Arch Capital GroupMIL:1ACGL +1.41%68 PB Ratio is 1.48 as of Jun. 29, 2026, which is 3% below its 10-year median of 1.52. GuruFocus rates MIL:1ACGL with a GF Score™ of 68/100 and a GF Value™ of €100.60 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 502 Insurance companies, Arch Capital Group ranks worse than 53.19% on this metric.
Arch Capital Group Ltd stock PB Ratio (=1.47) is close to 3-year low of 1.35.
The historical rank and industry rank for Arch Capital Group's PB Ratio or its related term are showing as below:
MIL:1ACGL'
s PB Ratio Range Over the Past 10 Years
Min: 0.88 Med: 1.52 Max: 2.24
Current: 1.47
During the past 13 years, Arch Capital Group's highest PB Ratio was 2.24. The lowest was 0.88. And the median was 1.52.
MIL:1ACGL's PB Ratio is ranked worse than 53.19% of 502
companies
in the Insurance industry
Industry Median: 1.385
vs MIL:1ACGL: 1.47
During the past 12 months, Arch Capital Group's average Book Value Per Share Growth Rate was 20.00% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 25.90% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 17.20% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 14.80% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Arch Capital Group was 48.00% per year. The lowest was -12.70% per year. And the median was 12.00% per year.
Back to Basics: PB Ratio
Arch Capital Group (MIL:1ACGL) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Arch Capital Group PB Ratio Related Terms
Arch Capital Group PB Ratio Historical Data
* Premium members only.
The historical data trend for Arch Capital Group's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Diversified subindustry, Arch Capital Group's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Arch Capital Group PB Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Arch Capital Group's PB Ratio distribution charts can be found below:
* The bar in red indicates where Arch Capital Group's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Arch Capital Group (MIL:1ACGL) has a PB Ratio of 1.48 as of Jun. 29, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Arch Capital Group and its competitors. This is near median its historical median of 1.52. Over the past decade, Arch Capital Group's PB Ratio has ranged from 0.88 to 2.24. According to the industry distribution chart, Arch Capital Group ranks #267 out of 502 companies in the Insurance industry, placing it in the top 53.2%.
Is Arch Capital Group's PB Ratio too high?
Arch Capital Group's current PB Ratio of 1.48 is near median its 10-year median of 1.52. Over the past 10 years, this metric has ranged from a low of 0.88 to a high of 2.24. The Insurance industry median PB Ratio is 1.39. Arch Capital Group's value of 1.48 is 6.9% above this industry median. Based on the distribution chart, Arch Capital Group ranks #267 out of 502 companies in the Insurance industry, which is below the industry midpoint. Overall, Arch Capital Group has a GF Score™ of 68/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Arch Capital Group's PB Ratio compare to HIG and AIG?
According to the Insurance industry distribution chart, Arch Capital Group ranks #267 out of 502 companies for PB Ratio. This places Arch Capital Group in the lower half of its industry. The industry median PB Ratio is 1.39. Arch Capital Group's value of 1.48 is 6.9% above this benchmark. Historically, Arch Capital Group's own PB Ratio has ranged from 0.88 to 2.24 over the past decade. While the company's 10-year median is 1.52 vs. the industry median of 1.39, Arch Capital Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for an Insurance company?
The median PB Ratio among Insurance companies is 1.39, based on 502 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Arch Capital Group's current PB Ratio of 1.48 is 6.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Arch Capital Group and its competitors. For the Insurance industry, the median PB Ratio is 1.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Arch Capital Group's current PB Ratio is 1.48, which is near median its own 10-year median of 1.52. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Arch Capital Group stock overvalued right now?
Based on GuruFocus' analysis, Arch Capital Group (MIL:1ACGL) is currently considered Modestly Undervalued. The stock's GF Value™ is €100.60, compared to a current price of €84.88 — trading 15.6% below its estimated fair value. The current PB Ratio is 1.48, which is near median its 10-year median of 1.52 and 6.9% above the Insurance industry median of 1.39. Arch Capital Group's overall GF Score™ is 68/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Arch Capital Group (MIL:1ACGL), the current PB Ratio is 1.48 as of Jun. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Arch Capital Group (MIL:1ACGL) Overvalued in 2026?
Based on GuruFocus' analysis, Arch Capital Group stock appears to be undervalued.
The current stock price of €84.88 is trading 15.6% below its estimated GF Value™ of €100.60.
GuruFocus considers Arch Capital Group to be Modestly Undervalued.
Key valuation signals for MIL:1ACGL:
PB Ratio: 1.48 (near median its 10-year median of 1.52)
GF Value™: €100.60 vs. price of €84.88 (15.6% below fair value)
Industry Position: 6.9% above the Insurance median (#267 of 502)
No single metric tells the full story. See the MIL:1ACGL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Arch Capital Group Ltd is a Bermuda company that writes insurance and reinsurance with operations in the United States, Canada, Europe, Australia, and the United Kingdom. The business operates through three underwriting segments: insurance, reinsurance, and mortgage. The insurance segment provides specialty risk solutions to clients across various industries. The reinsurance segment provides reinsurance services which cover property catastrophe, property, liability, marine, aviation and space, trade credit and surety, agriculture, accident, life and health, and political risk. The mortgage business provides risk management and risk financing products to the mortgage insurance sectors through platforms in the U.S., Europe and Bermuda.
68GF Score
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