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Postalvings Bank Of China Co (HKSE:01658) PE Ratio : 5.03 (As of Dec. 14, 2024)


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What is Postalvings Bank Of China Co PE Ratio?

The PE Ratio, or Price-to-Earnings ratio, or P/E Ratio, is a financial ratio used to compare a company's market price to its Earnings per Share (Diluted). As of today (2024-12-14), Postalvings Bank Of China Co's share price is HK$4.44. Postalvings Bank Of China Co's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2024 was HK$0.88. Therefore, Postalvings Bank Of China Co's PE Ratio for today is 5.03.

During the past 9 years, Postalvings Bank Of China Co's highest PE Ratio was 7.42. The lowest was 3.74. And the median was 5.07.

Postalvings Bank Of China Co's EPS (Diluted) for the three months ended in Jun. 2024 was HK$0.21. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Jun. 2024 was HK$0.88.

As of today (2024-12-14), Postalvings Bank Of China Co's share price is HK$4.44. Postalvings Bank Of China Co's EPS without NRI for the trailing twelve months (TTM) ended in Jun. 2024 was HK$0.88. Therefore, Postalvings Bank Of China Co's PE Ratio without NRI ratio for today is 5.03.

During the past 9 years, Postalvings Bank Of China Co's highest PE Ratio without NRI was 7.42. The lowest was 3.74. And the median was 5.07.

Postalvings Bank Of China Co's EPS without NRI for the three months ended in Jun. 2024 was HK$0.21. Its EPS without NRI for the trailing twelve months (TTM) ended in Jun. 2024 was HK$0.88.

During the past 12 months, Postalvings Bank Of China Co's average EPS without NRI Growth Rate was -25.80% per year. During the past 3 years, the average EPS without NRI Growth Rate was 2.50% per year. During the past 5 years, the average EPS without NRI Growth Rate was 5.60% per year.

During the past 9 years, Postalvings Bank Of China Co's highest 3-Year average EPS without NRI Growth Rate was 10.90% per year. The lowest was 2.50% per year. And the median was 7.75% per year.

Postalvings Bank Of China Co's EPS (Basic) for the three months ended in Jun. 2024 was HK$0.21. Its EPS (Basic) for the trailing twelve months (TTM) ended in Jun. 2024 was HK$0.88.

Back to Basics: PE Ratio


Postalvings Bank Of China Co PE Ratio Historical Data

The historical data trend for Postalvings Bank Of China Co's PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Postalvings Bank Of China Co PE Ratio Chart

Postalvings Bank Of China Co Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
PE Ratio
Get a 7-Day Free Trial Premium Member Only 6.62 5.18 5.73 5.11 4.11

Postalvings Bank Of China Co Quarterly Data
Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24
PE Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.26 4.11 4.71 5.29 At Loss

Competitive Comparison of Postalvings Bank Of China Co's PE Ratio

For the Banks - Regional subindustry, Postalvings Bank Of China Co's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Postalvings Bank Of China Co's PE Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Postalvings Bank Of China Co's PE Ratio distribution charts can be found below:

* The bar in red indicates where Postalvings Bank Of China Co's PE Ratio falls into.



Postalvings Bank Of China Co PE Ratio Calculation

The PE Ratio, or Price-to-Earnings ratio, or P/E Ratio, is a financial ratio used to compare a company's market price to its Earnings per Share (Diluted). It is the most widely used ratio in the valuation of stocks.

Postalvings Bank Of China Co's PE Ratio for today is calculated as

PE Ratio=Share Price/Earnings per Share (Diluted) (TTM)
=4.44/0.883
=5.03

Postalvings Bank Of China Co's Share Price of today is HK$4.44.
Postalvings Bank Of China Co's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2024 adds up the quarterly data reported by the company within the most recent 12 months, which was HK$0.88.


* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:


There are at least three kinds of PE Ratios used by different investors. They are Trailing Twelve Month PE Ratio, Forward PE Ratio, or PE Ratio without NRI. A new PE Ratio based on inflation-adjusted normalized PE Ratio is called Shiller PE Ratio, after Yale professor Robert Shiller.

In the calculation of PE Ratio, the earnings per share used are the earnings per share over the past 12 months. For Forward PE Ratio, the earnings are the expected earnings for the next twelve months. In the case of PE Ratio without NRI, the reported earnings less the non-recurring items are used.

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. Since it looks at the average over the last 10 years, Shiller PE Ratio is also called PE10.


Postalvings Bank Of China Co  (HKSE:01658) PE Ratio Explanation

The PE Ratio can be viewed as the number of years it takes for the company to earn back the price you pay for the stock. For example, if a company earns $2 a share per year, and the stock is traded at $30, the PE Ratio is 15. Therefore it takes 15 years for the company to earn back the $30 you paid for its stock, assuming the earnings stays constant over the next 15 years.

In real business, earnings never stay constant. If a company can grow its earnings, it takes fewer years for the company to earn back the price you pay for the stock. If a company's earnings decline it takes more years. As a shareholder, you want the company to earn back the price you pay as soon as possible. Therefore, lower P/E stocks are more attractive than higher P/E stocks so long as the PE Ratio is positive. Also for stocks with the same PE Ratio, the one with faster growth business is more attractive.

If a company loses money, the PE Ratio becomes meaningless.

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the PE Ratio divided by the growth ratio. He thinks a company with a PE Ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a PE Ratio of 20, instead of a company growing 10% a year with a PE Ratio of 10.

Because the PE Ratio measures how long it takes to earn back the price you pay, the PE Ratio can be applied to the stocks across different industries. That is why it is the one of the most important and widely used indicators for the valuation of stocks.

Similar to the PE Ratio without NRI or PS Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PE Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

Investors need to be aware that the PE Ratio can be misleading a lot of times, especially when the underlying business is cyclical and unpredictable. As Peter Lynch pointed out, cyclical businesses have higher profit margins at the peaks of the business cycles. Their earnings are high and PE Ratios are artificially low. It is usually a bad idea to buy a cyclical business when the PE Ratio is low. A better ratio to identify the time to buy a cyclical businesses is the PS Ratio.

PE Ratio can also be affected by non-recurring-items such as the sale of part of businesses. This may increase for the current year or quarter dramatically. But it cannot be repeated over and over. Therefore PE Ratio without NRI is a more accurate indication of valuation than PE Ratio.


Postalvings Bank Of China Co PE Ratio Related Terms

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Postalvings Bank Of China Co Business Description

Traded in Other Exchanges
Address
248 Queen’s Road East, 40th Floor, Dah Sing Financial Centre, Wan Chai, Hong Kong, HKG
Postal Savings Bank of China is headquartered in Beijing. The bank is the fifth-largest commercial bank in China by deposits and the sixth largest by assets. The bank was established in 2007 as the postal savings and remittance business of its parent, China Post Group. The bank completed its joint-stock reform in 2012. The bank got listed on Hong Kong and Shanghai stock exchanges in 2016 and 2019 respectively. It boasts over 600 million individual customers and more than 39,000 outlets, which are among the largest customer bases and distribution networks in China.
Executives
Shang Hai Guo Ji Gang Wu Ji Tuan Gu Fen You Xian Gong Si 2101 Beneficial owner
The Capital Group Companies, Inc. 2201 Interest of corporation controlled by you
Jpmorgan Chase & Co. 2201 Interest of corporation controlled by you
Li Tzar Kuoi, Victor 2501 Other
Li Ka-shing 2307 Founder of a discretionary trust who can infl
Bnp Paribas Sa
Shanghai International Port Group (hk) Co., Limited 2101 Beneficial owner
Citic Securities Company Limited
Zhong Guo Chuan Bo Ji Tuan You Xian Gong Si 2201 Interest of corporation controlled by you
Himalaya Capital Investors, L.p. (formerly Known As Ll Investment Partners, L.p.) 2101 Beneficial owner
Himalaya Capital Management Llc (formerly Known As Himalaya Management Llc) 2102 Investment manager
Li Lu 2201 Interest of corporation controlled by you
Ll Group, Llc 2201 Interest of corporation controlled by you
Csic Investment One Limited 2101 Beneficial owner
Zhong Guo Chuan Bo Zi Ben You Xian Gong Si 2201 Interest of corporation controlled by you

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