Ashler et Manson (XPAR:MLAEM) PB Ratio: 7.04 (As of Jul. 15, 2026) — Near Median

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XPAR:MLAEM Ashler et Manson SA XPAR:MLAEM
80 GF Score
Price €3.04
GF Value €2.62
Valuation Modestly Overvalued
! 2 Warning Signs
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What is Ashler et Manson PB Ratio?

Ashler et Manson XPAR:MLAEM 80 PB Ratio is 7.04 as of Jul. 15, 2026, which is 4% above its 10-year median of 6.76. GuruFocus rates XPAR:MLAEM with a GF Score™ of 80/100 and a GF Value™ of €2.62 (Modestly Overvalued). The stock has 2 warning signs investors should review. Among 498 Insurance companies, Ashler et Manson ranks worse than 94.78% on this metric.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-15), Ashler et Manson's share price is €3.04. Ashler et Manson's Book Value per Share for the quarter that ended in Dec. 2024 was €0.43. Hence, Ashler et Manson's PB Ratio of today is 7.04.

The historical rank and industry rank for Ashler et Manson's PB Ratio or its related term are showing as below:

XPAR:MLAEM' s PB Ratio Range Over the Past 10 Years
Min: 3.7   Med: 6.76   Max: 15.74
Current: 6.53

During the past 10 years, Ashler et Manson's highest PB Ratio was 15.74. The lowest was 3.70. And the median was 6.76.

XPAR:MLAEM's PB Ratio is ranked worse than
94.78% of 498 companies
in the Insurance industry
Industry Median: 1.4 vs XPAR:MLAEM: 6.53

During the past 12 months, Ashler et Manson's average Book Value Per Share Growth Rate was 4.90% per year. During the past 3 years, the average Book Value Per Share Growth Rate was -7.90% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 5.50% per year.

During the past 10 years, the highest 3-Year average Book Value Per Share Growth Rate of Ashler et Manson was 73.60% per year. The lowest was -7.90% per year. And the median was 32.10% per year.

Back to Basics: PB Ratio


Ashler et Manson  (XPAR:MLAEM) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Ashler et Manson PB Ratio Related Terms


Ashler et Manson PB Ratio Historical Data

* Premium members only.

The historical data trend for Ashler et Manson's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ashler et Manson PB Ratio Chart

Ashler et Manson Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.86 3.94 8.41 7.77 3.70

Ashler et Manson Semi-Annual Data
Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.86 3.94 8.41 7.77 3.70

XPAR:MLAEM vs MRSH, AON, AJG: PB Ratio Comparison

For the Insurance Brokers subindustry, Ashler et Manson's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ashler et Manson PB Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Ashler et Manson's PB Ratio distribution charts can be found below:

* The bar in red indicates where Ashler et Manson's PB Ratio falls into.


XPAR:MLAEM
80GF Score
Ashler et Manson SA XPAR:MLAEM
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Ashler et Manson PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Ashler et Manson's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Dec. 2024)
=3.04/0.432
=7.04

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 7.04 mean?
Ashler et Manson (XPAR:MLAEM) has a PB Ratio of 7.04 as of Jul. 15, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Ashler et Manson and its competitors. This is near median its historical median of 6.76. Over the past decade, Ashler et Manson's PB Ratio has ranged from 3.70 to 15.74. According to the industry distribution chart, Ashler et Manson ranks #472 out of 498 companies in the Insurance industry, placing it in the top 94.8%.
Is Ashler et Manson's PB Ratio too high?
Ashler et Manson's current PB Ratio of 7.04 is near median its 10-year median of 6.76. Over the past 10 years, this metric has ranged from a low of 3.70 to a high of 15.74. The Insurance industry median PB Ratio is 1.40. Ashler et Manson's value of 7.04 is 402.9% above this industry median. Based on the distribution chart, Ashler et Manson ranks #472 out of 498 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Ashler et Manson has a GF Score™ of 80/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ashler et Manson's PB Ratio compare to MRSH and AON?
According to the Insurance industry distribution chart, Ashler et Manson ranks #472 out of 498 companies for PB Ratio. This places Ashler et Manson in the lower half of its industry. The industry median PB Ratio is 1.40. Ashler et Manson's value of 7.04 is 402.9% above this benchmark. Historically, Ashler et Manson's own PB Ratio has ranged from 3.70 to 15.74 over the past decade. While the company's 10-year median is 6.76 vs. the industry median of 1.40, Ashler et Manson has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for an Insurance company?
The median PB Ratio among Insurance companies is 1.40, based on 498 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ashler et Manson's current PB Ratio of 7.04 is 402.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Ashler et Manson and its competitors. For the Insurance industry, the median PB Ratio is 1.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ashler et Manson's current PB Ratio is 7.04, which is near median its own 10-year median of 6.76. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ashler et Manson stock overvalued right now?
Based on GuruFocus' analysis, Ashler et Manson (XPAR:MLAEM) is currently considered Modestly Overvalued. The stock's GF Value™ is €2.62, compared to a current price of €3.04 — trading 16% above its estimated fair value. The current PB Ratio is 7.04, which is near median its 10-year median of 6.76 and 402.9% above the Insurance industry median of 1.40. Ashler et Manson's overall GF Score™ is 80/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Ashler et Manson (XPAR:MLAEM), the current PB Ratio is 7.04 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ashler et Manson (XPAR:MLAEM) Overvalued in 2026?

Based on GuruFocus' analysis, Ashler et Manson stock appears to be overvalued. The current stock price of €3.04 is trading 16% above its estimated GF Value™ of €2.62. GuruFocus considers Ashler et Manson to be Modestly Overvalued.

Key valuation signals for XPAR:MLAEM:

  • PB Ratio: 7.04 (near median its 10-year median of 6.76)
  • GF Value™: €2.62 vs. price of €3.04 (16% above fair value)
  • GF Score™: 80/100 with 2 warning signs
  • Industry Position: 402.9% above the Insurance median (#472 of 498)

No single metric tells the full story. See the XPAR:MLAEM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Ashler et Manson Business Description

Address 2 Allees d'Orleans, Bordeaux, FRA, 33000
Ashler et Manson SA is a France-based brokerage group in real estate credit and loan insurance sector.
80GF Score

Get the complete analysis for XPAR:MLAEM

PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€3.04
Price
€2.62
GF Value