Entie Commercial Bank (TPE:2849) PB Ratio: 0.76 (As of Jul. 01, 2026) — Near Median


TPE:2849 Entie Commercial Bank TPE:2849
64 GF Score
Price NT$14.60
GF Value NT$14.17
Valuation Fairly Valued
! 3 Warning Signs
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What is Entie Commercial Bank PB Ratio?

Entie Commercial Bank TPE:2849 +0.34% 64 PB Ratio is 0.76 as of Jul. 01, 2026, which is 6% below its 10-year median of 0.81. GuruFocus rates TPE:2849 with a GF Score™ of 64/100 and a GF Value™ of NT$14.17 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,517 Banks companies, Entie Commercial Bank ranks better than 76.27% on this metric.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-01), Entie Commercial Bank's share price is NT$14.60. Entie Commercial Bank's Book Value per Share for the quarter that ended in Dec. 2025 was NT$19.30. Hence, Entie Commercial Bank's PB Ratio of today is 0.76.

The historical rank and industry rank for Entie Commercial Bank's PB Ratio or its related term are showing as below:

TPE:2849' s PB Ratio Range Over the Past 10 Years
Min: 0.66   Med: 0.81   Max: 0.97
Current: 0.76

During the past 13 years, Entie Commercial Bank's highest PB Ratio was 0.97. The lowest was 0.66. And the median was 0.81.

TPE:2849's PB Ratio is ranked better than
76.27% of 1517 companies
in the Banks industry
Industry Median: 1.09 vs TPE:2849: 0.76

During the past 12 months, Entie Commercial Bank's average Book Value Per Share Growth Rate was 6.00% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 3.50% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 0.70% per year. During the past 10 years, the average Book Value Per Share Growth Rate was -0.40% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Entie Commercial Bank was 9.80% per year. The lowest was -14.20% per year. And the median was 3.30% per year.

Back to Basics: PB Ratio


Entie Commercial Bank  (TPE:2849) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Entie Commercial Bank PB Ratio Related Terms


Entie Commercial Bank PB Ratio Historical Data

* Premium members only.

The historical data trend for Entie Commercial Bank's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Entie Commercial Bank PB Ratio Chart

Entie Commercial Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.92 0.88 0.87 0.80 0.73

Entie Commercial Bank Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.80 0.78 0.76 0.73 0.70

TPE:2849 vs PNC, USB: PB Ratio Comparison

For the Banks - Regional subindustry, Entie Commercial Bank's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Entie Commercial Bank PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Entie Commercial Bank's PB Ratio distribution charts can be found below:

* The bar in red indicates where Entie Commercial Bank's PB Ratio falls into.


TPE:2849
64GF Score
Entie Commercial Bank TPE:2849
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Entie Commercial Bank PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Entie Commercial Bank's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Dec. 2025)
=14.60/19.304
=0.76

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 0.76 mean?
Entie Commercial Bank (TPE:2849) has a PB Ratio of 0.76 as of Jul. 01, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Entie Commercial Bank and its competitors. This is near median its historical median of 0.81. Over the past decade, Entie Commercial Bank's PB Ratio has ranged from 0.66 to 0.97. According to the industry distribution chart, Entie Commercial Bank ranks #360 out of 1517 companies in the Banks industry, placing it in the top 23.7%.
Is Entie Commercial Bank's PB Ratio too high?
Entie Commercial Bank's current PB Ratio of 0.76 is near median its 10-year median of 0.81. Over the past 10 years, this metric has ranged from a low of 0.66 to a high of 0.97. The Banks industry median PB Ratio is 1.09. Entie Commercial Bank's value of 0.76 is 30.3% below this industry median. Based on the distribution chart, Entie Commercial Bank ranks #360 out of 1517 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Entie Commercial Bank has a GF Score™ of 64/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Entie Commercial Bank's PB Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Entie Commercial Bank ranks #360 out of 1517 companies for PB Ratio. This places Entie Commercial Bank in the top 24% of its industry — outperforming the majority of peers. The industry median PB Ratio is 1.09. Entie Commercial Bank's value of 0.76 is 30.3% below this benchmark. Historically, Entie Commercial Bank's own PB Ratio has ranged from 0.66 to 0.97 over the past decade. While the company's 10-year median is 0.81 vs. the industry median of 1.09, Entie Commercial Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.09, based on 1,517 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Entie Commercial Bank's current PB Ratio of 0.76 is 30.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Entie Commercial Bank and its competitors. For the Banks industry, the median PB Ratio is 1.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Entie Commercial Bank's current PB Ratio is 0.76, which is near median its own 10-year median of 0.81. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Entie Commercial Bank stock overvalued right now?
Based on GuruFocus' analysis, Entie Commercial Bank (TPE:2849) is currently considered Fairly Valued. The stock's GF Value™ is NT$14.17, compared to a current price of NT$14.60 — trading 3% above its estimated fair value. The current PB Ratio is 0.76, which is near median its 10-year median of 0.81 and 30.3% below the Banks industry median of 1.09. Entie Commercial Bank's overall GF Score™ is 64/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Entie Commercial Bank (TPE:2849), the current PB Ratio is 0.76 as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Entie Commercial Bank (TPE:2849) Overvalued in 2026?

Based on GuruFocus' analysis, Entie Commercial Bank stock appears to be overvalued. The current stock price of NT$14.60 is trading 3% above its estimated GF Value™ of NT$14.17. GuruFocus considers Entie Commercial Bank to be Fairly Valued.

Key valuation signals for TPE:2849:

  • PB Ratio: 0.76 (near median its 10-year median of 0.81)
  • GF Value™: NT$14.17 vs. price of NT$14.60 (3% above fair value)
  • GF Score™: 64/100 with 3 warning signs
  • Industry Position: 30.3% below the Banks median (#360 of 1517)

No single metric tells the full story. See the TPE:2849 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Entie Commercial Bank Business Description

Address Xinyi Road, 40th floor, No. 7, Section 5, Xinyi Disctrict, Taipei, TWN, 11049
Entie Commercial Bank Entie Commercial Bank is engaged in banking activities and services in Taiwan. the Bank has three operating segments: Retail Banking includes the business of consumer finance and wealth management, Corporate Banking includes the business of corporates and financial markets, and Operating Management is responsible for the business relevant to operating management. the bank derives the vast majority of its revenue from the corporate segment. The Bank mainly operates its business in Taiwan.
64GF Score

Get the complete analysis for TPE:2849

PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NT$14.60
Price
NT$14.17
GF Value