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3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-08-27), Peoples Financial Services's 3-1 Month Momentum % is 15.54%.
The industry rank for Peoples Financial Services's 3-1 Month Momentum % or its related term are showing as below:
PFIS's 3-1 Month Momentum % is ranked better than 87.34% of 1572
companies
in the Banks industry
Industry Median: 4.23
vs PFIS: 15.54
Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.
The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.
Peoples Financial Services 3-1 Month Momentum % Related Terms
PFIS vs RCBC, TCBX, CWBC: 3-1 Month Momentum % Comparison
For the Banks - Regional subindustry, Peoples Financial Services's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Peoples Financial Services 3-1 Month Momentum % vs Banks Industry
For the Banks industry and Financial Services sector, Peoples Financial Services's 3-1 Month Momentum % distribution charts can be found below:
* The bar in red indicates where Peoples Financial Services's 3-1 Month Momentum % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Peoples Financial Services (PFIS) has a 3-1 Month Momentum % of 15.54% as of Aug. 27, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Peoples Financial Services and its competitors. According to the industry distribution chart, Peoples Financial Services ranks #199 out of 1572 companies in the Banks industry, placing it in the top 12.7%.
Is Peoples Financial Services' 3-1 Month Momentum % too high?
Peoples Financial Services' current 3-1 Month Momentum % is 15.54%. The Banks industry median 3-1 Month Momentum % is 4.23. Peoples Financial Services' value of 15.54% is 267.4% above this industry median. Based on the distribution chart, Peoples Financial Services ranks #199 out of 1572 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Peoples Financial Services has a GF Score™ of 67/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Peoples Financial Services' 3-1 Month Momentum % compare to RCBC and TCBX?
According to the Banks industry distribution chart, Peoples Financial Services ranks #199 out of 1572 companies for 3-1 Month Momentum %. This places Peoples Financial Services in the top 13% of its industry — outperforming the majority of peers. The industry median 3-1 Month Momentum % is 4.23. Peoples Financial Services' value of 15.54% is 267.4% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Banks company?
The median 3-1 Month Momentum % among Banks companies is 4.23, based on 1,572 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Peoples Financial Services's current 3-1 Month Momentum % of 15.54% is 267.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Peoples Financial Services and its competitors. For the Banks industry, the median 3-1 Month Momentum % is 4.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Peoples Financial Services's current 3-1 Month Momentum % is 15.54%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Peoples Financial Services stock overvalued right now?
Based on GuruFocus' analysis, Peoples Financial Services (PFIS) is currently considered Modestly Overvalued. The stock's GF Value™ is $59.76, compared to a current price of $69.59 — trading 16.4% above its estimated fair value. The current 3-1 Month Momentum % is 15.54% and 267.4% above the Banks industry median of 4.23. Peoples Financial Services' overall GF Score™ is 67/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For Peoples Financial Services (PFIS), the current 3-1 Month Momentum % is 15.54% as of Aug. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Peoples Financial Services (PFIS) Overvalued in 2026?
Based on GuruFocus' analysis, Peoples Financial Services stock appears to be overvalued.
The current stock price of $69.59 is trading 16.4% above its estimated GF Value™ of $59.76.
GuruFocus considers Peoples Financial Services to be Modestly Overvalued.
Key valuation signals for PFIS:
3-1 Month Momentum %: 15.54%
GF Value™: $59.76 vs. price of $69.59 (16.4% above fair value)
Industry Position: 267.4% above the Banks median (#199 of 1572)
No single metric tells the full story. See the PFIS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Peoples Financial Services Corp is a bank holding company operating through its subsidiaries. The bank provides a full range of financial services. Its products and services include checking accounts, business accounts, savings accounts, loan products, money market accounts, mortgages, chip-enabled debit cards, credit card processing, equipment finance, working capital lines of credit, and construction loans, and visa master card and advisory services. Its loan portfolio includes Commercial loans, which consist of commercial, commercial real estate, municipal, and other related tax-free loans; and retail loans, which include residential real estate and other consumer loans. The company mainly operates in the United States in Pennsylvania.
67GF Score
Get the complete analysis for PFIS
3-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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