Stock Yards BancorpSYBT +1.02%69 PB Ratio is 2.03 as of Jun. 25, 2026, which is 8% below its 10-year median of 2.20. GuruFocus rates SYBT with a GF Score™ of 69/100 and a GF Value™ of $73.06 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,515 Banks companies, Stock Yards Bancorp ranks worse than 88.98% on this metric.
The historical rank and industry rank for Stock Yards Bancorp's PB Ratio or its related term are showing as below:
SYBT'
s PB Ratio Range Over the Past 10 Years
Min: 1.4 Med: 2.2 Max: 3.4
Current: 2.03
During the past 13 years, Stock Yards Bancorp's highest PB Ratio was 3.40. The lowest was 1.40. And the median was 2.20.
SYBT's PB Ratio is ranked worse than 88.98% of 1515
companies
in the Banks industry
Industry Median: 1.08
vs SYBT: 2.03
During the past 12 months, Stock Yards Bancorp's average Book Value Per Share Growth Rate was 12.90% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 12.00% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 12.00% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 11.50% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Stock Yards Bancorp was 19.20% per year. The lowest was 5.30% per year. And the median was 9.50% per year.
Back to Basics: PB Ratio
Stock Yards Bancorp (NAS:SYBT) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Stock Yards Bancorp PB Ratio Related Terms
Stock Yards Bancorp PB Ratio Historical Data
* Premium members only.
The historical data trend for Stock Yards Bancorp's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Stock Yards Bancorp's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Stock Yards Bancorp PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Stock Yards Bancorp's PB Ratio distribution charts can be found below:
* The bar in red indicates where Stock Yards Bancorp's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Stock Yards Bancorp (SYBT) has a PB Ratio of 2.03 as of Jun. 25, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Stock Yards Bancorp and its competitors. This is near median its historical median of 2.20. Over the past decade, Stock Yards Bancorp's PB Ratio has ranged from 1.40 to 3.40. According to the industry distribution chart, Stock Yards Bancorp ranks #1348 out of 1515 companies in the Banks industry, placing it in the top 89%.
Is Stock Yards Bancorp's PB Ratio too high?
Stock Yards Bancorp's current PB Ratio of 2.03 is near median its 10-year median of 2.20. Over the past 10 years, this metric has ranged from a low of 1.40 to a high of 3.40. The Banks industry median PB Ratio is 1.08. Stock Yards Bancorp's value of 2.03 is 88% above this industry median. Based on the distribution chart, Stock Yards Bancorp ranks #1348 out of 1515 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Stock Yards Bancorp has a GF Score™ of 69/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Stock Yards Bancorp's PB Ratio compare to CLBK and BLX?
According to the Banks industry distribution chart, Stock Yards Bancorp ranks #1348 out of 1515 companies for PB Ratio. This places Stock Yards Bancorp in the lower half of its industry. The industry median PB Ratio is 1.08. Stock Yards Bancorp's value of 2.03 is 88% above this benchmark. Historically, Stock Yards Bancorp's own PB Ratio has ranged from 1.40 to 3.40 over the past decade. While the company's 10-year median is 2.20 vs. the industry median of 1.08, Stock Yards Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.08, based on 1,515 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Stock Yards Bancorp's current PB Ratio of 2.03 is 88% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Stock Yards Bancorp and its competitors. For the Banks industry, the median PB Ratio is 1.08 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Stock Yards Bancorp's current PB Ratio is 2.03, which is near median its own 10-year median of 2.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Stock Yards Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Stock Yards Bancorp (SYBT) is currently considered Fairly Valued. The stock's GF Value™ is $73.06, compared to a current price of $75.90 — trading 3.9% above its estimated fair value. The current PB Ratio is 2.03, which is near median its 10-year median of 2.20 and 88% above the Banks industry median of 1.08. Stock Yards Bancorp's overall GF Score™ is 69/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Stock Yards Bancorp (SYBT), the current PB Ratio is 2.03 as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Stock Yards Bancorp (SYBT) Overvalued in 2026?
Based on GuruFocus' analysis, Stock Yards Bancorp stock appears to be overvalued.
The current stock price of $75.90 is trading 3.9% above its estimated GF Value™ of $73.06.
GuruFocus considers Stock Yards Bancorp to be Fairly Valued.
Key valuation signals for SYBT:
PB Ratio: 2.03 (near median its 10-year median of 2.20)
GF Value™: $73.06 vs. price of $75.90 (3.9% above fair value)
Industry Position: 88% above the Banks median (#1348 of 1515)
No single metric tells the full story. See the SYBT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Stock Yards Bancorp Inc operates as a bank holding company providing commercial banking and wealth management services. Its Commercial Banking segment offers loan and deposit products to consumers and businesses, including retail and mortgage lending, deposit services, online and mobile banking, private banking, commercial and real estate lending, treasury and merchant services, international and correspondent banking, credit cards, and brokerage services through a third-party broker-dealer. Its Wealth Management and Trust (WM&T) segment provides investment management, financial and retirement planning, trust and estate services, and retirement plan management, with WM&T revenue distinguishing the company from similarly sized community banks.
69GF Score
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