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Alandsbanken ABPOHEL:ALBAV -0.22%62 PB Ratio is 2.11 as of Jul. 24, 2026, which is 44% above its 10-year median of 1.47. GuruFocus rates OHEL:ALBAV with a GF Score™ of 62/100 and a GF Value™ of €39.56 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 1,511 Banks companies, Alandsbanken ABP ranks worse than 90.14% on this metric.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-24), Alandsbanken ABP's share price is €45.80. Alandsbanken ABP's Book Value per Share for the quarter that ended in Jun. 2026 was €21.74. Hence, Alandsbanken ABP's PB Ratio of today is 2.11.
The historical rank and industry rank for Alandsbanken ABP's PB Ratio or its related term are showing as below:
OHEL:ALBAV'
s PB Ratio Range Over the Past 10 Years
Min: 0.85 Med: 1.47 Max: 2.5
Current: 2.11
During the past 13 years, Alandsbanken ABP's highest PB Ratio was 2.50. The lowest was 0.85. And the median was 1.47.
OHEL:ALBAV's PB Ratio is ranked worse than 90.14% of 1511
companies
in the Banks industry
Industry Median: 1.11
vs OHEL:ALBAV: 2.11
During the past 12 months, Alandsbanken ABP's average Book Value Per Share Growth Rate was 2.20% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 6.50% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 4.70% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 6.10% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Alandsbanken ABP was 10.70% per year. The lowest was -15.10% per year. And the median was 4.70% per year.
Back to Basics: PB Ratio
Alandsbanken ABP (OHEL:ALBAV) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Alandsbanken ABP PB Ratio Related Terms
Alandsbanken ABP PB Ratio Historical Data
* Premium members only.
The historical data trend for Alandsbanken ABP's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Alandsbanken ABP's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Alandsbanken ABP PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Alandsbanken ABP's PB Ratio distribution charts can be found below:
* The bar in red indicates where Alandsbanken ABP's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Alandsbanken ABP (OHEL:ALBAV) has a PB Ratio of 2.11 as of Jul. 24, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Alandsbanken ABP and its competitors. This is 44% above median its historical median of 1.47. Over the past decade, Alandsbanken ABP's PB Ratio has ranged from 0.85 to 2.50. According to the industry distribution chart, Alandsbanken ABP ranks #1362 out of 1511 companies in the Banks industry, placing it in the top 90.1%.
Is Alandsbanken ABP's PB Ratio too high?
Alandsbanken ABP's current PB Ratio of 2.11 is 44% above median its 10-year median of 1.47. Over the past 10 years, this metric has ranged from a low of 0.85 to a high of 2.50. The Banks industry median PB Ratio is 1.11. Alandsbanken ABP's value of 2.11 is 90.1% above this industry median. Based on the distribution chart, Alandsbanken ABP ranks #1362 out of 1511 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Alandsbanken ABP has a GF Score™ of 62/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Alandsbanken ABP's PB Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Alandsbanken ABP ranks #1362 out of 1511 companies for PB Ratio. This places Alandsbanken ABP in the lower half of its industry. The industry median PB Ratio is 1.11. Alandsbanken ABP's value of 2.11 is 90.1% above this benchmark. Historically, Alandsbanken ABP's own PB Ratio has ranged from 0.85 to 2.50 over the past decade. While the company's 10-year median is 1.47 vs. the industry median of 1.11, Alandsbanken ABP has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.11, based on 1,511 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Alandsbanken ABP's current PB Ratio of 2.11 is 90.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Alandsbanken ABP and its competitors. For the Banks industry, the median PB Ratio is 1.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Alandsbanken ABP's current PB Ratio is 2.11, which is 44% above median its own 10-year median of 1.47. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Alandsbanken ABP stock overvalued right now?
Based on GuruFocus' analysis, Alandsbanken ABP (OHEL:ALBAV) is currently considered Modestly Overvalued. The stock's GF Value™ is €39.56, compared to a current price of €45.80 — trading 15.8% above its estimated fair value. The current PB Ratio is 2.11, which is 44% above median its 10-year median of 1.47 and 90.1% above the Banks industry median of 1.11. Alandsbanken ABP's overall GF Score™ is 62/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Alandsbanken ABP (OHEL:ALBAV), the current PB Ratio is 2.11 as of Jul. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Alandsbanken ABP (OHEL:ALBAV) Overvalued in 2026?
Based on GuruFocus' analysis, Alandsbanken ABP stock appears to be overvalued.
The current stock price of €45.80 is trading 15.8% above its estimated GF Value™ of €39.56.
GuruFocus considers Alandsbanken ABP to be Modestly Overvalued.
Key valuation signals for OHEL:ALBAV:
PB Ratio: 2.11 (44% above median its 10-year median of 1.47)
GF Value™: €39.56 vs. price of €45.80 (15.8% above fair value)
Industry Position: 90.1% above the Banks median (#1362 of 1511)
No single metric tells the full story. See the OHEL:ALBAV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Alandsbanken ABP is a private banking operator based in Finland. The services offered by the company include Accounts, Insurance, Loans, Digital services, Basic banking services, and Invest and Save among others. The reportable segments of the company are Private Banking, Premium Banking, IT, Corporate and others. The Private Banking segment generates the majority of its revenue followed by Premium banking. Geographically, the company operates in Finland and Sweden in which Finland generates key revenue.
62GF Score
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