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Saudi National BankSAU:1180 +0.88%70 5-Year Yield-on-Cost % is 11.68 as of Aug. 27, 2026, which is 44% above its 10-year median of 8.10. GuruFocus rates SAU:1180 with a GF Score™ of 70/100 and a GF Value™ of ﷼40.07 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,247 Banks companies, Saudi National Bank ranks better than 89.41% on this metric.
Saudi National Bank's yield on cost for the quarter that ended in Jun. 2026 was 11.68.
The historical rank and industry rank for Saudi National Bank's 5-Year Yield-on-Cost % or its related term are showing as below:
SAU:1180'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 2.49 Med: 8.1 Max: 21.9
Current: 11.68
During the past 13 years, Saudi National Bank's highest Yield on Cost was 21.90. The lowest was 2.49. And the median was 8.10.
SAU:1180's 5-Year Yield-on-Cost % is ranked better than 89.41% of 1247
companies
in the Banks industry
Industry Median: 3.85
vs SAU:1180: 11.68
Saudi National Bank (SAU:1180) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Saudi National Bank 5-Year Yield-on-Cost % Related Terms
SAU:1180 vs PNC: 5-Year Yield-on-Cost % Comparison
For the Banks - Regional subindustry, Saudi National Bank's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Saudi National Bank 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Saudi National Bank's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Saudi National Bank's 5-Year Yield-on-Cost % falls into.
Saudi National Bank 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Saudi National Bank (SAU:1180) has a 5-Year Yield-on-Cost % of 11.68 as of Aug. 27, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Saudi National Bank and its competitors. This is 44% above median its historical median of 8.10. Over the past decade, Saudi National Bank's 5-Year Yield-on-Cost % has ranged from 2.49 to 21.90. According to the industry distribution chart, Saudi National Bank ranks #132 out of 1247 companies in the Banks industry, placing it in the top 10.6%.
Is Saudi National Bank's 5-Year Yield-on-Cost % too high?
Saudi National Bank's current 5-Year Yield-on-Cost % of 11.68 is 44% above median its 10-year median of 8.10. Over the past 10 years, this metric has ranged from a low of 2.49 to a high of 21.90. The Banks industry median 5-Year Yield-on-Cost % is 3.85. Saudi National Bank's value of 11.68 is 203.4% above this industry median. Based on the distribution chart, Saudi National Bank ranks #132 out of 1247 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Saudi National Bank has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Saudi National Bank's 5-Year Yield-on-Cost % compare to PNC?
According to the Banks industry distribution chart, Saudi National Bank ranks #132 out of 1247 companies for 5-Year Yield-on-Cost %. This places Saudi National Bank in the top 11% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 3.85. Saudi National Bank's value of 11.68 is 203.4% above this benchmark. Historically, Saudi National Bank's own 5-Year Yield-on-Cost % has ranged from 2.49 to 21.90 over the past decade. While the company's 10-year median is 8.10 vs. the industry median of 3.85, Saudi National Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.85, based on 1,247 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Saudi National Bank's current 5-Year Yield-on-Cost % of 11.68 is 203.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Saudi National Bank and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Saudi National Bank's current 5-Year Yield-on-Cost % is 11.68, which is 44% above median its own 10-year median of 8.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Saudi National Bank stock overvalued right now?
Based on GuruFocus' analysis, Saudi National Bank (SAU:1180) is currently considered Fairly Valued. The stock's GF Value™ is ﷼40.07, compared to a current price of ﷼43.40 — trading 8.3% above its estimated fair value. The current 5-Year Yield-on-Cost % is 11.68, which is 44% above median its 10-year median of 8.10 and 203.4% above the Banks industry median of 3.85. Saudi National Bank's overall GF Score™ is 70/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Saudi National Bank (SAU:1180), the current 5-Year Yield-on-Cost % is 11.68 as of Aug. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Saudi National Bank (SAU:1180) Overvalued in 2026?
Based on GuruFocus' analysis, Saudi National Bank stock appears to be overvalued.
The current stock price of ﷼43.40 is trading 8.3% above its estimated GF Value™ of ﷼40.07.
GuruFocus considers Saudi National Bank to be Fairly Valued.
Key valuation signals for SAU:1180:
5-Year Yield-on-Cost %: 11.68 (44% above median its 10-year median of 8.10)
GF Value™: ﷼40.07 vs. price of ﷼43.40 (8.3% above fair value)
Industry Position: 203.4% above the Banks median (#132 of 1247)
No single metric tells the full story. See the SAU:1180 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
AddressKing Fahd Road, Unit No. 778, The Saudi National Bank Tower, 3208 - Al Aqeeq District, King Abdullah Financial District, Riyadh, SAU, 13519 - 6676
Saudi National Bank is a financial institution in Saudi Arabia. It provides a range of banking and investment management services. The company also provides non-special commission based banking products in compliance with Shariah rules. It has four reportable segments: Retail, Wholesale, Capital Market, and International. The majority of the company's revenue is derived from the Wholesale segment, which provides banking services including all conventional credit-related products as well as financing products to small sized businesses, medium and large establishments and companies. Geographically, it has a presence in the Kingdom of Saudi Arabia, GCC and Middle East, Europe, Turkey, North America and Other countries.
70GF Score
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5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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