Lument Finance TrustLFT -7.07%42 PB Ratio is 0.30 as of Jun. 30, 2026, which is 58% below its 10-year median of 0.71. GuruFocus rates LFT with a GF Score™ of 42/100 and a GF Value™ of $1.35 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 933 REITs companies, Lument Finance Trust ranks better than 92.5% on this metric.
Lument Finance Trust Inc stock PB Ratio (=0.33) is close to 10-year low of 0.31.
The historical rank and industry rank for Lument Finance Trust's PB Ratio or its related term are showing as below:
LFT'
s PB Ratio Range Over the Past 10 Years
Min: 0.3 Med: 0.71 Max: 0.95
Current: 0.3
During the past 13 years, Lument Finance Trust's highest PB Ratio was 0.95. The lowest was 0.30. And the median was 0.71.
LFT's PB Ratio is ranked better than 92.5% of 933
companies
in the REITs industry
Industry Median: 0.87
vs LFT: 0.30
During the past 12 months, Lument Finance Trust's average Book Value Per Share Growth Rate was -9.30% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was -4.60% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was -6.60% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was -7.80% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Lument Finance Trust was 29.90% per year. The lowest was -25.60% per year. And the median was -7.00% per year.
Back to Basics: PB Ratio
Lument Finance Trust (NYSE:LFT) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Lument Finance Trust PB Ratio Related Terms
Lument Finance Trust PB Ratio Historical Data
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The historical data trend for Lument Finance Trust's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the REIT - Mortgage subindustry, Lument Finance Trust's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Lument Finance Trust PB Ratio vs REITs Industry
For the REITs industry and Real Estate sector, Lument Finance Trust's PB Ratio distribution charts can be found below:
* The bar in red indicates where Lument Finance Trust's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Lument Finance Trust (LFT) has a PB Ratio of 0.30 as of Jun. 30, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Lument Finance Trust and its competitors. This is 58% below median its historical median of 0.71. Over the past decade, Lument Finance Trust's PB Ratio has ranged from 0.30 to 0.95. According to the industry distribution chart, Lument Finance Trust ranks #70 out of 933 companies in the REITs industry, placing it in the top 7.5%.
Is Lument Finance Trust's PB Ratio too high?
Lument Finance Trust's current PB Ratio of 0.30 is 58% below median its 10-year median of 0.71. Over the past 10 years, this metric has ranged from a low of 0.30 to a high of 0.95. The REITs industry median PB Ratio is 0.87. Lument Finance Trust's value of 0.30 is 65.5% below this industry median. Based on the distribution chart, Lument Finance Trust ranks #70 out of 933 companies in the REITs industry, which is in the top quartile — a strong position relative to peers. Overall, Lument Finance Trust has a GF Score™ of 42/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Lument Finance Trust's PB Ratio compare to LOAN and SACH?
According to the REITs industry distribution chart, Lument Finance Trust ranks #70 out of 933 companies for PB Ratio. This places Lument Finance Trust in the top 8% of its industry — outperforming the majority of peers. The industry median PB Ratio is 0.87. Lument Finance Trust's value of 0.30 is 65.5% below this benchmark. Historically, Lument Finance Trust's own PB Ratio has ranged from 0.30 to 0.95 over the past decade. While the company's 10-year median is 0.71 vs. the industry median of 0.87, Lument Finance Trust has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a REITs company?
The median PB Ratio among REITs companies is 0.87, based on 933 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Lument Finance Trust's current PB Ratio of 0.30 is 65.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Lument Finance Trust and its competitors. For the REITs industry, the median PB Ratio is 0.87 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Lument Finance Trust's current PB Ratio is 0.30, which is 58% below median its own 10-year median of 0.71. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lument Finance Trust stock overvalued right now?
Based on GuruFocus' analysis, Lument Finance Trust (LFT) is currently considered Possible Value Trap. The stock's GF Value™ is $1.35, compared to a current price of $0.92 — trading 31.9% below its estimated fair value. The current PB Ratio is 0.30, which is 58% below median its 10-year median of 0.71 and 65.5% below the REITs industry median of 0.87. Lument Finance Trust's overall GF Score™ is 42/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Lument Finance Trust (LFT), the current PB Ratio is 0.30 as of Jun. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Lument Finance Trust (LFT) Overvalued in 2026?
Based on GuruFocus' analysis, Lument Finance Trust stock appears to be undervalued.
The current stock price of $0.92 is trading 31.9% below its estimated GF Value™ of $1.35.
GuruFocus considers Lument Finance Trust to be Possible Value Trap.
Key valuation signals for LFT:
PB Ratio: 0.30 (58% below median its 10-year median of 0.71)
GF Value™: $1.35 vs. price of $0.92 (31.9% below fair value)
Industry Position: 65.5% below the REITs median (#70 of 933)
No single metric tells the full story. See the LFT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Lument Finance Trust Inc operates as a real estate investment trust. The company is engaged in investment, financing, and management of a portfolio of commercial real estate debt investments. It invests in transitional floating-rate commercial real estate mortgage loans, mezzanine loans, preferred equity, commercial mortgage-backed securities, fixed-rate loans, construction loans, and other CRE debt instruments.
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