Military Insurance (STC:MIG) PB Ratio: 1.36 (As of Jun. 26, 2026) — Near Median


STC:MIG Military Insurance Corp STC:MIG
77 GF Score
Price ₫17,600.00
GF Value ₫17,207.81
Valuation Fairly Valued
! 3 Warning Signs
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What is Military Insurance PB Ratio?

Military Insurance STC:MIG 77 PB Ratio is 1.36 as of Jun. 26, 2026, which is 9% below its 10-year median of 1.50. GuruFocus rates STC:MIG with a GF Score™ of 77/100 and a GF Value™ of ₫17,207.81 (Fairly Valued). The stock has 3 warning signs investors should review. Among 497 Insurance companies, Military Insurance ranks better than 50.7% on this metric.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-06-26), Military Insurance's share price is ₫17600.00. Military Insurance's Book Value per Share for the quarter that ended in Mar. 2026 was ₫12,907.40. Hence, Military Insurance's PB Ratio of today is 1.36.

Good Sign:

Military Insurance Corp stock PB Ratio (=1.37) is close to 3-year low of 1.26.

The historical rank and industry rank for Military Insurance's PB Ratio or its related term are showing as below:

STC:MIG' s PB Ratio Range Over the Past 10 Years
Min: 1.02   Med: 1.5   Max: 2.41
Current: 1.37

During the past 6 years, Military Insurance's highest PB Ratio was 2.41. The lowest was 1.02. And the median was 1.50.

STC:MIG's PB Ratio is ranked better than
50.7% of 497 companies
in the Insurance industry
Industry Median: 1.38 vs STC:MIG: 1.37

During the past 12 months, Military Insurance's average Book Value Per Share Growth Rate was 8.10% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 8.30% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 7.00% per year.

During the past 6 years, the highest 3-Year average Book Value Per Share Growth Rate of Military Insurance was 10.70% per year. The lowest was 0.20% per year. And the median was 8.30% per year.

Back to Basics: PB Ratio


Military Insurance  (STC:MIG) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Military Insurance PB Ratio Related Terms


Military Insurance PB Ratio Historical Data

* Premium members only.

The historical data trend for Military Insurance's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Military Insurance PB Ratio Chart

Military Insurance Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PB Ratio
Get a 7-Day Free Trial 1.61 1.28 1.57 1.51 1.43

Military Insurance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.39 1.39 1.36 1.43 1.56

STC:MIG vs CB, PGR, TRV: PB Ratio Comparison

For the Insurance - Property & Casualty subindustry, Military Insurance's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Military Insurance PB Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Military Insurance's PB Ratio distribution charts can be found below:

* The bar in red indicates where Military Insurance's PB Ratio falls into.


STC:MIG
77GF Score
Military Insurance Corp STC:MIG
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Military Insurance PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Military Insurance's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Mar. 2026)
=17600.00/12907.404
=1.36

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 1.36 mean?
Military Insurance (STC:MIG) has a PB Ratio of 1.36 as of Jun. 26, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Military Insurance and its competitors. This is near median its historical median of 1.50. Over the past decade, Military Insurance's PB Ratio has ranged from 1.02 to 2.41. According to the industry distribution chart, Military Insurance ranks #245 out of 497 companies in the Insurance industry, placing it in the top 49.3%.
Is Military Insurance's PB Ratio too high?
Military Insurance's current PB Ratio of 1.36 is near median its 10-year median of 1.50. Over the past 10 years, this metric has ranged from a low of 1.02 to a high of 2.41. The Insurance industry median PB Ratio is 1.38. Military Insurance's value of 1.36 is 1.4% below this industry median. Based on the distribution chart, Military Insurance ranks #245 out of 497 companies in the Insurance industry, which is above the industry midpoint. Overall, Military Insurance has a GF Score™ of 77/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Military Insurance's PB Ratio compare to CB and PGR?
According to the Insurance industry distribution chart, Military Insurance ranks #245 out of 497 companies for PB Ratio. This puts Military Insurance in the upper half of its industry. The industry median PB Ratio is 1.38. Military Insurance's value of 1.36 is 1.4% below this benchmark. Historically, Military Insurance's own PB Ratio has ranged from 1.02 to 2.41 over the past decade. While the company's 10-year median is 1.50 vs. the industry median of 1.38, Military Insurance has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for an Insurance company?
The median PB Ratio among Insurance companies is 1.38, based on 497 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Military Insurance's current PB Ratio of 1.36 is 1.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Military Insurance and its competitors. For the Insurance industry, the median PB Ratio is 1.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Military Insurance's current PB Ratio is 1.36, which is near median its own 10-year median of 1.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Military Insurance stock overvalued right now?
Based on GuruFocus' analysis, Military Insurance (STC:MIG) is currently considered Fairly Valued. The stock's GF Value™ is ₫17,207.81, compared to a current price of ₫17,600.00 — trading 2.3% above its estimated fair value. The current PB Ratio is 1.36, which is near median its 10-year median of 1.50 and 1.4% below the Insurance industry median of 1.38. Military Insurance's overall GF Score™ is 77/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Military Insurance (STC:MIG), the current PB Ratio is 1.36 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Military Insurance (STC:MIG) Overvalued in 2026?

Based on GuruFocus' analysis, Military Insurance stock appears to be overvalued. The current stock price of ₫17,600.00 is trading 2.3% above its estimated GF Value™ of ₫17,207.81. GuruFocus considers Military Insurance to be Fairly Valued.

Key valuation signals for STC:MIG:

  • PB Ratio: 1.36 (near median its 10-year median of 1.50)
  • GF Value™: ₫17,207.81 vs. price of ₫17,600.00 (2.3% above fair value)
  • GF Score™: 77/100 with 3 warning signs
  • Industry Position: 1.4% below the Insurance median (#245 of 497)

No single metric tells the full story. See the STC:MIG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Military Insurance Business Description

Address No.21 Cat Linh, Floor 5-6 MB Building, Cat Linh Ward, Dong Da District, Hanoi, VNM
Military Insurance Corp is a non-life insurance company in Vietnam. The Company offers property, casualty, cargo, ships, vehicle, home and other mix insurance.
77GF Score

Get the complete analysis for STC:MIG

PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫17,600.00
Price
₫17,207.81
GF Value