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Saudi National BankSAU:1180 +0.90%73 PEG Ratio is 0.95 as of Jul. 19, 2026, which is 22% below its 10-year median of 1.22. GuruFocus rates SAU:1180 with a GF Score™ of 73/100 and a GF Value™ of ﷼39.63 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,231 Banks companies, Saudi National Bank ranks better than 70.19% on this metric.
PE Ratio without NRI / 5-Year Book Value Growth Rate*
* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
The historical rank and industry rank for Saudi National Bank's PEG Ratio or its related term are showing as below:
SAU:1180'
s PEG Ratio Range Over the Past 10 Years
Min: 0.63 Med: 1.22 Max: 2.37
Current: 0.95
During the past 13 years, Saudi National Bank's highest PEG Ratio was 2.37. The lowest was 0.63. And the median was 1.22.
SAU:1180's PEG Ratio is ranked better than 70.19% of 1231
companies
in the Banks industry
Industry Median: 1.55
vs SAU:1180: 0.95
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
Saudi National Bank (SAU:1180) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
Saudi National Bank PEG Ratio Related Terms
Saudi National Bank PEG Ratio Historical Data
* Premium members only.
The historical data trend for Saudi National Bank's PEG Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Saudi National Bank's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Saudi National Bank PEG Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Saudi National Bank's PEG Ratio distribution charts can be found below:
* The bar in red indicates where Saudi National Bank's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
Saudi National Bank (SAU:1180) has a PEG Ratio of 0.95 as of Jul. 19, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Saudi National Bank and its competitors. This is 22% below median its historical median of 1.22. Over the past decade, Saudi National Bank's PEG Ratio has ranged from 0.63 to 2.37. According to the industry distribution chart, Saudi National Bank ranks #367 out of 1231 companies in the Banks industry, placing it in the top 29.8%.
Is Saudi National Bank's PEG Ratio too high?
Saudi National Bank's current PEG Ratio of 0.95 is 22% below median its 10-year median of 1.22. Over the past 10 years, this metric has ranged from a low of 0.63 to a high of 2.37. The Banks industry median PEG Ratio is 1.55. Saudi National Bank's value of 0.95 is 38.7% below this industry median. Based on the distribution chart, Saudi National Bank ranks #367 out of 1231 companies in the Banks industry, which is above the industry midpoint. Overall, Saudi National Bank has a GF Score™ of 73/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Saudi National Bank's PEG Ratio compare to PNC?
According to the Banks industry distribution chart, Saudi National Bank ranks #367 out of 1231 companies for PEG Ratio. This puts Saudi National Bank in the upper half of its industry. The industry median PEG Ratio is 1.55. Saudi National Bank's value of 0.95 is 38.7% below this benchmark. Historically, Saudi National Bank's own PEG Ratio has ranged from 0.63 to 2.37 over the past decade. While the company's 10-year median is 1.22 vs. the industry median of 1.55, Saudi National Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.55, based on 1,231 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Saudi National Bank's current PEG Ratio of 0.95 is 38.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Saudi National Bank and its competitors. For the Banks industry, the median PEG Ratio is 1.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Saudi National Bank's current PEG Ratio is 0.95, which is 22% below median its own 10-year median of 1.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Saudi National Bank stock overvalued right now?
Based on GuruFocus' analysis, Saudi National Bank (SAU:1180) is currently considered Fairly Valued. The stock's GF Value™ is ﷼39.63, compared to a current price of ﷼38.14 — trading 3.8% below its estimated fair value. The current PEG Ratio is 0.95, which is 22% below median its 10-year median of 1.22 and 38.7% below the Banks industry median of 1.55. Saudi National Bank's overall GF Score™ is 73/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Saudi National Bank (SAU:1180), the current PEG Ratio is 0.95 as of Jul. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Saudi National Bank (SAU:1180) Overvalued in 2026?
Based on GuruFocus' analysis, Saudi National Bank stock appears to be undervalued.
The current stock price of ﷼38.14 is trading 3.8% below its estimated GF Value™ of ﷼39.63.
GuruFocus considers Saudi National Bank to be Fairly Valued.
Key valuation signals for SAU:1180:
PEG Ratio: 0.95 (22% below median its 10-year median of 1.22)
GF Value™: ﷼39.63 vs. price of ﷼38.14 (3.8% below fair value)
Industry Position: 38.7% below the Banks median (#367 of 1231)
No single metric tells the full story. See the SAU:1180 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
AddressKing Fahd Road, Unit No. 778, The Saudi National Bank Tower, 3208 - Al Aqeeq District, King Abdullah Financial District, Riyadh, SAU, 13519 - 6676
Saudi National Bank is a financial institution in Saudi Arabia. It provides a range of banking and investment management services. The company also provides non-special commission based banking products in compliance with Shariah rules. It has four reportable segments: Retail, Wholesale, Capital Market, and International. The majority of the company's revenue is derived from the Wholesale segment, which provides banking services including all conventional credit-related products as well as financing products to small sized businesses, medium and large establishments and companies. Geographically, it has a presence in the Kingdom of Saudi Arabia, GCC and Middle East, Europe, Turkey, North America and Other countries.
73GF Score
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