Nippon Souken Co (TSE:5840) PB Ratio: 4.32 (As of Jul. 13, 2026) — 24% Below Median


TSE:5840 Nippon Souken Co Ltd TSE:5840
11 GF Score
Price 円505.00
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What is Nippon Souken Co PB Ratio?

Nippon Souken Co TSE:5840 11 PB Ratio is 4.32 as of Jul. 13, 2026, which is 24% below its 10-year median of 5.71. GuruFocus rates TSE:5840 with a GF Score™ of 11/100. Among 500 Insurance companies, Nippon Souken Co ranks worse than 89.6% on this metric.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-13), Nippon Souken Co's share price is 円505.00. Nippon Souken Co's Book Value per Share for the quarter that ended in Nov. 2025 was 円116.87. Hence, Nippon Souken Co's PB Ratio of today is 4.32.

Good Sign:

Nippon Souken Co Ltd stock PB Ratio (=4.32) is close to 3-year low of 4.32.

The historical rank and industry rank for Nippon Souken Co's PB Ratio or its related term are showing as below:

TSE:5840' s PB Ratio Range Over the Past 10 Years
Min: 4.32   Med: 5.71   Max: 11.25
Current: 4.32

During the past 5 years, Nippon Souken Co's highest PB Ratio was 11.25. The lowest was 4.32. And the median was 5.71.

TSE:5840's PB Ratio is ranked worse than
89.6% of 500 companies
in the Insurance industry
Industry Median: 1.395 vs TSE:5840: 4.32

During the past 12 months, Nippon Souken Co's average Book Value Per Share Growth Rate was 32.10% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 37.60% per year.

During the past 5 years, the highest 3-Year average Book Value Per Share Growth Rate of Nippon Souken Co was 50.70% per year. The lowest was 37.60% per year. And the median was 44.15% per year.

Back to Basics: PB Ratio


Nippon Souken Co  (TSE:5840) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Nippon Souken Co PB Ratio Related Terms


Nippon Souken Co PB Ratio Historical Data

* Premium members only.

The historical data trend for Nippon Souken Co's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Nippon Souken Co PB Ratio Chart

Nippon Souken Co Annual Data
Trend Nov21 Nov22 Nov23 Nov24 Nov25
PB Ratio
0.00 0.00 9.84 5.71 4.32

Nippon Souken Co Semi-Annual Data
Nov21 Nov22 May23 Nov23 May24 Nov24 May25 Nov25
PB Ratio Get a 7-Day Free Trial 9.84 8.90 5.71 5.68 4.32

TSE:5840 vs MRSH, AON, AJG: PB Ratio Comparison

For the Insurance Brokers subindustry, Nippon Souken Co's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Nippon Souken Co PB Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Nippon Souken Co's PB Ratio distribution charts can be found below:

* The bar in red indicates where Nippon Souken Co's PB Ratio falls into.


TSE:5840
11GF Score
Nippon Souken Co Ltd TSE:5840
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Nippon Souken Co PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Nippon Souken Co's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Nov. 2025)
=505.00/116.87
=4.32

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 4.32 mean?
Nippon Souken Co (TSE:5840) has a PB Ratio of 4.32 as of Jul. 13, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Nippon Souken Co and its competitors. This is 24% below median its historical median of 5.71. Over the past decade, Nippon Souken Co's PB Ratio has ranged from 4.32 to 11.25. According to the industry distribution chart, Nippon Souken Co ranks #448 out of 500 companies in the Insurance industry, placing it in the top 89.6%.
Is Nippon Souken Co's PB Ratio too high?
Nippon Souken Co's current PB Ratio of 4.32 is 24% below median its 10-year median of 5.71. Over the past 10 years, this metric has ranged from a low of 4.32 to a high of 11.25. The Insurance industry median PB Ratio is 1.40. Nippon Souken Co's value of 4.32 is 209.7% above this industry median. Based on the distribution chart, Nippon Souken Co ranks #448 out of 500 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Nippon Souken Co has a GF Score™ of 11/100, reflecting its overall financial health beyond just this single metric.
How does Nippon Souken Co's PB Ratio compare to MRSH and AON?
According to the Insurance industry distribution chart, Nippon Souken Co ranks #448 out of 500 companies for PB Ratio. This places Nippon Souken Co in the lower half of its industry. The industry median PB Ratio is 1.40. Nippon Souken Co's value of 4.32 is 209.7% above this benchmark. Historically, Nippon Souken Co's own PB Ratio has ranged from 4.32 to 11.25 over the past decade. While the company's 10-year median is 5.71 vs. the industry median of 1.40, Nippon Souken Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for an Insurance company?
The median PB Ratio among Insurance companies is 1.40, based on 500 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Nippon Souken Co's current PB Ratio of 4.32 is 209.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Nippon Souken Co and its competitors. For the Insurance industry, the median PB Ratio is 1.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Nippon Souken Co's current PB Ratio is 4.32, which is 24% below median its own 10-year median of 5.71. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nippon Souken Co stock overvalued right now?
Nippon Souken Co (TSE:5840) has a current PB Ratio of 4.32. The current PB Ratio is 4.32, which is 24% below median its 10-year median of 5.71 and 209.7% above the Insurance industry median of 1.40. Nippon Souken Co's overall GF Score™ is 11/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Nippon Souken Co (TSE:5840), the current PB Ratio is 4.32 as of Jul. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Nippon Souken Co Business Description

Address 2-1 Sunport, Takamatsu Symbol Tower 9th floor, Kagawa Prefecture, Takamatsu, JPN, 760-0019
Nippon Souken Co Ltd is an insurance broker authorized by the Financial Services Agency to perform its functions in risk and insurance sector. The company provides a one-stop solution to the problems faced by insurance representatives.
11GF Score

Get the complete analysis for TSE:5840

PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円505.00
Price