Saudi National BankSAU:1180 71 Median PS Value is ﷼43.20 as of Jul. 05, 2026, which is 100% below its 10-year median of 0.89. GuruFocus rates SAU:1180 with a GF Score™ of 71/100 and a GF Value™ of ﷼39.81 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,042 Banks companies, Saudi National Bank ranks better than 74.38% on this metric.
This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
The historical rank and industry rank for Saudi National Bank's Median PS Value or its related term are showing as below:
SAU:1180'
s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.83 Med: 0.89 Max: 0.97
Current: 0.9
During the past 13 years, the highest Price to Median PS Value of Saudi National Bank was 0.97. The lowest was 0.83. And the median was 0.89.
SAU:1180's Price-to-Median-PS-Value is ranked better than 74.38% of 1042
companies
in the Banks industry
Industry Median: 1.11
vs SAU:1180: 0.90
Saudi National Bank (SAU:1180) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
Saudi National Bank's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
38.96
/
43.20
=
0.90
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Saudi National Bank Median PS Value Related Terms
Saudi National Bank Median PS Value Historical Data
* Premium members only.
The historical data trend for Saudi National Bank's Median PS Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Saudi National Bank's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Saudi National Bank Price-to-Median-PS-Value vs Banks Industry
For the Banks industry and Financial Services sector, Saudi National Bank's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where Saudi National Bank's Price-to-Median-PS-Value falls into.
10-Year Median PS Ratio is 6.1847.
Saudi National Bank's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ﷼6.985.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Saudi National Bank (SAU:1180) has a Median PS Value of ﷼43.20 as of Jul. 05, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Saudi National Bank and its competitors. This is 4754% above median its historical median of 0.89. Over the past decade, Saudi National Bank's Median PS Value has ranged from 0.83 to 0.97. According to the industry distribution chart, Saudi National Bank ranks #267 out of 1042 companies in the Banks industry, placing it in the top 25.6%.
Is Saudi National Bank's Median PS Value too high?
Saudi National Bank's current Median PS Value of ﷼43.20 is 4754% above median its 10-year median of 0.89. Over the past 10 years, this metric has ranged from a low of 0.83 to a high of 0.97. Based on the distribution chart, Saudi National Bank ranks #267 out of 1042 companies in the Banks industry, which is above the industry midpoint. Overall, Saudi National Bank has a GF Score™ of 71/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Saudi National Bank's Median PS Value compare to PNC?
According to the Banks industry distribution chart, Saudi National Bank ranks #267 out of 1042 companies for Median PS Value. This puts Saudi National Bank in the upper half of its industry. The industry median Median PS Value is 1.11. Historically, Saudi National Bank's own Median PS Value has ranged from 0.83 to 0.97 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for a Banks company?
The median Median PS Value among Banks companies is 1.11, based on 1,042 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Saudi National Bank and its competitors. For the Banks industry, the median Median PS Value is 1.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Saudi National Bank's current Median PS Value is ﷼43.20, which is 4754% above median its own 10-year median of 0.89. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Saudi National Bank stock overvalued right now?
Based on GuruFocus' analysis, Saudi National Bank (SAU:1180) is currently considered Fairly Valued. The stock's GF Value™ is ﷼39.81, compared to a current price of ﷼38.96 — trading 2.1% below its estimated fair value. The current Median PS Value is ﷼43.20, which is 4754% above median its 10-year median of 0.89. Saudi National Bank's overall GF Score™ is 71/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For Saudi National Bank (SAU:1180), the current Median PS Value is ﷼43.20 as of Jul. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Saudi National Bank (SAU:1180) Overvalued in 2026?
Based on GuruFocus' analysis, Saudi National Bank stock appears to be undervalued.
The current stock price of ﷼38.96 is trading 2.1% below its estimated GF Value™ of ﷼39.81.
GuruFocus considers Saudi National Bank to be Fairly Valued.
Key valuation signals for SAU:1180:
Median PS Value: ﷼43.20 (4754% above median its 10-year median of 0.89)
GF Value™: ﷼39.81 vs. price of ﷼38.96 (2.1% below fair value)
No single metric tells the full story. See the SAU:1180 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
AddressKing Fahd Road, Unit No. 778, The Saudi National Bank Tower, 3208 - Al Aqeeq District, King Abdullah Financial District, Riyadh, SAU, 13519 - 6676
Saudi National Bank is a financial institution in Saudi Arabia. It provides a range of banking and investment management services. The company also provides non-special commission based banking products in compliance with Shariah rules. It has four reportable segments: Retail, Wholesale, Capital Market, and International. The majority of the company's revenue is derived from the Wholesale segment, which provides banking services including all conventional credit-related products as well as financing products to small sized businesses, medium and large establishments and companies. Geographically, it has a presence in the Kingdom of Saudi Arabia, GCC and Middle East, Europe, Turkey, North America and Other countries.
71GF Score
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