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XNEP:NMFBS'
s PB Ratio Range Over the Past 10 Years
Min: 3.67 Med: 5.28 Max: 15.95
Current: 3.7
During the past 8 years, National Laghubitta Bittiyanstha's highest PB Ratio was 15.95. The lowest was 3.67. And the median was 5.28.
XNEP:NMFBS's PB Ratio is ranked worse than 97.21% of 1505
companies
in the Banks industry
Industry Median: 1.12
vs XNEP:NMFBS: 3.70
During the past 12 months, National Laghubitta Bittiyanstha's average Book Value Per Share Growth Rate was 28.40% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 7.00% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was -6.10% per year.
During the past 8 years, the highest 3-Year average Book Value Per Share Growth Rate of National Laghubitta Bittiyanstha was 7.00% per year. The lowest was -18.00% per year. And the median was -0.70% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
National Laghubitta Bittiyanstha PB Ratio Related Terms
National Laghubitta Bittiyanstha PB Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
National Laghubitta Bittiyanstha PB Ratio Competitor Comparison
For the Banks - Regional subindustry, National Laghubitta Bittiyanstha's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
National Laghubitta Bittiyanstha PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, National Laghubitta Bittiyanstha's PB Ratio distribution charts can be found below:
* The bar in red indicates where National Laghubitta Bittiyanstha's PB Ratio falls into.
National Laghubitta Bittiyanstha PB Ratio Calculation
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
National Laghubitta Bittiyanstha (XNEP:NMFBS) has a PB Ratio of 3.75 as of Sep. 05, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on National Laghubitta Bittiyanstha and its competitors. This is 29% below median its historical median of 5.28. Over the past decade, National Laghubitta Bittiyanstha's PB Ratio has ranged from 3.67 to 15.95. According to the industry distribution chart, National Laghubitta Bittiyanstha ranks #1463 out of 1505 companies in the Banks industry, placing it in the top 97.2%.
Is National Laghubitta Bittiyanstha's PB Ratio too high?
National Laghubitta Bittiyanstha's current PB Ratio of 3.75 is 29% below median its 10-year median of 5.28. Over the past 10 years, this metric has ranged from a low of 3.67 to a high of 15.95. The Banks industry median PB Ratio is 1.12. National Laghubitta Bittiyanstha's value of 3.75 is 234.8% above this industry median. Based on the distribution chart, National Laghubitta Bittiyanstha ranks #1463 out of 1505 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, National Laghubitta Bittiyanstha has a GF Score™ of 89/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does National Laghubitta Bittiyanstha's PB Ratio compare to competitors?
According to the Banks industry distribution chart, National Laghubitta Bittiyanstha ranks #1463 out of 1505 companies for PB Ratio. This places National Laghubitta Bittiyanstha in the lower half of its industry. The industry median PB Ratio is 1.12. National Laghubitta Bittiyanstha's value of 3.75 is 234.8% above this benchmark. Historically, National Laghubitta Bittiyanstha's own PB Ratio has ranged from 3.67 to 15.95 over the past decade. While the company's 10-year median is 5.28 vs. the industry median of 1.12, National Laghubitta Bittiyanstha has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.12, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. National Laghubitta Bittiyanstha's current PB Ratio of 3.75 is 234.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on National Laghubitta Bittiyanstha and its competitors. For the Banks industry, the median PB Ratio is 1.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. National Laghubitta Bittiyanstha's current PB Ratio is 3.75, which is 29% below median its own 10-year median of 5.28. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Laghubitta Bittiyanstha stock overvalued right now?
Based on GuruFocus' analysis, National Laghubitta Bittiyanstha (XNEP:NMFBS) is currently considered Modestly Undervalued. The stock's GF Value™ is NPR1,429.27, compared to a current price of NPR1,112.00 — trading 22.2% below its estimated fair value. The current PB Ratio is 3.75, which is 29% below median its 10-year median of 5.28 and 234.8% above the Banks industry median of 1.12. National Laghubitta Bittiyanstha's overall GF Score™ is 89/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For National Laghubitta Bittiyanstha (XNEP:NMFBS), the current PB Ratio is 3.75 as of Sep. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is National Laghubitta Bittiyanstha (XNEP:NMFBS) Overvalued in 2026?
Based on GuruFocus' analysis, National Laghubitta Bittiyanstha stock appears to be undervalued.
The current stock price of NPR1,112.00 is trading 22.2% below its estimated GF Value™ of NPR1,429.27.
GuruFocus considers National Laghubitta Bittiyanstha to be Modestly Undervalued.
Key valuation signals for XNEP:NMFBS:
PB Ratio: 3.75 (29% below median its 10-year median of 5.28)
GF Value™: NPR1,429.27 vs. price of NPR1,112.00 (22.2% below fair value)
Industry Position: 234.8% above the Banks median (#1463 of 1505)
No single metric tells the full story. See the XNEP:NMFBS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
National Laghubitta Bittiya Sanstha Ltd provides financial solutions to the customers with the different products and Services. It offers customized services as per the needs of the customer. The services of the company include loans, savings, Insurance, remittance, SMS & Mobile banking, and others.
89GF Score
Get the complete analysis for XNEP:NMFBS
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