Hoang Anh Gia Lai JSC (STC:HAG) PB Ratio: 1.26 (As of Jul. 13, 2026) — 21% Above Median

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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
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STC:HAG Hoang Anh Gia Lai JSC STC:HAG
73 GF Score
Price ₫14,650.00
GF Value ₫14,561.70
Valuation Fairly Valued
! 2 Warning Signs
View Full Analysis

What is Hoang Anh Gia Lai JSC PB Ratio?

Hoang Anh Gia Lai JSC STC:HAG 73 PB Ratio is 1.26 as of Jul. 13, 2026, which is 21% above its 10-year median of 1.04. GuruFocus rates STC:HAG with a GF Score™ of 73/100 and a GF Value™ of ₫14,561.70 (Fairly Valued). The stock has 2 warning signs investors should review. Among 1,715 Real Estate companies, Hoang Anh Gia Lai JSC ranks worse than 68.51% on this metric.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-13), Hoang Anh Gia Lai JSC's share price is ₫14650.00. Hoang Anh Gia Lai JSC's Book Value per Share for the quarter that ended in Mar. 2026 was ₫11,629.34. Hence, Hoang Anh Gia Lai JSC's PB Ratio of today is 1.26.

Good Sign:

Hoang Anh Gia Lai JSC stock PB Ratio (=1.26) is close to 3-year low of 1.26.

The historical rank and industry rank for Hoang Anh Gia Lai JSC's PB Ratio or its related term are showing as below:

STC:HAG' s PB Ratio Range Over the Past 10 Years
Min: 0.21   Med: 1.04   Max: 3.09
Current: 1.26

During the past 13 years, Hoang Anh Gia Lai JSC's highest PB Ratio was 3.09. The lowest was 0.21. And the median was 1.04.

STC:HAG's PB Ratio is ranked worse than
68.51% of 1715 companies
in the Real Estate industry
Industry Median: 0.81 vs STC:HAG: 1.26

During the past 12 months, Hoang Anh Gia Lai JSC's average Book Value Per Share Growth Rate was 34.50% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 24.60% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 15.60% per year. During the past 10 years, the average Book Value Per Share Growth Rate was -9.10% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Hoang Anh Gia Lai JSC was 24.60% per year. The lowest was -30.30% per year. And the median was 1.10% per year.

Back to Basics: PB Ratio


Hoang Anh Gia Lai JSC  (STC:HAG) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Hoang Anh Gia Lai JSC PB Ratio Related Terms


Hoang Anh Gia Lai JSC PB Ratio Historical Data

* Premium members only.

The historical data trend for Hoang Anh Gia Lai JSC's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Hoang Anh Gia Lai JSC PB Ratio Chart

Hoang Anh Gia Lai JSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.75 1.70 1.93 1.46 1.68

Hoang Anh Gia Lai JSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.41 1.40 1.64 1.68 1.41

Hoang Anh Gia Lai JSC PB Ratio Competitor Comparison

For the Real Estate - Diversified subindustry, Hoang Anh Gia Lai JSC's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Hoang Anh Gia Lai JSC PB Ratio vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Hoang Anh Gia Lai JSC's PB Ratio distribution charts can be found below:

* The bar in red indicates where Hoang Anh Gia Lai JSC's PB Ratio falls into.


STC:HAG
73GF Score
Hoang Anh Gia Lai JSC STC:HAG
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Hoang Anh Gia Lai JSC PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Hoang Anh Gia Lai JSC's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Mar. 2026)
=14650.00/11629.34
=1.26

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 1.26 mean?
Hoang Anh Gia Lai JSC (STC:HAG) has a PB Ratio of 1.26 as of Jul. 13, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Hoang Anh Gia Lai JSC and its competitors. This is 21% above median its historical median of 1.04. Over the past decade, Hoang Anh Gia Lai JSC's PB Ratio has ranged from 0.21 to 3.09. According to the industry distribution chart, Hoang Anh Gia Lai JSC ranks #1175 out of 1715 companies in the Real Estate industry, placing it in the top 68.5%.
Is Hoang Anh Gia Lai JSC's PB Ratio too high?
Hoang Anh Gia Lai JSC's current PB Ratio of 1.26 is 21% above median its 10-year median of 1.04. Over the past 10 years, this metric has ranged from a low of 0.21 to a high of 3.09. The Real Estate industry median PB Ratio is 0.81. Hoang Anh Gia Lai JSC's value of 1.26 is 55.6% above this industry median. Based on the distribution chart, Hoang Anh Gia Lai JSC ranks #1175 out of 1715 companies in the Real Estate industry, which is below the industry midpoint. Overall, Hoang Anh Gia Lai JSC has a GF Score™ of 73/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Hoang Anh Gia Lai JSC's PB Ratio compare to competitors?
According to the Real Estate industry distribution chart, Hoang Anh Gia Lai JSC ranks #1175 out of 1715 companies for PB Ratio. This places Hoang Anh Gia Lai JSC in the lower half of its industry. The industry median PB Ratio is 0.81. Hoang Anh Gia Lai JSC's value of 1.26 is 55.6% above this benchmark. Historically, Hoang Anh Gia Lai JSC's own PB Ratio has ranged from 0.21 to 3.09 over the past decade. While the company's 10-year median is 1.04 vs. the industry median of 0.81, Hoang Anh Gia Lai JSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Real Estate company?
The median PB Ratio among Real Estate companies is 0.81, based on 1,715 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hoang Anh Gia Lai JSC's current PB Ratio of 1.26 is 55.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Hoang Anh Gia Lai JSC and its competitors. For the Real Estate industry, the median PB Ratio is 0.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hoang Anh Gia Lai JSC's current PB Ratio is 1.26, which is 21% above median its own 10-year median of 1.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hoang Anh Gia Lai JSC stock overvalued right now?
Based on GuruFocus' analysis, Hoang Anh Gia Lai JSC (STC:HAG) is currently considered Fairly Valued. The stock's GF Value™ is ₫14,561.70, compared to a current price of ₫14,650.00 — trading 0.6% above its estimated fair value. The current PB Ratio is 1.26, which is 21% above median its 10-year median of 1.04 and 55.6% above the Real Estate industry median of 0.81. Hoang Anh Gia Lai JSC's overall GF Score™ is 73/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Hoang Anh Gia Lai JSC (STC:HAG), the current PB Ratio is 1.26 as of Jul. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Hoang Anh Gia Lai JSC (STC:HAG) Overvalued in 2026?

Based on GuruFocus' analysis, Hoang Anh Gia Lai JSC stock appears to be overvalued. The current stock price of ₫14,650.00 is trading 0.6% above its estimated GF Value™ of ₫14,561.70. GuruFocus considers Hoang Anh Gia Lai JSC to be Fairly Valued.

Key valuation signals for STC:HAG:

  • PB Ratio: 1.26 (21% above median its 10-year median of 1.04)
  • GF Value™: ₫14,561.70 vs. price of ₫14,650.00 (0.6% above fair value)
  • GF Score™: 73/100 with 2 warning signs
  • Industry Position: 55.6% above the Real Estate median (#1175 of 1715)

No single metric tells the full story. See the STC:HAG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Hoang Anh Gia Lai JSC Business Description

Address 15 Truong Chinh Street, Phu Dong Ward, Gia Lai Province, Pleiku, VNM
Hoang Anh Gia Lai JSC is a Vietnam-based company engaged in the development, sale, and lease of residential and commercial properties. It develops, rents, and trades in real estate, including the construction of headquarters, office buildings, amongst others. The group is organised into seven business segments namely, Real Estate, Production, Trading and Services, Construction, Power, Mining, and Agriculture. It also has presence in sport and entertainment industries. Other activities include forestation, rubber cultivation and latex processing, electricity generation and distribution, as well as the provision of hotel and resort services.
73GF Score

Get the complete analysis for STC:HAG

PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫14,650.00
Price
₫14,561.70
GF Value