Romerike Sparebank stock PB Ratio (=0.19) is close to 3-year high of 0.2.
The historical rank and industry rank for Romerike Sparebank's PB Ratio or its related term are showing as below:
OSL:ROMER'
s PB Ratio Range Over the Past 10 Years
Min: 0.1 Med: 0.15 Max: 0.23
Current: 0.19
During the past 12 years, Romerike Sparebank's highest PB Ratio was 0.23. The lowest was 0.10. And the median was 0.15.
OSL:ROMER's PB Ratio is ranked better than 98.28% of 1516
companies
in the Banks industry
Industry Median: 1.09
vs OSL:ROMER: 0.19
During the past 12 months, Romerike Sparebank's average Book Value Per Share Growth Rate was 3.40% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 7.90% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was -4.70% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 4.70% per year.
During the past 12 years, the highest 3-Year average Book Value Per Share Growth Rate of Romerike Sparebank was 15.60% per year. The lowest was -10.40% per year. And the median was 14.10% per year.
Back to Basics: PB Ratio
Romerike Sparebank (OSL:ROMER) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Romerike Sparebank PB Ratio Related Terms
Romerike Sparebank PB Ratio Historical Data
* Premium members only.
The historical data trend for Romerike Sparebank's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Romerike Sparebank's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Romerike Sparebank PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Romerike Sparebank's PB Ratio distribution charts can be found below:
* The bar in red indicates where Romerike Sparebank's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Romerike Sparebank (OSL:ROMER) has a PB Ratio of 0.19 as of Jun. 27, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Romerike Sparebank and its competitors. This is 27% above median its historical median of 0.15. Over the past decade, Romerike Sparebank's PB Ratio has ranged from 0.10 to 0.23. According to the industry distribution chart, Romerike Sparebank ranks #26 out of 1516 companies in the Banks industry, placing it in the top 1.7%.
Is Romerike Sparebank's PB Ratio too high?
Romerike Sparebank's current PB Ratio of 0.19 is 27% above median its 10-year median of 0.15. Over the past 10 years, this metric has ranged from a low of 0.10 to a high of 0.23. The Banks industry median PB Ratio is 1.09. Romerike Sparebank's value of 0.19 is 82.6% below this industry median. Based on the distribution chart, Romerike Sparebank ranks #26 out of 1516 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Romerike Sparebank has a GF Score™ of 52/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Romerike Sparebank's PB Ratio compare to competitors?
According to the Banks industry distribution chart, Romerike Sparebank ranks #26 out of 1516 companies for PB Ratio. This places Romerike Sparebank in the top 2% of its industry — outperforming the majority of peers. The industry median PB Ratio is 1.09. Romerike Sparebank's value of 0.19 is 82.6% below this benchmark. Historically, Romerike Sparebank's own PB Ratio has ranged from 0.10 to 0.23 over the past decade. While the company's 10-year median is 0.15 vs. the industry median of 1.09, Romerike Sparebank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.09, based on 1,516 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Romerike Sparebank's current PB Ratio of 0.19 is 82.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Romerike Sparebank and its competitors. For the Banks industry, the median PB Ratio is 1.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Romerike Sparebank's current PB Ratio is 0.19, which is 27% above median its own 10-year median of 0.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Romerike Sparebank stock overvalued right now?
Based on GuruFocus' analysis, Romerike Sparebank (OSL:ROMER) is currently considered Fairly Valued. The stock's GF Value™ is kr144.86, compared to a current price of kr154.50 — trading 6.7% above its estimated fair value. The current PB Ratio is 0.19, which is 27% above median its 10-year median of 0.15 and 82.6% below the Banks industry median of 1.09. Romerike Sparebank's overall GF Score™ is 52/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Romerike Sparebank (OSL:ROMER), the current PB Ratio is 0.19 as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Romerike Sparebank (OSL:ROMER) Overvalued in 2026?
Based on GuruFocus' analysis, Romerike Sparebank stock appears to be overvalued.
The current stock price of kr154.50 is trading 6.7% above its estimated GF Value™ of kr144.86.
GuruFocus considers Romerike Sparebank to be Fairly Valued.
Key valuation signals for OSL:ROMER:
PB Ratio: 0.19 (27% above median its 10-year median of 0.15)
GF Value™: kr144.86 vs. price of kr154.50 (6.7% above fair value)
Industry Position: 82.6% below the Banks median (#26 of 1516)
No single metric tells the full story. See the OSL:ROMER stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Romerike Sparebank is a local bank that provides banking and financial services in Norway. It provides services of Daily banking, Insurance, Loans, Savings and Retitement.
52GF Score
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