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My Mudra FincorpNSE:MYMUDRA -2.37%21 ROC (Joel Greenblatt) % is 97.24% as of Mar. 2026, which is 19% above its 10-year median of 81.87. GuruFocus rates NSE:MYMUDRA with a GF Score™ of 21/100. The stock has 3 warning signs investors should review. Among 1,083 Business Services companies, My Mudra Fincorp ranks better than 68.61% on this metric.
Joel Greenblatt defined Return on Capital differently in his book The Little Book That Still Beats the Market (Little Books. Big Profits). He defines ROC (Joel Greenblatt) % as EBIT divided by the total of Property, Plant and Equipment and net working capital. My Mudra Fincorp's annualized ROC (Joel Greenblatt) % for the quarter that ended in Mar. 2026 was 97.24%.
The historical rank and industry rank for My Mudra Fincorp's ROC (Joel Greenblatt) % or its related term are showing as below:
NSE:MYMUDRA'
s ROC (Joel Greenblatt) % Range Over the Past 10 Years
Min: 21.64 Med: 81.87 Max: 90.52
Current: 48.62
During the past 5 years, My Mudra Fincorp's highest ROC (Joel Greenblatt) % was 90.52%. The lowest was 21.64%. And the median was 81.87%.
NSE:MYMUDRA's ROC (Joel Greenblatt) % is ranked better than 68.61% of 1083
companies
in the Business Services industry
Industry Median: 21.99
vs NSE:MYMUDRA: 48.62
My Mudra Fincorp's 5-Year average Growth Rate of ROC (Joel Greenblatt) % was 0.00% per year.
My Mudra Fincorp (NSE:MYMUDRA) ROC (Joel Greenblatt) % Explanation
The way Joel Greenblatt defines Return on Capital is a more accurate measure of how efficiently the company generates returns onthe capital actually invested in the business. EBIT is used instead of net income because the tax and interest payment may be affected by factors other than the core business operation. Intangible assets are not included in the calculation because they don't need to be replaced.
My Mudra Fincorp ROC (Joel Greenblatt) % Related Terms
My Mudra Fincorp ROC (Joel Greenblatt) % Historical Data
* Premium members only.
The historical data trend for My Mudra Fincorp's ROC (Joel Greenblatt) % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
My Mudra Fincorp ROC (Joel Greenblatt) % Chart
My Mudra Fincorp Annual Data
Trend
Mar22
Mar23
Mar24
Mar25
Mar26
ROC (Joel Greenblatt) %
21.64
81.87
90.52
73.40
87.39
My Mudra Fincorp Semi-Annual Data
Mar22
Mar23
Mar24
Mar25
Mar26
ROC (Joel Greenblatt) %
0.00
0.00
0.00
96.01
97.24
NSE:MYMUDRA vs CTAS, CPRT, GPN: ROC (Joel Greenblatt) % Comparison
For the Specialty Business Services subindustry, My Mudra Fincorp's ROC (Joel Greenblatt) %, along with its competitors' market caps and ROC (Joel Greenblatt) % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
My Mudra Fincorp ROC (Joel Greenblatt) % vs Business Services Industry
For the Business Services industry and Industrials sector, My Mudra Fincorp's ROC (Joel Greenblatt) % distribution charts can be found below:
* The bar in red indicates where My Mudra Fincorp's ROC (Joel Greenblatt) % falls into.
My Mudra Fincorp ROC (Joel Greenblatt) % Calculation
Joel Greenblatt defined Return on Capital differently in his book The Little Book That Still Beats the Market (Little Books. Big Profits) . He defines Return on Capital as follows:
EBIT stands for Earnings Before Interest and Taxes.
Fixed Assets are also known as non-current assets. They include the Property, Plant and Equipment that the firm needs in its operation.
GuruFocus calculates net working capital as: (Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Deferred Revenue + Other Current Liabilities). We're trying to account for OPERATING assets and liabilities (part of daily business) when calculating working capital. Cash and marketable securities are considered NON-OPERATING assets and are not included in calculation. We will also back out all interest bearing debt, short term debt and the portion of long term debt that is due in the current period from the current liabilities. This debt will be considered when computing cost of capital and it would be inappropriate to count it twice.
Note:
The EBIT data used here is two times the semi-annual (Mar. 2026) EBIT data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a ROC (Joel Greenblatt) % of 97.24% mean?
My Mudra Fincorp (NSE:MYMUDRA) has a ROC (Joel Greenblatt) % of 97.24% as of Mar. 2026. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on My Mudra Fincorp and its competitors. This is 19% above median its historical median of 81.87. Over the past decade, My Mudra Fincorp's ROC (Joel Greenblatt) % has ranged from 21.64 to 90.52. According to the industry distribution chart, My Mudra Fincorp ranks #340 out of 1083 companies in the Business Services industry, placing it in the top 31.4%.
Is My Mudra Fincorp's ROC (Joel Greenblatt) % too high?
My Mudra Fincorp's current ROC (Joel Greenblatt) % of 97.24% is 19% above median its 10-year median of 81.87. Over the past 10 years, this metric has ranged from a low of 21.64 to a high of 90.52. The Business Services industry median ROC (Joel Greenblatt) % is 21.99. My Mudra Fincorp's value of 97.24% is 342.2% above this industry median. Based on the distribution chart, My Mudra Fincorp ranks #340 out of 1083 companies in the Business Services industry, which is above the industry midpoint. Overall, My Mudra Fincorp has a GF Score™ of 21/100, reflecting its overall financial health beyond just this single metric.
How does My Mudra Fincorp's ROC (Joel Greenblatt) % compare to CTAS and CPRT?
According to the Business Services industry distribution chart, My Mudra Fincorp ranks #340 out of 1083 companies for ROC (Joel Greenblatt) %. This puts My Mudra Fincorp in the upper half of its industry. The industry median ROC (Joel Greenblatt) % is 21.99. My Mudra Fincorp's value of 97.24% is 342.2% above this benchmark. Historically, My Mudra Fincorp's own ROC (Joel Greenblatt) % has ranged from 21.64 to 90.52 over the past decade. While the company's 10-year median is 81.87 vs. the industry median of 21.99, My Mudra Fincorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Business Services company?
The median ROC (Joel Greenblatt) % among Business Services companies is 21.99, based on 1,083 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. My Mudra Fincorp's current ROC (Joel Greenblatt) % of 97.24% is 342.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on My Mudra Fincorp and its competitors. For the Business Services industry, the median ROC (Joel Greenblatt) % is 21.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. My Mudra Fincorp's current ROC (Joel Greenblatt) % is 97.24%, which is 19% above median its own 10-year median of 81.87. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is My Mudra Fincorp stock overvalued right now?
My Mudra Fincorp (NSE:MYMUDRA) has a current ROC (Joel Greenblatt) % of 97.24%. The current ROC (Joel Greenblatt) % is 97.24%, which is 19% above median its 10-year median of 81.87 and 342.2% above the Business Services industry median of 21.99. My Mudra Fincorp's overall GF Score™ is 21/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For My Mudra Fincorp (NSE:MYMUDRA), the current ROC (Joel Greenblatt) % is 97.24% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
My Mudra Fincorp Ltd functions as a Channel Partner (DSA) for Banks and NBFCs operating in India. Its business model integrates tele-calling, advertising, direct marketing, referrals, networking, and a combined physical and digital (physital) marketing approach to acquire customers for the banks and NBFC's. The company provides its customers with the ability to research and compare a wide range of lending and insurance products offered by its lending and insurer partners, enhancing choice and transparency.
21GF Score
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