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My Mudra FincorpNSE:MYMUDRA +11.11%21 PB Ratio is 1.39 as of Jul. 23, 2026, which is 21% below its 10-year median of 1.77. GuruFocus rates NSE:MYMUDRA with a GF Score™ of 21/100. The stock has 3 warning signs investors should review. Among 1,047 Business Services companies, My Mudra Fincorp ranks better than 62.08% on this metric.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-23), My Mudra Fincorp's share price is ₹80.00. My Mudra Fincorp's Book Value per Share for the quarter that ended in Mar. 2026 was ₹57.43. Hence, My Mudra Fincorp's PB Ratio of today is 1.39.
Good Sign:
My Mudra Fincorp Ltd stock PB Ratio (=1.24) is close to 2-year low of 1.19.
The historical rank and industry rank for My Mudra Fincorp's PB Ratio or its related term are showing as below:
NSE:MYMUDRA'
s PB Ratio Range Over the Past 10 Years
Min: 1.17 Med: 1.77 Max: 8.15
Current: 1.4
During the past 5 years, My Mudra Fincorp's highest PB Ratio was 8.15. The lowest was 1.17. And the median was 1.77.
NSE:MYMUDRA's PB Ratio is ranked better than 62.08% of 1047
companies
in the Business Services industry
Industry Median: 1.65
vs NSE:MYMUDRA: 1.40
During the past 12 months, My Mudra Fincorp's average Book Value Per Share Growth Rate was 22.50% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 97.90% per year.
During the past 5 years, the highest 3-Year average Book Value Per Share Growth Rate of My Mudra Fincorp was 130.20% per year. The lowest was 97.90% per year. And the median was 114.05% per year.
Back to Basics: PB Ratio
My Mudra Fincorp (NSE:MYMUDRA) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
My Mudra Fincorp PB Ratio Related Terms
My Mudra Fincorp PB Ratio Historical Data
* Premium members only.
The historical data trend for My Mudra Fincorp's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
My Mudra Fincorp PB Ratio Chart
My Mudra Fincorp Annual Data
Trend
Mar22
Mar23
Mar24
Mar25
Mar26
PB Ratio
0.00
0.00
0.00
1.10
1.27
My Mudra Fincorp Semi-Annual Data
Mar22
Mar23
Mar24
Mar25
Mar26
PB Ratio
0.00
0.00
0.00
1.10
1.27
NSE:MYMUDRA vs CTAS, CPRT, ULS: PB Ratio Comparison
For the Specialty Business Services subindustry, My Mudra Fincorp's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
My Mudra Fincorp PB Ratio vs Business Services Industry
For the Business Services industry and Industrials sector, My Mudra Fincorp's PB Ratio distribution charts can be found below:
* The bar in red indicates where My Mudra Fincorp's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
My Mudra Fincorp (NSE:MYMUDRA) has a PB Ratio of 1.39 as of Jul. 23, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on My Mudra Fincorp and its competitors. This is 21% below median its historical median of 1.77. Over the past decade, My Mudra Fincorp's PB Ratio has ranged from 1.17 to 8.15. According to the industry distribution chart, My Mudra Fincorp ranks #397 out of 1047 companies in the Business Services industry, placing it in the top 37.9%.
Is My Mudra Fincorp's PB Ratio too high?
My Mudra Fincorp's current PB Ratio of 1.39 is 21% below median its 10-year median of 1.77. Over the past 10 years, this metric has ranged from a low of 1.17 to a high of 8.15. The Business Services industry median PB Ratio is 1.65. My Mudra Fincorp's value of 1.39 is 15.8% below this industry median. Based on the distribution chart, My Mudra Fincorp ranks #397 out of 1047 companies in the Business Services industry, which is above the industry midpoint. Overall, My Mudra Fincorp has a GF Score™ of 21/100, reflecting its overall financial health beyond just this single metric.
How does My Mudra Fincorp's PB Ratio compare to CTAS and CPRT?
According to the Business Services industry distribution chart, My Mudra Fincorp ranks #397 out of 1047 companies for PB Ratio. This puts My Mudra Fincorp in the upper half of its industry. The industry median PB Ratio is 1.65. My Mudra Fincorp's value of 1.39 is 15.8% below this benchmark. Historically, My Mudra Fincorp's own PB Ratio has ranged from 1.17 to 8.15 over the past decade. While the company's 10-year median is 1.77 vs. the industry median of 1.65, My Mudra Fincorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Business Services company?
The median PB Ratio among Business Services companies is 1.65, based on 1,047 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. My Mudra Fincorp's current PB Ratio of 1.39 is 15.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on My Mudra Fincorp and its competitors. For the Business Services industry, the median PB Ratio is 1.65 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. My Mudra Fincorp's current PB Ratio is 1.39, which is 21% below median its own 10-year median of 1.77. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is My Mudra Fincorp stock overvalued right now?
My Mudra Fincorp (NSE:MYMUDRA) has a current PB Ratio of 1.39. The current PB Ratio is 1.39, which is 21% below median its 10-year median of 1.77 and 15.8% below the Business Services industry median of 1.65. My Mudra Fincorp's overall GF Score™ is 21/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For My Mudra Fincorp (NSE:MYMUDRA), the current PB Ratio is 1.39 as of Jul. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
My Mudra Fincorp Ltd functions as a Channel Partner (DSA) for Banks and NBFCs operating in India. Its business model integrates tele-calling, advertising, direct marketing, referrals, networking, and a combined physical and digital (physital) marketing approach to acquire customers for the banks and NBFC's. The company provides its customers with the ability to research and compare a wide range of lending and insurance products offered by its lending and insurer partners, enhancing choice and transparency.
21GF Score
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