Saudi National Bank (SAU:1180) FCF Yield %: -11.17 (As of Jul. 06, 2026)


SAU:1180 Saudi National Bank SAU:1180
71 GF Score
Price ﷼39.00
GF Value ﷼39.81
Valuation Fairly Valued
! 3 Warning Signs
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What is Saudi National Bank FCF Yield %?

Saudi National Bank SAU:1180 +0.10% 71 FCF Yield % is -11.17 as of Jul. 06, 2026. GuruFocus rates SAU:1180 with a GF Score™ of 71/100 and a GF Value™ of ﷼39.81 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,504 Banks companies, Saudi National Bank ranks worse than 82.78% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, Saudi National Bank's Trailing 12-Month Free Cash Flow is ﷼-25,853 Mil, and Market Cap is ﷼231,465 Mil. Therefore, Saudi National Bank's FCF Yield % for today is -11.17%.

The historical rank and industry rank for Saudi National Bank's FCF Yield % or its related term are showing as below:

SAU:1180' s FCF Yield % Range Over the Past 10 Years
Min: -69.21   Med: 4.04   Max: 44.11
Current: -11.17


During the past 13 years, the highest FCF Yield % of Saudi National Bank was 44.11%. The lowest was -69.21%. And the median was 4.04%.

SAU:1180's FCF Yield % is ranked worse than
82.78% of 1504 companies
in the Banks industry
Industry Median: 8.1 vs SAU:1180: -11.17

Saudi National Bank's FCF Margin % for the quarter that ended in Mar. 2026 was -142.44%.


Saudi National Bank FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Saudi National Bank FCF Yield % Related Terms


Saudi National Bank FCF Yield % Historical Data

* Premium members only.

The historical data trend for Saudi National Bank's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Saudi National Bank FCF Yield % Chart

Saudi National Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.70 -2.82 11.84 -22.18 2.55

Saudi National Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 32.03 8.12 -3.98 -23.82 -23.40

SAU:1180 vs PNC: FCF Yield % Comparison

For the Banks - Regional subindustry, Saudi National Bank's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Saudi National Bank FCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Saudi National Bank's FCF Yield % distribution charts can be found below:

* The bar in red indicates where Saudi National Bank's FCF Yield % falls into.


SAU:1180
71GF Score
Saudi National Bank SAU:1180
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Saudi National Bank FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

Saudi National Bank's FCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=5735.806 / 224666.28
=2.55%

Saudi National Bank's annualized FCF Yield % for the quarter that ended in Mar. 2026 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=-14518.353 * 4 / 248201.7
=-23.40%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of -11.17 mean?
Saudi National Bank (SAU:1180) has a FCF Yield % of -11.17 as of Jul. 06, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Saudi National Bank and its competitors. According to the industry distribution chart, Saudi National Bank ranks #1245 out of 1504 companies in the Banks industry, placing it in the top 82.8%.
Is Saudi National Bank's FCF Yield % too high?
Saudi National Bank's current FCF Yield % is -11.17. Based on the distribution chart, Saudi National Bank ranks #1245 out of 1504 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Saudi National Bank has a GF Score™ of 71/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Saudi National Bank's FCF Yield % compare to PNC?
According to the Banks industry distribution chart, Saudi National Bank ranks #1245 out of 1504 companies for FCF Yield %. This places Saudi National Bank in the lower half of its industry. The industry median FCF Yield % is 8.10. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.10, based on 1,504 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Saudi National Bank and its competitors. For the Banks industry, the median FCF Yield % is 8.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Saudi National Bank's current FCF Yield % is -11.17. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Saudi National Bank stock overvalued right now?
Based on GuruFocus' analysis, Saudi National Bank (SAU:1180) is currently considered Fairly Valued. The stock's GF Value™ is ﷼39.81, compared to a current price of ﷼39.00 — trading 2% below its estimated fair value. The current FCF Yield % is -11.17. Saudi National Bank's overall GF Score™ is 71/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Saudi National Bank (SAU:1180), the current FCF Yield % is -11.17 as of Jul. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Saudi National Bank (SAU:1180) Overvalued in 2026?

Based on GuruFocus' analysis, Saudi National Bank stock appears to be undervalued. The current stock price of ﷼39.00 is trading 2% below its estimated GF Value™ of ﷼39.81. GuruFocus considers Saudi National Bank to be Fairly Valued.

Key valuation signals for SAU:1180:

  • FCF Yield %: -11.17
  • GF Value™: ﷼39.81 vs. price of ﷼39.00 (2% below fair value)
  • GF Score™: 71/100 with 3 warning signs

No single metric tells the full story. See the SAU:1180 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Saudi National Bank Business Description

Address King Fahd Road, Unit No. 778, The Saudi National Bank Tower, 3208 - Al Aqeeq District, King Abdullah Financial District, Riyadh, SAU, 13519 - 6676
Saudi National Bank is a financial institution in Saudi Arabia. It provides a range of banking and investment management services. The company also provides non-special commission based banking products in compliance with Shariah rules. It has four reportable segments: Retail, Wholesale, Capital Market, and International. The majority of the company's revenue is derived from the Wholesale segment, which provides banking services including all conventional credit-related products as well as financing products to small sized businesses, medium and large establishments and companies. Geographically, it has a presence in the Kingdom of Saudi Arabia, GCC and Middle East, Europe, Turkey, North America and Other countries.
71GF Score

Get the complete analysis for SAU:1180

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼39.00
Price
﷼39.81
GF Value