PFIS (Peoples Financial Services) Tariff Resilience Score: 9/10 (As of Aug. 27, 2026)

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PFIS Peoples Financial Services Corp PFIS
67 GF Score
Price $69.59
GF Value $59.76
Valuation Modestly Overvalued
! 7 Warning Signs
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What is Peoples Financial Services Tariff Resilience Score?

Peoples Financial Services PFIS -0.04% 67 Tariff Resilience Score is 9 as of Aug. 27, 2026. GuruFocus rates PFIS with a GF Score™ of 67/100 and a GF Value™ of $59.76 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 1,602 Banks companies, Peoples Financial Services ranks better than 99.25% on this metric.

Peoples Financial Services has the Tariff Resilience Score of 9, which implies that the company might have Highly Resilient.

Peoples Financial Services has As a regional bank, Peoples Financial Services has negligible exposure to tariffs. Its operations are entirely domestic, and it does not engage in international trade, ensuring high resilience to tariff changes.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes Peoples Financial Services might have Highly Resilient.

Peoples Financial Services  (NAS:PFIS) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

Peoples Financial Services Tariff Resilience Score Related Terms

PFIS vs RCBC, TCBX, CWBC: Tariff Resilience Score Comparison

For the Banks - Regional subindustry, Peoples Financial Services's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Peoples Financial Services Tariff Resilience Score vs Banks Industry

For the Banks industry and Financial Services sector, Peoples Financial Services's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where Peoples Financial Services's Tariff Resilience Score falls into.


PFIS
67GF Score
Peoples Financial Services Corp PFIS
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Tariff Resilience Score of 9 mean?
Peoples Financial Services (PFIS) has a Tariff Resilience Score of 9 as of Aug. 27, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, Peoples Financial Services ranks #12 out of 1602 companies in the Banks industry, placing it in the top 0.7%.
Is Peoples Financial Services' Tariff Resilience Score too high?
Peoples Financial Services' current Tariff Resilience Score is 9. Based on the distribution chart, Peoples Financial Services ranks #12 out of 1602 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Peoples Financial Services has a GF Score™ of 67/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Peoples Financial Services' Tariff Resilience Score compare to RCBC and TCBX?
According to the Banks industry distribution chart, Peoples Financial Services ranks #12 out of 1602 companies for Tariff Resilience Score. This places Peoples Financial Services in the top 1% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for a Banks company?
A good Tariff Resilience Score depends on the Banks industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. Peoples Financial Services's current Tariff Resilience Score is 9. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Peoples Financial Services stock overvalued right now?
Based on GuruFocus' analysis, Peoples Financial Services (PFIS) is currently considered Modestly Overvalued. The stock's GF Value™ is $59.76, compared to a current price of $69.59 — trading 16.4% above its estimated fair value. The current Tariff Resilience Score is 9. Peoples Financial Services' overall GF Score™ is 67/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For Peoples Financial Services (PFIS), the current Tariff Resilience Score is 9 as of Aug. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Peoples Financial Services (PFIS) Overvalued in 2026?

Based on GuruFocus' analysis, Peoples Financial Services stock appears to be overvalued. The current stock price of $69.59 is trading 16.4% above its estimated GF Value™ of $59.76. GuruFocus considers Peoples Financial Services to be Modestly Overvalued.

Key valuation signals for PFIS:

  • Tariff Resilience Score: 9
  • GF Value™: $59.76 vs. price of $69.59 (16.4% above fair value)
  • GF Score™: 67/100 with 7 warning signs

No single metric tells the full story. See the PFIS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Peoples Financial Services Business Description

Address 30 E D Preate Drive, Moosic, PA, USA, 18507
Peoples Financial Services Corp is a bank holding company operating through its subsidiaries. The bank provides a full range of financial services. Its products and services include checking accounts, business accounts, savings accounts, loan products, money market accounts, mortgages, chip-enabled debit cards, credit card processing, equipment finance, working capital lines of credit, and construction loans, and visa master card and advisory services. Its loan portfolio includes Commercial loans, which consist of commercial, commercial real estate, municipal, and other related tax-free loans; and retail loans, which include residential real estate and other consumer loans. The company mainly operates in the United States in Pennsylvania.
67GF Score

Get the complete analysis for PFIS

Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$69.59
Price
$59.76
GF Value