Ashler et Manson (XPAR:MLAEM) ROE %: 4.69% (As of Dec. 2024) — 114% Above Median

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XPAR:MLAEM Ashler et Manson SA XPAR:MLAEM
80 GF Score
Price €3.04
GF Value €2.62
Valuation Modestly Overvalued
! 2 Warning Signs
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What is Ashler et Manson ROE %?

Ashler et Manson XPAR:MLAEM 80 ROE % is 4.69% as of Dec. 2024, which is 114% above its 10-year median of 2.19. GuruFocus rates XPAR:MLAEM with a GF Score™ of 80/100 and a GF Value™ of €2.62 (Modestly Overvalued). The stock has 2 warning signs investors should review. Among 502 Insurance companies, Ashler et Manson ranks worse than 79.68% on this metric.

ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. Ashler et Manson's annualized net income for the quarter that ended in Dec. 2024 was €0.06 Mil. Ashler et Manson's average Total Stockholders Equity over the quarter that ended in Dec. 2024 was €1.34 Mil. Therefore, Ashler et Manson's annualized ROE % for the quarter that ended in Dec. 2024 was 4.69%.

The historical rank and industry rank for Ashler et Manson's ROE % or its related term are showing as below:

XPAR:MLAEM' s ROE % Range Over the Past 10 Years
Min: -12.25   Med: 2.19   Max: 8.49
Current: 4.69

During the past 10 years, Ashler et Manson's highest ROE % was 8.49%. The lowest was -12.25%. And the median was 2.19%.

XPAR:MLAEM's ROE % is ranked worse than
79.68% of 502 companies
in the Insurance industry
Industry Median: 11.635 vs XPAR:MLAEM: 4.69

Ashler et Manson  (XPAR:MLAEM) ROE % Explanation

ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.

The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:

ROE %(Q: Dec. 2024 )
=Net Income/Total Stockholders Equity
=0.063/1.342
=(Net Income / Revenue )*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(0.063 / 0.406)*(0.406 / 1.939)*(1.939 / 1.342)
=Net Margin %*Asset Turnover*Equity Multiplier
=15.52 %*0.2094*1.4449
=ROA %*Equity Multiplier
=3.25 %*1.4449
=4.69 %

With this breakdown, it is clear that if a company grows its Net Profit Margin, its Asset Turnover, or its Leverage, it can grow its ROE %.

The factors that affect a company's ROE % can also be illustrated with the five-step DuPont Analysis:

ROE %(Q: Dec. 2024 )
=Net Income/Total Stockholders Equity
=0.063/1.342
=(Net Income / Pre-Tax Income) * (Pre-Tax Income / Operating Income) * (Operating Income / Revenue) * (Revenue / Total Assets) * (Total Assets / Total Stockholders Equity)
= (0.063 / 0.079) * (0.079 / 0.087) * (0.087 / 0.406) * (0.406 / 1.939) * (1.939 / 1.342)
= Tax Burden * Interest Burden * Operating Margin % * Asset Turnover * Equity Multiplier
= 0.7975 * 0.908 * 21.43 % * 0.2094 * 1.4449
=4.69 %

Note: The net income data used here is one times the annual (Dec. 2024) net income data. The Revenue data used here is one times the annual (Dec. 2024) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net Income is used.

Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.


Ashler et Manson ROE % Related Terms


Ashler et Manson ROE % Historical Data

* Premium members only.

The historical data trend for Ashler et Manson's ROE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ashler et Manson ROE % Chart

Ashler et Manson Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
ROE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.99 7.11 7.14 1.65 4.69

Ashler et Manson Semi-Annual Data
Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
ROE % Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.99 7.11 7.14 1.65 4.69

XPAR:MLAEM vs MRSH, AON, AJG: ROE % Comparison

For the Insurance Brokers subindustry, Ashler et Manson's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ashler et Manson ROE % vs Insurance Industry

For the Insurance industry and Financial Services sector, Ashler et Manson's ROE % distribution charts can be found below:

* The bar in red indicates where Ashler et Manson's ROE % falls into.


XPAR:MLAEM
80GF Score
Ashler et Manson SA XPAR:MLAEM
ROE % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Ashler et Manson ROE % Calculation

Ashler et Manson's annualized ROE % for the fiscal year that ended in Dec. 2024 is calculated as

ROE %=Net Income (A: Dec. 2024 )/( (Total Stockholders Equity (A: Dec. 2023 )+Total Stockholders Equity (A: Dec. 2024 ))/ count )
=0.063/( (1.31+1.374)/ 2 )
=0.063/1.342
=4.69 %

Ashler et Manson's annualized ROE % for the quarter that ended in Dec. 2024 is calculated as

ROE %=Net Income (Q: Dec. 2024 )/( (Total Stockholders Equity (Q: Dec. 2023 )+Total Stockholders Equity (Q: Dec. 2024 ))/ count )
=0.063/( (1.31+1.374)/ 2 )
=0.063/1.342
=4.69 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is one times the annual (Dec. 2024) net income data. ROE % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROE % →
What does a ROE % of 4.69% mean?
Ashler et Manson (XPAR:MLAEM) has a ROE % of 4.69% as of Dec. 2024. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Ashler et Manson and its competitors. This is 114% above median its historical median of 2.19. According to the industry distribution chart, Ashler et Manson ranks #400 out of 502 companies in the Insurance industry, placing it in the top 79.7%.
Is Ashler et Manson's ROE % too high?
Ashler et Manson's current ROE % of 4.69% is 114% above median its 10-year median of 2.19. The Insurance industry median ROE % is 11.64. Ashler et Manson's value of 4.69% is 59.7% below this industry median. Based on the distribution chart, Ashler et Manson ranks #400 out of 502 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Ashler et Manson has a GF Score™ of 80/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ashler et Manson's ROE % compare to MRSH and AON?
According to the Insurance industry distribution chart, Ashler et Manson ranks #400 out of 502 companies for ROE %. This places Ashler et Manson in the lower half of its industry. The industry median ROE % is 11.64. Ashler et Manson's value of 4.69% is 59.7% below this benchmark. While the company's 10-year median is 2.19 vs. the industry median of 11.64, Ashler et Manson has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for an Insurance company?
The median ROE % among Insurance companies is 11.64, based on 502 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ashler et Manson's current ROE % of 4.69% is 59.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Ashler et Manson and its competitors. For the Insurance industry, the median ROE % is 11.64 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ashler et Manson's current ROE % is 4.69%, which is 114% above median its own 10-year median of 2.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ashler et Manson stock overvalued right now?
Based on GuruFocus' analysis, Ashler et Manson (XPAR:MLAEM) is currently considered Modestly Overvalued. The stock's GF Value™ is €2.62, compared to a current price of €3.04 — trading 16% above its estimated fair value. The current ROE % is 4.69%, which is 114% above median its 10-year median of 2.19 and 59.7% below the Insurance industry median of 11.64. Ashler et Manson's overall GF Score™ is 80/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Ashler et Manson (XPAR:MLAEM), the current ROE % is 4.69% as of Dec. 2024. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ashler et Manson (XPAR:MLAEM) Overvalued in 2026?

Based on GuruFocus' analysis, Ashler et Manson stock appears to be overvalued. The current stock price of €3.04 is trading 16% above its estimated GF Value™ of €2.62. GuruFocus considers Ashler et Manson to be Modestly Overvalued.

Key valuation signals for XPAR:MLAEM:

  • ROE %: 4.69% (114% above median its 10-year median of 2.19)
  • GF Value™: €2.62 vs. price of €3.04 (16% above fair value)
  • GF Score™: 80/100 with 2 warning signs
  • Industry Position: 59.7% below the Insurance median (#400 of 502)

No single metric tells the full story. See the XPAR:MLAEM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Ashler et Manson Business Description

Address 2 Allees d'Orleans, Bordeaux, FRA, 33000
Ashler et Manson SA is a France-based brokerage group in real estate credit and loan insurance sector.
80GF Score

Get the complete analysis for XPAR:MLAEM

ROE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€3.04
Price
€2.62
GF Value