PFIS (Peoples Financial Services) ROCE %: % (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

PFIS Peoples Financial Services Corp PFIS
67 GF Score
Price $69.59
GF Value $59.76
Valuation Modestly Overvalued
! 7 Warning Signs
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What is Peoples Financial Services ROCE %?

Peoples Financial Services PFIS -0.04% 67 ROCE % is % as of Jun. 2026. GuruFocus rates PFIS with a GF Score™ of 67/100 and a GF Value™ of $59.76 (Modestly Overvalued). The stock has 7 warning signs investors should review.

ROCE % does not apply to banks and insurance companies.

PFIS
67GF Score
Peoples Financial Services Corp PFIS
ROCE % is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about ROCE % →
What does a ROCE % of % mean?
Peoples Financial Services (PFIS) has a ROCE % of % as of Jun. 2026.
Is Peoples Financial Services' ROCE % too high?
Peoples Financial Services' current ROCE % is %. Overall, Peoples Financial Services has a GF Score™ of 67/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Peoples Financial Services' ROCE % compare to RCBC and TCBX?
Peoples Financial Services' ROCE % of % can be compared against companies in the Banks industry. The industry median ROCE % is 2.81. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROCE % for a Banks company?
The median ROCE % among Banks companies is 2.81, based on 47 companies in the industry. Companies in the top quartile (top 25%) have a ROCE % significantly above this median, while those in the bottom quartile fall well below. However, ROCE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROCE % mean?
A high ROCE % can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median ROCE % is 2.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Peoples Financial Services's current ROCE % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Peoples Financial Services stock overvalued right now?
Based on GuruFocus' analysis, Peoples Financial Services (PFIS) is currently considered Modestly Overvalued. The stock's GF Value™ is $59.76, compared to a current price of $69.59 — trading 16.4% above its estimated fair value. The current ROCE % is %. Peoples Financial Services' overall GF Score™ is 67/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROCE % calculated?
ROCE % is calculated from a company's financial statements. For Peoples Financial Services (PFIS), the current ROCE % is % as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Peoples Financial Services (PFIS) Overvalued in 2026?

Based on GuruFocus' analysis, Peoples Financial Services stock appears to be overvalued. The current stock price of $69.59 is trading 16.4% above its estimated GF Value™ of $59.76. GuruFocus considers Peoples Financial Services to be Modestly Overvalued.

Key valuation signals for PFIS:

  • ROCE %: %
  • GF Value™: $59.76 vs. price of $69.59 (16.4% above fair value)
  • GF Score™: 67/100 with 7 warning signs

No single metric tells the full story. See the PFIS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Peoples Financial Services Business Description

Address 30 E D Preate Drive, Moosic, PA, USA, 18507
Peoples Financial Services Corp is a bank holding company operating through its subsidiaries. The bank provides a full range of financial services. Its products and services include checking accounts, business accounts, savings accounts, loan products, money market accounts, mortgages, chip-enabled debit cards, credit card processing, equipment finance, working capital lines of credit, and construction loans, and visa master card and advisory services. Its loan portfolio includes Commercial loans, which consist of commercial, commercial real estate, municipal, and other related tax-free loans; and retail loans, which include residential real estate and other consumer loans. The company mainly operates in the United States in Pennsylvania.
67GF Score

Get the complete analysis for PFIS

ROCE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$69.59
Price
$59.76
GF Value