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My Mudra FincorpNSE:MYMUDRA +11.11%21 ROE % is 22.31% as of Mar. 2026, which is 14% below its 10-year median of 25.81. GuruFocus rates NSE:MYMUDRA with a GF Score™ of 21/100. The stock has 3 warning signs investors should review. Among 1,057 Business Services companies, My Mudra Fincorp ranks better than 60.93% on this metric.
The historical rank and industry rank for My Mudra Fincorp's ROE % or its related term are showing as below:
NSE:MYMUDRA'
s ROE % Range Over the Past 10 Years
Min: 10.7 Med: 25.81 Max: 54.09
Current: 11.16
During the past 5 years, My Mudra Fincorp's highest ROE % was 54.09%. The lowest was 10.70%. And the median was 25.81%.
NSE:MYMUDRA's ROE % is ranked better than 60.93% of 1057
companies
in the Business Services industry
Industry Median: 8.1
vs NSE:MYMUDRA: 11.16
My Mudra Fincorp (NSE:MYMUDRA) ROE % Explanation
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is two times the semi-annual (Mar. 2026) net income data. The Revenue data used here is two times the semi-annual (Mar. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
My Mudra Fincorp ROE % Related Terms
My Mudra Fincorp ROE % Historical Data
* Premium members only.
The historical data trend for My Mudra Fincorp's ROE % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
My Mudra Fincorp ROE % Chart
My Mudra Fincorp Annual Data
Trend
Mar22
Mar23
Mar24
Mar25
Mar26
ROE %
10.70
54.09
51.71
25.81
20.20
My Mudra Fincorp Semi-Annual Data
Mar22
Mar23
Mar24
Mar25
Mar26
ROE %
0.00
0.00
0.00
35.19
22.31
NSE:MYMUDRA vs CTAS, CPRT, ULS: ROE % Comparison
For the Specialty Business Services subindustry, My Mudra Fincorp's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
My Mudra Fincorp ROE % vs Business Services Industry
For the Business Services industry and Industrials sector, My Mudra Fincorp's ROE % distribution charts can be found below:
* The bar in red indicates where My Mudra Fincorp's ROE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is two times the semi-annual (Mar. 2026) net income data.
ROE % is displayed in the 30-year financial page.
My Mudra Fincorp (NSE:MYMUDRA) has a ROE % of 22.31% as of Mar. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on My Mudra Fincorp and its competitors. This is 14% below median its historical median of 25.81. Over the past decade, My Mudra Fincorp's ROE % has ranged from 10.70 to 54.09. According to the industry distribution chart, My Mudra Fincorp ranks #413 out of 1057 companies in the Business Services industry, placing it in the top 39.1%.
Is My Mudra Fincorp's ROE % too high?
My Mudra Fincorp's current ROE % of 22.31% is 14% below median its 10-year median of 25.81. Over the past 10 years, this metric has ranged from a low of 10.70 to a high of 54.09. The Business Services industry median ROE % is 8.10. My Mudra Fincorp's value of 22.31% is 175.4% above this industry median. Based on the distribution chart, My Mudra Fincorp ranks #413 out of 1057 companies in the Business Services industry, which is above the industry midpoint. Overall, My Mudra Fincorp has a GF Score™ of 21/100, reflecting its overall financial health beyond just this single metric.
How does My Mudra Fincorp's ROE % compare to CTAS and CPRT?
According to the Business Services industry distribution chart, My Mudra Fincorp ranks #413 out of 1057 companies for ROE %. This puts My Mudra Fincorp in the upper half of its industry. The industry median ROE % is 8.10. My Mudra Fincorp's value of 22.31% is 175.4% above this benchmark. Historically, My Mudra Fincorp's own ROE % has ranged from 10.70 to 54.09 over the past decade. While the company's 10-year median is 25.81 vs. the industry median of 8.10, My Mudra Fincorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Business Services company?
The median ROE % among Business Services companies is 8.10, based on 1,057 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. My Mudra Fincorp's current ROE % of 22.31% is 175.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on My Mudra Fincorp and its competitors. For the Business Services industry, the median ROE % is 8.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. My Mudra Fincorp's current ROE % is 22.31%, which is 14% below median its own 10-year median of 25.81. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is My Mudra Fincorp stock overvalued right now?
My Mudra Fincorp (NSE:MYMUDRA) has a current ROE % of 22.31%. The current ROE % is 22.31%, which is 14% below median its 10-year median of 25.81 and 175.4% above the Business Services industry median of 8.10. My Mudra Fincorp's overall GF Score™ is 21/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For My Mudra Fincorp (NSE:MYMUDRA), the current ROE % is 22.31% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
My Mudra Fincorp Ltd functions as a Channel Partner (DSA) for Banks and NBFCs operating in India. Its business model integrates tele-calling, advertising, direct marketing, referrals, networking, and a combined physical and digital (physital) marketing approach to acquire customers for the banks and NBFC's. The company provides its customers with the ability to research and compare a wide range of lending and insurance products offered by its lending and insurer partners, enhancing choice and transparency.
21GF Score
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