-year high of 1.77.
The historical rank and industry rank for West Bancorp's PB Ratio or its related term are showing as below:
FRA:WB3'
s PB Ratio Range Over the Past 10 Years
Min: 1.18 Med: 1.75 Max: 2.43
Current: 1.68
During the past 13 years, West Bancorp's highest PB Ratio was 2.43. The lowest was 1.18. And the median was 1.75.
FRA:WB3's PB Ratio is ranked worse than 82.78% of 1516
companies
in the Banks industry
Industry Median: 1.09
vs FRA:WB3: 1.68
During the past 12 months, West Bancorp's average Book Value Per Share Growth Rate was 13.10% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 7.40% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 1.00% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 4.30% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of West Bancorp was 11.50% per year. The lowest was -4.90% per year. And the median was 7.30% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
West Bancorp PB Ratio Related Terms
West Bancorp PB Ratio Historical Data
* Premium members only.
The historical data trend for West Bancorp's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, West Bancorp's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
West Bancorp PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, West Bancorp's PB Ratio distribution charts can be found below:
* The bar in red indicates where West Bancorp's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
West Bancorp's PB Ratio for today is calculated as follows:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
West Bancorp (FRA:WB3) has a PB Ratio of 1.51 as of Jun. 28, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on West Bancorp and its competitors. This is 14% below median its historical median of 1.75. Over the past decade, West Bancorp's PB Ratio has ranged from 1.18 to 2.43. According to the industry distribution chart, West Bancorp ranks #1255 out of 1516 companies in the Banks industry, placing it in the top 82.8%.
Is West Bancorp's PB Ratio too high?
West Bancorp's current PB Ratio of 1.51 is 14% below median its 10-year median of 1.75. Over the past 10 years, this metric has ranged from a low of 1.18 to a high of 2.43. The Banks industry median PB Ratio is 1.09. West Bancorp's value of 1.51 is 38.5% above this industry median. Based on the distribution chart, West Bancorp ranks #1255 out of 1516 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, West Bancorp has a GF Score™ of 59/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does West Bancorp's PB Ratio compare to RBB and NEWT?
According to the Banks industry distribution chart, West Bancorp ranks #1255 out of 1516 companies for PB Ratio. This places West Bancorp in the lower half of its industry. The industry median PB Ratio is 1.09. West Bancorp's value of 1.51 is 38.5% above this benchmark. Historically, West Bancorp's own PB Ratio has ranged from 1.18 to 2.43 over the past decade. While the company's 10-year median is 1.75 vs. the industry median of 1.09, West Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.09, based on 1,516 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. West Bancorp's current PB Ratio of 1.51 is 38.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on West Bancorp and its competitors. For the Banks industry, the median PB Ratio is 1.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. West Bancorp's current PB Ratio is 1.51, which is 14% below median its own 10-year median of 1.75. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is West Bancorp stock overvalued right now?
Based on GuruFocus' analysis, West Bancorp (FRA:WB3) is currently considered Fairly Valued. The stock's GF Value™ is €18.98, compared to a current price of €20.80 — trading 9.6% above its estimated fair value. The current PB Ratio is 1.51, which is 14% below median its 10-year median of 1.75 and 38.5% above the Banks industry median of 1.09. West Bancorp's overall GF Score™ is 59/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For West Bancorp (FRA:WB3), the current PB Ratio is 1.51 as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is West Bancorp (FRA:WB3) Overvalued in 2026?
Based on GuruFocus' analysis, West Bancorp stock appears to be overvalued.
The current stock price of €20.80 is trading 9.6% above its estimated GF Value™ of €18.98.
GuruFocus considers West Bancorp to be Fairly Valued.
Key valuation signals for FRA:WB3:
PB Ratio: 1.51 (14% below median its 10-year median of 1.75)
GF Value™: €18.98 vs. price of €20.80 (9.6% above fair value)
Industry Position: 38.5% above the Banks median (#1255 of 1516)
No single metric tells the full story. See the FRA:WB3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
West Bancorp Inc is a United States-based company that offers a full range of deposit services, including checking, savings, and money market accounts and time certificates of deposit. West Bank also offers online banking, mobile banking, and treasury management services, which help to meet the banking needs of its customers. Treasury management services offered to business customers include cash management, client-generated automated clearing house transactions, remote deposit, and fraud protection services. Also offered are merchant credit card processing and corporate credit cards. The bank operates only in the United States of America.
59GF Score
Get the complete analysis for FRA:WB3
PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
FRA:WB3 has been successfully added to your 
