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The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Postalvings Bank Of China Co's Dividend Payout Ratio for the
months ended in Dec. 2025 was 0.00.
The historical rank and industry rank for Postalvings Bank Of China Co's Dividend Payout Ratio or its related term are showing as below:
SHSE:601658'
s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.12 Med: 0.29 Max: 0.51
Current: 0.36
During the past 11 years, the highest Dividend Payout Ratio of Postalvings Bank Of China Co was 0.51. The lowest was 0.12. And the median was 0.29.
SHSE:601658's Dividend Payout Ratio is ranked worse than 50.56% of 1171
companies
in the Banks industry
Industry Median: 0.32
vs SHSE:601658: 0.36
During the past 11 years, the highest Trailing Annual Dividend Yield of Postalvings Bank Of China Co was 10.07%. The lowest was 4.19%. And the median was 6.49%.
During the past 12 months, Postalvings Bank Of China Co's average Dividends Per Share Growth Rate was -41.00% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was -1.80% per year.
During the past 5 years, the average Dividends Per Share Growth Rate was 5.60% per year.
During the past 11 years, the highest 3-Year average Dividends Per Share Growth Rate of Postalvings Bank Of China Co was 42.20% per year. The lowest was -1.80% per year. And the median was 11.85% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
Postalvings Bank Of China Co (SHSE:601658) Dividend Payout Ratio Explanation
In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
Postalvings Bank Of China Co Dividend Payout Ratio Related Terms
Postalvings Bank Of China Co Dividend Payout Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Postalvings Bank Of China Co Dividend Payout Ratio Chart
Postalvings Bank Of China Co Dividend Payout Ratio Competitor Comparison
For the Banks - Regional subindustry, Postalvings Bank Of China Co's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Postalvings Bank Of China Co Dividend Payout Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Postalvings Bank Of China Co's Dividend Payout Ratio distribution charts can be found below:
* The bar in red indicates where Postalvings Bank Of China Co's Dividend Payout Ratio falls into.
Postalvings Bank Of China Co Dividend Payout Ratio Calculation
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.
Postalvings Bank Of China Co's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Postalvings Bank Of China Co (SHSE:601658) has a Dividend Payout Ratio of 0.00 as of Dec. 2025. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Postalvings Bank Of China Co and its competitors. Over the past decade, Postalvings Bank Of China Co's Dividend Payout Ratio has ranged from 0.12 to 0.51. According to the industry distribution chart, Postalvings Bank Of China Co ranks #592 out of 1171 companies in the Banks industry, placing it in the top 50.6%.
Is Postalvings Bank Of China Co's Dividend Payout Ratio too high?
Postalvings Bank Of China Co's current Dividend Payout Ratio is 0.00. Over the past 10 years, this metric has ranged from a low of 0.12 to a high of 0.51. Based on the distribution chart, Postalvings Bank Of China Co ranks #592 out of 1171 companies in the Banks industry, which is below the industry midpoint. Overall, Postalvings Bank Of China Co has a GF Score™ of 56/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Postalvings Bank Of China Co's Dividend Payout Ratio compare to competitors?
According to the Banks industry distribution chart, Postalvings Bank Of China Co ranks #592 out of 1171 companies for Dividend Payout Ratio. This places Postalvings Bank Of China Co in the lower half of its industry. The industry median Dividend Payout Ratio is 0.32. Historically, Postalvings Bank Of China Co's own Dividend Payout Ratio has ranged from 0.12 to 0.51 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,171 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Postalvings Bank Of China Co and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Postalvings Bank Of China Co's current Dividend Payout Ratio is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Postalvings Bank Of China Co stock overvalued right now?
Based on GuruFocus' analysis, Postalvings Bank Of China Co (SHSE:601658) is currently considered Fairly Valued. The stock's GF Value™ is ¥4.97, compared to a current price of ¥5.05 — trading 1.6% above its estimated fair value. The current Dividend Payout Ratio is 0.00. Postalvings Bank Of China Co's overall GF Score™ is 56/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Postalvings Bank Of China Co (SHSE:601658), the current Dividend Payout Ratio is 0.00 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Postalvings Bank Of China Co (SHSE:601658) Overvalued in 2026?
Based on GuruFocus' analysis, Postalvings Bank Of China Co stock appears to be overvalued.
The current stock price of ¥5.05 is trading 1.6% above its estimated GF Value™ of ¥4.97.
GuruFocus considers Postalvings Bank Of China Co to be Fairly Valued.
Key valuation signals for SHSE:601658:
Dividend Payout Ratio: 0.00
GF Value™: ¥4.97 vs. price of ¥5.05 (1.6% above fair value)
No single metric tells the full story. See the SHSE:601658 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Postal Savings Bank of China Co Ltd is a banking group conducting its operating activities in the People's Republic of China (PRC), and the principal activities include: personal and corporate financial services, treasury operations, and other business activities. The Group's main operating segments are: Personal banking, Corporate banking, Treasury, and Others. The majority of its revenue is generated from the Personal and Corporate banking businesses, which provide various financial products and services to individuals, corporations, government agencies, and financial institutions. The various services offered include current account settlement, deposits, personal loans, credit cards and debit cards, foreign currency, and wealth management products, etc.
56GF Score
Get the complete analysis for SHSE:601658
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