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* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
The historical rank and industry rank for Postalvings Bank Of China Co's PEG Ratio or its related term are showing as below:
SHSE:601658'
s PEG Ratio Range Over the Past 10 Years
Min: 0.29 Med: 1.31 Max: 1.58
Current: 1.53
During the past 11 years, Postalvings Bank Of China Co's highest PEG Ratio was 1.58. The lowest was 0.29. And the median was 1.31.
SHSE:601658's PEG Ratio is ranked better than 54.19% of 1229
companies
in the Banks industry
Industry Median: 1.55
vs SHSE:601658: 1.53
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
Postalvings Bank Of China Co (SHSE:601658) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
Postalvings Bank Of China Co PEG Ratio Related Terms
Postalvings Bank Of China Co PEG Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Postalvings Bank Of China Co PEG Ratio Competitor Comparison
For the Banks - Regional subindustry, Postalvings Bank Of China Co's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Postalvings Bank Of China Co PEG Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Postalvings Bank Of China Co's PEG Ratio distribution charts can be found below:
* The bar in red indicates where Postalvings Bank Of China Co's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
Postalvings Bank Of China Co (SHSE:601658) has a PEG Ratio of 1.53 as of Jul. 21, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Postalvings Bank Of China Co and its competitors. This is 17% above median its historical median of 1.31. Over the past decade, Postalvings Bank Of China Co's PEG Ratio has ranged from 0.29 to 1.58. According to the industry distribution chart, Postalvings Bank Of China Co ranks #563 out of 1229 companies in the Banks industry, placing it in the top 45.8%.
Is Postalvings Bank Of China Co's PEG Ratio too high?
Postalvings Bank Of China Co's current PEG Ratio of 1.53 is 17% above median its 10-year median of 1.31. Over the past 10 years, this metric has ranged from a low of 0.29 to a high of 1.58. The Banks industry median PEG Ratio is 1.55. Postalvings Bank Of China Co's value of 1.53 is 1.3% below this industry median. Based on the distribution chart, Postalvings Bank Of China Co ranks #563 out of 1229 companies in the Banks industry, which is above the industry midpoint. Overall, Postalvings Bank Of China Co has a GF Score™ of 56/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Postalvings Bank Of China Co's PEG Ratio compare to competitors?
According to the Banks industry distribution chart, Postalvings Bank Of China Co ranks #563 out of 1229 companies for PEG Ratio. This puts Postalvings Bank Of China Co in the upper half of its industry. The industry median PEG Ratio is 1.55. Postalvings Bank Of China Co's value of 1.53 is 1.3% below this benchmark. Historically, Postalvings Bank Of China Co's own PEG Ratio has ranged from 0.29 to 1.58 over the past decade. While the company's 10-year median is 1.31 vs. the industry median of 1.55, Postalvings Bank Of China Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.55, based on 1,229 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Postalvings Bank Of China Co's current PEG Ratio of 1.53 is 1.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Postalvings Bank Of China Co and its competitors. For the Banks industry, the median PEG Ratio is 1.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Postalvings Bank Of China Co's current PEG Ratio is 1.53, which is 17% above median its own 10-year median of 1.31. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Postalvings Bank Of China Co stock overvalued right now?
Based on GuruFocus' analysis, Postalvings Bank Of China Co (SHSE:601658) is currently considered Fairly Valued. The stock's GF Value™ is ¥4.97, compared to a current price of ¥5.04 — trading 1.4% above its estimated fair value. The current PEG Ratio is 1.53, which is 17% above median its 10-year median of 1.31 and 1.3% below the Banks industry median of 1.55. Postalvings Bank Of China Co's overall GF Score™ is 56/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Postalvings Bank Of China Co (SHSE:601658), the current PEG Ratio is 1.53 as of Jul. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Postalvings Bank Of China Co (SHSE:601658) Overvalued in 2026?
Based on GuruFocus' analysis, Postalvings Bank Of China Co stock appears to be overvalued.
The current stock price of ¥5.04 is trading 1.4% above its estimated GF Value™ of ¥4.97.
GuruFocus considers Postalvings Bank Of China Co to be Fairly Valued.
Key valuation signals for SHSE:601658:
PEG Ratio: 1.53 (17% above median its 10-year median of 1.31)
GF Value™: ¥4.97 vs. price of ¥5.04 (1.4% above fair value)
Industry Position: 1.3% below the Banks median (#563 of 1229)
No single metric tells the full story. See the SHSE:601658 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Postal Savings Bank of China Co Ltd is a banking group conducting its operating activities in the People's Republic of China (PRC), and the principal activities include: personal and corporate financial services, treasury operations, and other business activities. The Group's main operating segments are: Personal banking, Corporate banking, Treasury, and Others. The majority of its revenue is generated from the Personal and Corporate banking businesses, which provide various financial products and services to individuals, corporations, government agencies, and financial institutions. The various services offered include current account settlement, deposits, personal loans, credit cards and debit cards, foreign currency, and wealth management products, etc.
56GF Score
Get the complete analysis for SHSE:601658
PEG Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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