Przedsiebiorstwo Handlowe Best (WAR:BST) PB Ratio: 0.81 (As of Jun. 25, 2026) — Near Median


WAR:BST Przedsiebiorstwo Handlowe Best SA WAR:BST
76 GF Score
Price zł33.80
GF Value zł33.68
Valuation Fairly Valued
! 12 Warning Signs
View Full Analysis

What is Przedsiebiorstwo Handlowe Best PB Ratio?

Przedsiebiorstwo Handlowe Best WAR:BST -2.87% 76 PB Ratio is 0.81 as of Jun. 25, 2026, which is 8% below its 10-year median of 0.88. GuruFocus rates WAR:BST with a GF Score™ of 76/100 and a GF Value™ of zł33.68 (Fairly Valued). The stock has 12 warning signs investors should review. Among 523 Credit Services companies, Przedsiebiorstwo Handlowe Best ranks better than 61.76% on this metric.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-06-25), Przedsiebiorstwo Handlowe Best's share price is zł33.80. Przedsiebiorstwo Handlowe Best's Book Value per Share for the quarter that ended in Mar. 2026 was zł41.84. Hence, Przedsiebiorstwo Handlowe Best's PB Ratio of today is 0.81.

Warning Sign:

Przedsiebiorstwo Handlowe Best SA stock PB Ratio (=0.84) is close to 3-year high of 0.84.

The historical rank and industry rank for Przedsiebiorstwo Handlowe Best's PB Ratio or its related term are showing as below:

WAR:BST' s PB Ratio Range Over the Past 10 Years
Min: 0.55   Med: 0.88   Max: 2.02
Current: 0.82

During the past 13 years, Przedsiebiorstwo Handlowe Best's highest PB Ratio was 2.02. The lowest was 0.55. And the median was 0.88.

WAR:BST's PB Ratio is ranked better than
61.76% of 523 companies
in the Credit Services industry
Industry Median: 1.06 vs WAR:BST: 0.82

During the past 12 months, Przedsiebiorstwo Handlowe Best's average Book Value Per Share Growth Rate was 6.50% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 9.20% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 13.90% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 11.50% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Przedsiebiorstwo Handlowe Best was 82.90% per year. The lowest was 6.10% per year. And the median was 17.40% per year.

Back to Basics: PB Ratio


Przedsiebiorstwo Handlowe Best  (WAR:BST) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Przedsiebiorstwo Handlowe Best PB Ratio Related Terms


Przedsiebiorstwo Handlowe Best PB Ratio Historical Data

* Premium members only.

The historical data trend for Przedsiebiorstwo Handlowe Best's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Przedsiebiorstwo Handlowe Best PB Ratio Chart

Przedsiebiorstwo Handlowe Best Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.03 0.64 0.69 0.68 0.84

Przedsiebiorstwo Handlowe Best Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.69 0.66 0.77 0.84 0.59

WAR:BST vs V, MA, AXP: PB Ratio Comparison

For the Credit Services subindustry, Przedsiebiorstwo Handlowe Best's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Przedsiebiorstwo Handlowe Best PB Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Przedsiebiorstwo Handlowe Best's PB Ratio distribution charts can be found below:

* The bar in red indicates where Przedsiebiorstwo Handlowe Best's PB Ratio falls into.


WAR:BST
76GF Score
Przedsiebiorstwo Handlowe Best SA WAR:BST
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Przedsiebiorstwo Handlowe Best PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Przedsiebiorstwo Handlowe Best's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Mar. 2026)
=33.80/41.839
=0.81

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 0.81 mean?
Przedsiebiorstwo Handlowe Best (WAR:BST) has a PB Ratio of 0.81 as of Jun. 25, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Przedsiebiorstwo Handlowe Best and its competitors. This is near median its historical median of 0.88. Over the past decade, Przedsiebiorstwo Handlowe Best's PB Ratio has ranged from 0.55 to 2.02. According to the industry distribution chart, Przedsiebiorstwo Handlowe Best ranks #200 out of 523 companies in the Credit Services industry, placing it in the top 38.2%.
Is Przedsiebiorstwo Handlowe Best's PB Ratio too high?
Przedsiebiorstwo Handlowe Best's current PB Ratio of 0.81 is near median its 10-year median of 0.88. Over the past 10 years, this metric has ranged from a low of 0.55 to a high of 2.02. The Credit Services industry median PB Ratio is 1.06. Przedsiebiorstwo Handlowe Best's value of 0.81 is 23.6% below this industry median. Based on the distribution chart, Przedsiebiorstwo Handlowe Best ranks #200 out of 523 companies in the Credit Services industry, which is above the industry midpoint. Overall, Przedsiebiorstwo Handlowe Best has a GF Score™ of 76/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Przedsiebiorstwo Handlowe Best's PB Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Przedsiebiorstwo Handlowe Best ranks #200 out of 523 companies for PB Ratio. This puts Przedsiebiorstwo Handlowe Best in the upper half of its industry. The industry median PB Ratio is 1.06. Przedsiebiorstwo Handlowe Best's value of 0.81 is 23.6% below this benchmark. Historically, Przedsiebiorstwo Handlowe Best's own PB Ratio has ranged from 0.55 to 2.02 over the past decade. While the company's 10-year median is 0.88 vs. the industry median of 1.06, Przedsiebiorstwo Handlowe Best has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Credit Services company?
The median PB Ratio among Credit Services companies is 1.06, based on 523 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Przedsiebiorstwo Handlowe Best's current PB Ratio of 0.81 is 23.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Przedsiebiorstwo Handlowe Best and its competitors. For the Credit Services industry, the median PB Ratio is 1.06 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Przedsiebiorstwo Handlowe Best's current PB Ratio is 0.81, which is near median its own 10-year median of 0.88. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Przedsiebiorstwo Handlowe Best stock overvalued right now?
Based on GuruFocus' analysis, Przedsiebiorstwo Handlowe Best (WAR:BST) is currently considered Fairly Valued. The stock's GF Value™ is zł33.68, compared to a current price of zł33.80 — trading 0.4% above its estimated fair value. The current PB Ratio is 0.81, which is near median its 10-year median of 0.88 and 23.6% below the Credit Services industry median of 1.06. Przedsiebiorstwo Handlowe Best's overall GF Score™ is 76/100 with 12 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Przedsiebiorstwo Handlowe Best (WAR:BST), the current PB Ratio is 0.81 as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Przedsiebiorstwo Handlowe Best (WAR:BST) Overvalued in 2026?

Based on GuruFocus' analysis, Przedsiebiorstwo Handlowe Best stock appears to be overvalued. The current stock price of zł33.80 is trading 0.4% above its estimated GF Value™ of zł33.68. GuruFocus considers Przedsiebiorstwo Handlowe Best to be Fairly Valued.

Key valuation signals for WAR:BST:

  • PB Ratio: 0.81 (near median its 10-year median of 0.88)
  • GF Value™: zł33.68 vs. price of zł33.80 (0.4% above fair value)
  • GF Score™: 76/100 with 12 warning signs
  • Industry Position: 23.6% below the Credit Services median (#200 of 523)

No single metric tells the full story. See the WAR:BST stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Przedsiebiorstwo Handlowe Best Business Description

Address Morska St. 59, Gdynia, POL, 81-323
Przedsiebiorstwo Handlowe Best SA is a Poland based company engaged in the business of debt collection. It provides debt collection services for third parties, including banks, borrowing companies, telecommunication operators, power companies, and other mass service providers.
76GF Score

Get the complete analysis for WAR:BST

PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł33.80
Price
zł33.68
GF Value