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WSFS FinancialFRA:WF4 -1.41%74 PB Ratio is 1.52 as of Aug. 08, 2026, which is 23% above its 10-year median of 1.24. GuruFocus rates FRA:WF4 with a GF Score™ of 74/100 and a GF Value™ of €50.83 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,513 Banks companies, WSFS Financial ranks worse than 77.33% on this metric.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-08-08), WSFS Financial's share price is €70.00. WSFS Financial's Book Value per Share for the quarter that ended in Jun. 2026 was €45.97. Hence, WSFS Financial's PB Ratio of today is 1.52.
Warning Sign:
WSFS Financial Corp stock PB Ratio (=1.54) is close to 5-year high of 1.54.
The historical rank and industry rank for WSFS Financial's PB Ratio or its related term are showing as below:
FRA:WF4'
s PB Ratio Range Over the Past 10 Years
Min: 0.58 Med: 1.24 Max: 2.41
Current: 1.52
During the past 13 years, WSFS Financial's highest PB Ratio was 2.41. The lowest was 0.58. And the median was 1.24.
FRA:WF4's PB Ratio is ranked worse than 77.33% of 1513
companies
in the Banks industry
Industry Median: 1.12
vs FRA:WF4: 1.52
During the past 12 months, WSFS Financial's average Book Value Per Share Growth Rate was 11.00% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 12.70% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 5.70% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 9.60% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of WSFS Financial was 102.60% per year. The lowest was -30.10% per year. And the median was 9.75% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
WSFS Financial PB Ratio Related Terms
WSFS Financial PB Ratio Historical Data
* Premium members only.
The historical data trend for WSFS Financial's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, WSFS Financial's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
WSFS Financial PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, WSFS Financial's PB Ratio distribution charts can be found below:
* The bar in red indicates where WSFS Financial's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
WSFS Financial's PB Ratio for today is calculated as follows:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
WSFS Financial (FRA:WF4) has a PB Ratio of 1.52 as of Aug. 08, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on WSFS Financial and its competitors. This is 23% above median its historical median of 1.24. Over the past decade, WSFS Financial's PB Ratio has ranged from 0.58 to 2.41. According to the industry distribution chart, WSFS Financial ranks #1170 out of 1513 companies in the Banks industry, placing it in the top 77.3%.
Is WSFS Financial's PB Ratio too high?
WSFS Financial's current PB Ratio of 1.52 is 23% above median its 10-year median of 1.24. Over the past 10 years, this metric has ranged from a low of 0.58 to a high of 2.41. The Banks industry median PB Ratio is 1.12. WSFS Financial's value of 1.52 is 35.7% above this industry median. Based on the distribution chart, WSFS Financial ranks #1170 out of 1513 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, WSFS Financial has a GF Score™ of 74/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does WSFS Financial's PB Ratio compare to INDB and RNST?
According to the Banks industry distribution chart, WSFS Financial ranks #1170 out of 1513 companies for PB Ratio. This places WSFS Financial in the lower half of its industry. The industry median PB Ratio is 1.12. WSFS Financial's value of 1.52 is 35.7% above this benchmark. Historically, WSFS Financial's own PB Ratio has ranged from 0.58 to 2.41 over the past decade. While the company's 10-year median is 1.24 vs. the industry median of 1.12, WSFS Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.12, based on 1,513 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. WSFS Financial's current PB Ratio of 1.52 is 35.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on WSFS Financial and its competitors. For the Banks industry, the median PB Ratio is 1.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. WSFS Financial's current PB Ratio is 1.52, which is 23% above median its own 10-year median of 1.24. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is WSFS Financial stock overvalued right now?
Based on GuruFocus' analysis, WSFS Financial (FRA:WF4) is currently considered Significantly Overvalued. The stock's GF Value™ is €50.83, compared to a current price of €70.00 — trading 37.7% above its estimated fair value. The current PB Ratio is 1.52, which is 23% above median its 10-year median of 1.24 and 35.7% above the Banks industry median of 1.12. WSFS Financial's overall GF Score™ is 74/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For WSFS Financial (FRA:WF4), the current PB Ratio is 1.52 as of Aug. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is WSFS Financial (FRA:WF4) Overvalued in 2026?
Based on GuruFocus' analysis, WSFS Financial stock appears to be overvalued.
The current stock price of €70.00 is trading 37.7% above its estimated GF Value™ of €50.83.
GuruFocus considers WSFS Financial to be Significantly Overvalued.
Key valuation signals for FRA:WF4:
PB Ratio: 1.52 (23% above median its 10-year median of 1.24)
GF Value™: €50.83 vs. price of €70.00 (37.7% above fair value)
Industry Position: 35.7% above the Banks median (#1170 of 1513)
No single metric tells the full story. See the FRA:WF4 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
WSFS Financial Corp is a savings and loan holding company. The company operates in three segments: the WSFS Bank segment provides loans and leases, and other financial products to commercial and consumer customers; the Cash Connect segment provides ATM vault cash, smart safe, and other cash logistics services; and the Wealth and Trust segment provides a broad array of planning and advisory services, investment management, trust services, and credit and deposit products to individual, corporate, and institutional clients. The majority of revenue is generated from the WSFS Bank segment.
74GF Score
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