Lloyds LuxuriesNSE:LLOYDS -4.91%74 PB Ratio is 0.53 as of Jun. 26, 2026, which is 82% below its 10-year median of 2.92. GuruFocus rates NSE:LLOYDS with a GF Score™ of 74/100 and a GF Value™ of ₹148.54 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 90 Personal Services companies, Lloyds Luxuries ranks better than 81.11% on this metric.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-06-26), Lloyds Luxuries's share price is ₹72.55. Lloyds Luxuries's Book Value per Share for the quarter that ended in Mar. 2026 was ₹136.41. Hence, Lloyds Luxuries's PB Ratio of today is 0.53.
The historical rank and industry rank for Lloyds Luxuries's PB Ratio or its related term are showing as below:
NSE:LLOYDS'
s PB Ratio Range Over the Past 10 Years
Min: 0.25 Med: 2.92 Max: 5.31
Current: 0.53
During the past 7 years, Lloyds Luxuries's highest PB Ratio was 5.31. The lowest was 0.25. And the median was 2.92.
NSE:LLOYDS's PB Ratio is ranked better than 81.11% of 90
companies
in the Personal Services industry
Industry Median: 1.475
vs NSE:LLOYDS: 0.53
During the past 12 months, Lloyds Luxuries's average Book Value Per Share Growth Rate was 402.90% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 66.50% per year.
During the past 7 years, the highest 3-Year average Book Value Per Share Growth Rate of Lloyds Luxuries was 66.50% per year. The lowest was 7.70% per year. And the median was 37.10% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Lloyds Luxuries PB Ratio Related Terms
Lloyds Luxuries PB Ratio Historical Data
* Premium members only.
The historical data trend for Lloyds Luxuries's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Personal Services subindustry, Lloyds Luxuries's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Lloyds Luxuries PB Ratio vs Personal Services Industry
For the Personal Services industry and Consumer Cyclical sector, Lloyds Luxuries's PB Ratio distribution charts can be found below:
* The bar in red indicates where Lloyds Luxuries's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
Lloyds Luxuries's PB Ratio for today is calculated as follows:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Lloyds Luxuries (NSE:LLOYDS) has a PB Ratio of 0.53 as of Jun. 26, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Lloyds Luxuries and its competitors. This is 82% below median its historical median of 2.92. Over the past decade, Lloyds Luxuries' PB Ratio has ranged from 0.25 to 5.31. According to the industry distribution chart, Lloyds Luxuries ranks #17 out of 90 companies in the Personal Services industry, placing it in the top 18.9%.
Is Lloyds Luxuries' PB Ratio too high?
Lloyds Luxuries' current PB Ratio of 0.53 is 82% below median its 10-year median of 2.92. Over the past 10 years, this metric has ranged from a low of 0.25 to a high of 5.31. The Personal Services industry median PB Ratio is 1.48. Lloyds Luxuries' value of 0.53 is 64.1% below this industry median. Based on the distribution chart, Lloyds Luxuries ranks #17 out of 90 companies in the Personal Services industry, which is in the top quartile — a strong position relative to peers. Overall, Lloyds Luxuries has a GF Score™ of 74/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Lloyds Luxuries' PB Ratio compare to ROL and SCI?
According to the Personal Services industry distribution chart, Lloyds Luxuries ranks #17 out of 90 companies for PB Ratio. This places Lloyds Luxuries in the top 19% of its industry — outperforming the majority of peers. The industry median PB Ratio is 1.48. Lloyds Luxuries' value of 0.53 is 64.1% below this benchmark. Historically, Lloyds Luxuries' own PB Ratio has ranged from 0.25 to 5.31 over the past decade. While the company's 10-year median is 2.92 vs. the industry median of 1.48, Lloyds Luxuries has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Personal Services company?
The median PB Ratio among Personal Services companies is 1.48, based on 90 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Lloyds Luxuries's current PB Ratio of 0.53 is 64.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Lloyds Luxuries and its competitors. For the Personal Services industry, the median PB Ratio is 1.48 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Lloyds Luxuries's current PB Ratio is 0.53, which is 82% below median its own 10-year median of 2.92. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lloyds Luxuries stock overvalued right now?
Based on GuruFocus' analysis, Lloyds Luxuries (NSE:LLOYDS) is currently considered Significantly Undervalued. The stock's GF Value™ is ₹148.54, compared to a current price of ₹72.55 — trading 51.2% below its estimated fair value. The current PB Ratio is 0.53, which is 82% below median its 10-year median of 2.92 and 64.1% below the Personal Services industry median of 1.48. Lloyds Luxuries' overall GF Score™ is 74/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Lloyds Luxuries (NSE:LLOYDS), the current PB Ratio is 0.53 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Lloyds Luxuries (NSE:LLOYDS) Overvalued in 2026?
Based on GuruFocus' analysis, Lloyds Luxuries stock appears to be undervalued.
The current stock price of ₹72.55 is trading 51.2% below its estimated GF Value™ of ₹148.54.
GuruFocus considers Lloyds Luxuries to be Significantly Undervalued.
Key valuation signals for NSE:LLOYDS:
PB Ratio: 0.53 (82% below median its 10-year median of 2.92)
GF Value™: ₹148.54 vs. price of ₹72.55 (51.2% below fair value)
Industry Position: 64.1% below the Personal Services median (#17 of 90)
No single metric tells the full story. See the NSE:LLOYDS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Lloyds Luxuries Ltd is an organized player of salon services and beauty products in India, focused on sale & services of men's and women's groom care products. The company owns an exclusive franchisee of Truefitt & Hill, which is an international brand offering a wide range of beauty products and salon services for men through luxury barbershops operating across many countries.
74GF Score
Get the complete analysis for NSE:LLOYDS
PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
NSE:LLOYDS has been successfully added to your 
