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My Mudra FincorpNSE:MYMUDRA +11.11%21 ROA % is 18.28% as of Mar. 2026, which is 7% below its 10-year median of 19.64. GuruFocus rates NSE:MYMUDRA with a GF Score™ of 21/100. The stock has 3 warning signs investors should review. Among 1,094 Business Services companies, My Mudra Fincorp ranks better than 78.98% on this metric.
ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. My Mudra Fincorp's annualizedNet Income for the quarter that ended in Mar. 2026 was ₹132.6 Mil.
My Mudra Fincorp's average Total Assets over the quarter that ended in Mar. 2026 was ₹725.3 Mil. Therefore, My Mudra Fincorp's annualized ROA % for the quarter that ended in Mar. 2026 was 18.28%.
The historical rank and industry rank for My Mudra Fincorp's ROA % or its related term are showing as below:
NSE:MYMUDRA'
s ROA % Range Over the Past 10 Years
Min: 4.99 Med: 19.64 Max: 28.6
Current: 9.14
During the past 5 years, My Mudra Fincorp's highest ROA % was 28.60%. The lowest was 4.99%. And the median was 19.64%.
NSE:MYMUDRA's ROA % is ranked better than 78.98% of 1094
companies
in the Business Services industry
Industry Median: 3.475
vs NSE:MYMUDRA: 9.14
My Mudra Fincorp (NSE:MYMUDRA) ROA % Explanation
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is two times the semi-annual (Mar. 2026) net income data. The Revenue data used here is two times the semi-annual (Mar. 2026) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
My Mudra Fincorp ROA % Related Terms
My Mudra Fincorp ROA % Historical Data
* Premium members only.
The historical data trend for My Mudra Fincorp's ROA % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
My Mudra Fincorp ROA % Chart
My Mudra Fincorp Annual Data
Trend
Mar22
Mar23
Mar24
Mar25
Mar26
ROA %
4.99
28.60
28.48
19.64
16.55
My Mudra Fincorp Semi-Annual Data
Mar22
Mar23
Mar24
Mar25
Mar26
ROA %
0.00
0.00
0.00
26.77
18.28
NSE:MYMUDRA vs CTAS, CPRT, ULS: ROA % Comparison
For the Specialty Business Services subindustry, My Mudra Fincorp's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
My Mudra Fincorp ROA % vs Business Services Industry
For the Business Services industry and Industrials sector, My Mudra Fincorp's ROA % distribution charts can be found below:
* The bar in red indicates where My Mudra Fincorp's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is two times the semi-annual (Mar. 2026) net income data.
ROA % is displayed in the 30-year financial page.
My Mudra Fincorp (NSE:MYMUDRA) has a ROA % of 18.28% as of Mar. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on My Mudra Fincorp and its competitors. This is near median its historical median of 19.64. Over the past decade, My Mudra Fincorp's ROA % has ranged from 4.99 to 28.60. According to the industry distribution chart, My Mudra Fincorp ranks #230 out of 1094 companies in the Business Services industry, placing it in the top 21%.
Is My Mudra Fincorp's ROA % too high?
My Mudra Fincorp's current ROA % of 18.28% is near median its 10-year median of 19.64. Over the past 10 years, this metric has ranged from a low of 4.99 to a high of 28.60. The Business Services industry median ROA % is 3.48. My Mudra Fincorp's value of 18.28% is 426% above this industry median. Based on the distribution chart, My Mudra Fincorp ranks #230 out of 1094 companies in the Business Services industry, which is in the top quartile — a strong position relative to peers. Overall, My Mudra Fincorp has a GF Score™ of 21/100, reflecting its overall financial health beyond just this single metric.
How does My Mudra Fincorp's ROA % compare to CTAS and CPRT?
According to the Business Services industry distribution chart, My Mudra Fincorp ranks #230 out of 1094 companies for ROA %. This places My Mudra Fincorp in the top 21% of its industry — outperforming the majority of peers. The industry median ROA % is 3.48. My Mudra Fincorp's value of 18.28% is 426% above this benchmark. Historically, My Mudra Fincorp's own ROA % has ranged from 4.99 to 28.60 over the past decade. While the company's 10-year median is 19.64 vs. the industry median of 3.48, My Mudra Fincorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Business Services company?
The median ROA % among Business Services companies is 3.48, based on 1,094 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. My Mudra Fincorp's current ROA % of 18.28% is 426% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on My Mudra Fincorp and its competitors. For the Business Services industry, the median ROA % is 3.48 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. My Mudra Fincorp's current ROA % is 18.28%, which is near median its own 10-year median of 19.64. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is My Mudra Fincorp stock overvalued right now?
My Mudra Fincorp (NSE:MYMUDRA) has a current ROA % of 18.28%. The current ROA % is 18.28%, which is near median its 10-year median of 19.64 and 426% above the Business Services industry median of 3.48. My Mudra Fincorp's overall GF Score™ is 21/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For My Mudra Fincorp (NSE:MYMUDRA), the current ROA % is 18.28% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
My Mudra Fincorp Ltd functions as a Channel Partner (DSA) for Banks and NBFCs operating in India. Its business model integrates tele-calling, advertising, direct marketing, referrals, networking, and a combined physical and digital (physital) marketing approach to acquire customers for the banks and NBFC's. The company provides its customers with the ability to research and compare a wide range of lending and insurance products offered by its lending and insurer partners, enhancing choice and transparency.
21GF Score
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