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Nippon Souken CoTSE:5840 52 Debt-to-Equity is 0.95 as of May. 2026, which is 43% below its 10-year median of 1.68. GuruFocus rates TSE:5840 with a GF Score™ of 52/100 and a GF Value™ of 円610.01 (Modestly Undervalued). Among 399 Insurance companies, Nippon Souken Co ranks worse than 90.73% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Nippon Souken Co's Debt-to-Equity or its related term are showing as below:
TSE:5840'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.95 Med: 1.68 Max: 5.03
Current: 0.95
During the past 5 years, the highest Debt-to-Equity Ratio of Nippon Souken Co was 5.03. The lowest was 0.95. And the median was 1.68.
TSE:5840's Debt-to-Equity is ranked worse than 90.73% of 399
companies
in the Insurance industry
Industry Median: 0.21
vs TSE:5840: 0.95
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Nippon Souken Co Debt-to-Equity Related Terms
Nippon Souken Co Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Nippon Souken Co's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TSE:5840 vs MRSH, AON, AJG: Debt-to-Equity Comparison
For the Insurance Brokers subindustry, Nippon Souken Co's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Nippon Souken Co Debt-to-Equity vs Insurance Industry
For the Insurance industry and Financial Services sector, Nippon Souken Co's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Nippon Souken Co's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Nippon Souken Co (TSE:5840) has a Debt-to-Equity of 0.95 as of May. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Nippon Souken Co and its competitors. This is 43% below median its historical median of 1.68. Over the past decade, Nippon Souken Co's Debt-to-Equity has ranged from 0.95 to 5.03. According to the industry distribution chart, Nippon Souken Co ranks #362 out of 399 companies in the Insurance industry, placing it in the top 90.7%.
Is Nippon Souken Co's Debt-to-Equity too high?
Nippon Souken Co's current Debt-to-Equity of 0.95 is 43% below median its 10-year median of 1.68. Over the past 10 years, this metric has ranged from a low of 0.95 to a high of 5.03. The Insurance industry median Debt-to-Equity is 0.21. Nippon Souken Co's value of 0.95 is 352.4% above this industry median. Based on the distribution chart, Nippon Souken Co ranks #362 out of 399 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Nippon Souken Co has a GF Score™ of 52/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Nippon Souken Co's Debt-to-Equity compare to MRSH and AON?
According to the Insurance industry distribution chart, Nippon Souken Co ranks #362 out of 399 companies for Debt-to-Equity. This places Nippon Souken Co in the lower half of its industry. The industry median Debt-to-Equity is 0.21. Nippon Souken Co's value of 0.95 is 352.4% above this benchmark. Historically, Nippon Souken Co's own Debt-to-Equity has ranged from 0.95 to 5.03 over the past decade. While the company's 10-year median is 1.68 vs. the industry median of 0.21, Nippon Souken Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for an Insurance company?
The median Debt-to-Equity among Insurance companies is 0.21, based on 399 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Nippon Souken Co's current Debt-to-Equity of 0.95 is 352.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Nippon Souken Co and its competitors. For the Insurance industry, the median Debt-to-Equity is 0.21 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Nippon Souken Co's current Debt-to-Equity is 0.95, which is 43% below median its own 10-year median of 1.68. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nippon Souken Co stock overvalued right now?
Based on GuruFocus' analysis, Nippon Souken Co (TSE:5840) is currently considered Modestly Undervalued. The stock's GF Value™ is 円610.01, compared to a current price of 円505.00 — trading 17.2% below its estimated fair value. The current Debt-to-Equity is 0.95, which is 43% below median its 10-year median of 1.68 and 352.4% above the Insurance industry median of 0.21. Nippon Souken Co's overall GF Score™ is 52/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Nippon Souken Co (TSE:5840), the current Debt-to-Equity is 0.95 as of May. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Nippon Souken Co (TSE:5840) Overvalued in 2026?
Based on GuruFocus' analysis, Nippon Souken Co stock appears to be undervalued.
The current stock price of 円505.00 is trading 17.2% below its estimated GF Value™ of 円610.01.
GuruFocus considers Nippon Souken Co to be Modestly Undervalued.
Key valuation signals for TSE:5840:
Debt-to-Equity: 0.95 (43% below median its 10-year median of 1.68)
GF Value™: 円610.01 vs. price of 円505.00 (17.2% below fair value)
Industry Position: 352.4% above the Insurance median (#362 of 399)
No single metric tells the full story. See the TSE:5840 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Nippon Souken Co Ltd is an insurance broker authorized by the Financial Services Agency to perform its functions in risk and insurance sector. The company provides a one-stop solution to the problems faced by insurance representatives.
52GF Score
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