Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-24), Peoples's share price is $58.00. Peoples's Book Value per Share for the quarter that ended in Dec. 2022 was $22.68. Hence, Peoples's PB Ratio of today is 2.56.
The historical rank and industry rank for Peoples's PB Ratio or its related term are showing as below:
PPLL's PB Ratio is not ranked *
in the Banks industry.
Industry Median: 1.11 * Ranked among companies with meaningful PB Ratio only.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Peoples PB Ratio Related Terms
Peoples PB Ratio Historical Data
* Premium members only.
The historical data trend for Peoples's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Peoples PB Ratio Chart
Peoples Annual Data
Trend
Dec19
Dec20
Dec21
Dec22
PB Ratio
1.37
1.01
1.18
1.29
Peoples Semi-Annual Data
Dec19
Dec20
Dec21
Dec22
PB Ratio
1.37
1.01
1.18
1.29
PPLL vs ORPB, CBKM, CIZN: PB Ratio Comparison
For the Banks - Regional subindustry, Peoples's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Peoples PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Peoples's PB Ratio distribution charts can be found below:
* The bar in red indicates where Peoples's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
Peoples's PB Ratio for today is calculated as follows:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Peoples (PPLL) has a PB Ratio of 2.56 as of Jul. 24, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Peoples and its competitors.
Is Peoples' PB Ratio too high?
Peoples' current PB Ratio is 2.56. The Banks industry median PB Ratio is 1.11. Peoples' value of 2.56 is 130.6% above this industry median. Overall, Peoples has a GF Score™ of 25/100, reflecting its overall financial health beyond just this single metric.
How does Peoples' PB Ratio compare to ORPB and CBKM?
Peoples' PB Ratio of 2.56 can be compared against companies in the Banks industry. The industry median PB Ratio is 1.11. Peoples' value of 2.56 is 130.6% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.11, based on 1,511 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Peoples's current PB Ratio of 2.56 is 130.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Peoples and its competitors. For the Banks industry, the median PB Ratio is 1.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Peoples's current PB Ratio is 2.56. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Peoples stock overvalued right now?
Peoples (PPLL) has a current PB Ratio of 2.56. The current PB Ratio is 2.56 and 130.6% above the Banks industry median of 1.11. Peoples' overall GF Score™ is 25/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Peoples (PPLL), the current PB Ratio is 2.56 as of Jul. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Peoples Ltd provides a full range of basic financial services to individuals, small businesses, and corporate customers through offices in Bradford, Lackawanna, Sullivan, Susquehanna, and Wyoming counties of Pennsylvania. The area is a rural and suburban market with an economic base of light manufacturing, retail and agricultural businesses. The company's primary deposit products are demand deposits and interest-bearing time and savings accounts. It offers a full array of loan products to meet the needs of retail and commercial customers.
25GF Score
Get the complete analysis for PPLL
PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
PPLL has been successfully added to your 
