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CIMB Group Holdings Bhd stock PB Ratio (=1.21) is close to 5-year high of 1.32.
The historical rank and industry rank for CIMB Group Holdings Bhd's PB Ratio or its related term are showing as below:
XKLS:1023'
s PB Ratio Range Over the Past 10 Years
Min: 0.53 Med: 0.96 Max: 1.45
Current: 1.21
During the past 13 years, CIMB Group Holdings Bhd's highest PB Ratio was 1.45. The lowest was 0.53. And the median was 0.96.
XKLS:1023's PB Ratio is ranked worse than 56.49% of 1517
companies
in the Banks industry
Industry Median: 1.12
vs XKLS:1023: 1.21
During the past 12 months, CIMB Group Holdings Bhd's average Book Value Per Share Growth Rate was -0.60% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 3.60% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 3.40% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 3.00% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of CIMB Group Holdings Bhd was 15.90% per year. The lowest was 1.10% per year. And the median was 6.60% per year.
Back to Basics: PB Ratio
CIMB Group Holdings Bhd (XKLS:1023) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CIMB Group Holdings Bhd PB Ratio Competitor Comparison
For the Banks - Regional subindustry, CIMB Group Holdings Bhd's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CIMB Group Holdings Bhd PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, CIMB Group Holdings Bhd's PB Ratio distribution charts can be found below:
* The bar in red indicates where CIMB Group Holdings Bhd's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
CIMB Group Holdings Bhd (XKLS:1023) has a PB Ratio of 1.21 as of Jul. 17, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on CIMB Group Holdings Bhd and its competitors. This is 26% above median its historical median of 0.96. Over the past decade, CIMB Group Holdings Bhd's PB Ratio has ranged from 0.53 to 1.45. According to the industry distribution chart, CIMB Group Holdings Bhd ranks #857 out of 1517 companies in the Banks industry, placing it in the top 56.5%.
Is CIMB Group Holdings Bhd's PB Ratio too high?
CIMB Group Holdings Bhd's current PB Ratio of 1.21 is 26% above median its 10-year median of 0.96. Over the past 10 years, this metric has ranged from a low of 0.53 to a high of 1.45. The Banks industry median PB Ratio is 1.12. CIMB Group Holdings Bhd's value of 1.21 is 8% above this industry median. Based on the distribution chart, CIMB Group Holdings Bhd ranks #857 out of 1517 companies in the Banks industry, which is below the industry midpoint. Overall, CIMB Group Holdings Bhd has a GF Score™ of 61/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does CIMB Group Holdings Bhd's PB Ratio compare to competitors?
According to the Banks industry distribution chart, CIMB Group Holdings Bhd ranks #857 out of 1517 companies for PB Ratio. This places CIMB Group Holdings Bhd in the lower half of its industry. The industry median PB Ratio is 1.12. CIMB Group Holdings Bhd's value of 1.21 is 8% above this benchmark. Historically, CIMB Group Holdings Bhd's own PB Ratio has ranged from 0.53 to 1.45 over the past decade. While the company's 10-year median is 0.96 vs. the industry median of 1.12, CIMB Group Holdings Bhd has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.12, based on 1,517 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CIMB Group Holdings Bhd's current PB Ratio of 1.21 is 8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on CIMB Group Holdings Bhd and its competitors. For the Banks industry, the median PB Ratio is 1.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CIMB Group Holdings Bhd's current PB Ratio is 1.21, which is 26% above median its own 10-year median of 0.96. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CIMB Group Holdings Bhd stock overvalued right now?
Based on GuruFocus' analysis, CIMB Group Holdings Bhd (XKLS:1023) is currently considered Fairly Valued. The stock's GF Value™ is RM7.29, compared to a current price of RM7.70 — trading 5.6% above its estimated fair value. The current PB Ratio is 1.21, which is 26% above median its 10-year median of 0.96 and 8% above the Banks industry median of 1.12. CIMB Group Holdings Bhd's overall GF Score™ is 61/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For CIMB Group Holdings Bhd (XKLS:1023), the current PB Ratio is 1.21 as of Jul. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is CIMB Group Holdings Bhd (XKLS:1023) Overvalued in 2026?
Based on GuruFocus' analysis, CIMB Group Holdings Bhd stock appears to be overvalued.
The current stock price of RM7.70 is trading 5.6% above its estimated GF Value™ of RM7.29.
GuruFocus considers CIMB Group Holdings Bhd to be Fairly Valued.
Key valuation signals for XKLS:1023:
PB Ratio: 1.21 (26% above median its 10-year median of 0.96)
GF Value™: RM7.29 vs. price of RM7.70 (5.6% above fair value)
Industry Position: 8% above the Banks median (#857 of 1517)
No single metric tells the full story. See the XKLS:1023 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
CIMB Group Holdings Bhd is a full-service bank based mainly in Malaysia and other Southeast Asian countries. The bank's segment includes Consumer Banking, Commercial Banking, Wholesale Banking, and CIMB Digital Assets and Group Funding. The majority of the bank's income is derived from net interest income from Consumer Banking. Geographical presence is in Malaysia, Indonesia, Thailand, Singapore, United Kingdom, Hong Kong, China and others.
61GF Score
Get the complete analysis for XKLS:1023
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