Metro Bank HoldingsMTRBF +0.88%44 PB Ratio is 0.78 as of Jul. 04, 2026, which is 189% above its 10-year median of 0.27. GuruFocus rates MTRBF with a GF Score™ of 44/100 and a GF Value™ of $0.90 (Significantly Overvalued). The stock has 8 warning signs investors should review. Among 1,517 Banks companies, Metro Bank Holdings ranks better than 74.75% on this metric.
Metro Bank Holdings PLC stock PB Ratio (=0.79) is close to 5-year high of 0.79.
The historical rank and industry rank for Metro Bank Holdings's PB Ratio or its related term are showing as below:
MTRBF'
s PB Ratio Range Over the Past 10 Years
Min: 0.06 Med: 0.27 Max: 6.61
Current: 0.79
During the past 13 years, Metro Bank Holdings's highest PB Ratio was 6.61. The lowest was 0.06. And the median was 0.27.
MTRBF's PB Ratio is ranked better than 74.75% of 1517
companies
in the Banks industry
Industry Median: 1.1
vs MTRBF: 0.79
During the past 12 months, Metro Bank Holdings's average Book Value Per Share Growth Rate was 25.40% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was -26.50% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was -26.90% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was -16.20% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Metro Bank Holdings was 41.60% per year. The lowest was -39.10% per year. And the median was -15.50% per year.
Back to Basics: PB Ratio
Metro Bank Holdings (OTCPK:MTRBF) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Metro Bank Holdings PB Ratio Related Terms
Metro Bank Holdings PB Ratio Historical Data
* Premium members only.
The historical data trend for Metro Bank Holdings's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Metro Bank Holdings PB Ratio Competitor Comparison
For the Banks - Regional subindustry, Metro Bank Holdings's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Metro Bank Holdings PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Metro Bank Holdings's PB Ratio distribution charts can be found below:
* The bar in red indicates where Metro Bank Holdings's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Metro Bank Holdings (MTRBF) has a PB Ratio of 0.78 as of Jul. 04, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Metro Bank Holdings and its competitors. This is 189% above median its historical median of 0.27. Over the past decade, Metro Bank Holdings' PB Ratio has ranged from 0.06 to 6.61. According to the industry distribution chart, Metro Bank Holdings ranks #383 out of 1517 companies in the Banks industry, placing it in the top 25.2%.
Is Metro Bank Holdings' PB Ratio too high?
Metro Bank Holdings' current PB Ratio of 0.78 is 189% above median its 10-year median of 0.27. Over the past 10 years, this metric has ranged from a low of 0.06 to a high of 6.61. The Banks industry median PB Ratio is 1.10. Metro Bank Holdings' value of 0.78 is 29.1% below this industry median. Based on the distribution chart, Metro Bank Holdings ranks #383 out of 1517 companies in the Banks industry, which is above the industry midpoint. Overall, Metro Bank Holdings has a GF Score™ of 44/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Metro Bank Holdings' PB Ratio compare to competitors?
According to the Banks industry distribution chart, Metro Bank Holdings ranks #383 out of 1517 companies for PB Ratio. This puts Metro Bank Holdings in the upper half of its industry. The industry median PB Ratio is 1.10. Metro Bank Holdings' value of 0.78 is 29.1% below this benchmark. Historically, Metro Bank Holdings' own PB Ratio has ranged from 0.06 to 6.61 over the past decade. While the company's 10-year median is 0.27 vs. the industry median of 1.10, Metro Bank Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.10, based on 1,517 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Metro Bank Holdings's current PB Ratio of 0.78 is 29.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Metro Bank Holdings and its competitors. For the Banks industry, the median PB Ratio is 1.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Metro Bank Holdings's current PB Ratio is 0.78, which is 189% above median its own 10-year median of 0.27. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Metro Bank Holdings stock overvalued right now?
Based on GuruFocus' analysis, Metro Bank Holdings (MTRBF) is currently considered Significantly Overvalued. The stock's GF Value™ is $0.90, compared to a current price of $2.30 — trading 155.6% above its estimated fair value. The current PB Ratio is 0.78, which is 189% above median its 10-year median of 0.27 and 29.1% below the Banks industry median of 1.10. Metro Bank Holdings' overall GF Score™ is 44/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Metro Bank Holdings (MTRBF), the current PB Ratio is 0.78 as of Jul. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Metro Bank Holdings (MTRBF) Overvalued in 2026?
Based on GuruFocus' analysis, Metro Bank Holdings stock appears to be overvalued.
The current stock price of $2.30 is trading 155.6% above its estimated GF Value™ of $0.90.
GuruFocus considers Metro Bank Holdings to be Significantly Overvalued.
Key valuation signals for MTRBF:
PB Ratio: 0.78 (189% above median its 10-year median of 0.27)
GF Value™: $0.90 vs. price of $2.30 (155.6% above fair value)
Industry Position: 29.1% below the Banks median (#383 of 1517)
No single metric tells the full story. See the MTRBF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Metro Bank Holdings PLC is a holding company. The firm through its subsidiary engages in deposit-taking and lending activities with a focus on retail and small and medium-sized commercial customers in the United Kingdom. It engages in offering bank accounts, saving accounts, borrowing services, insurance, and mortgage services for personal and business banking.
44GF Score
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