Postalvings Bank Of China Co (SHSE:601658) Asset Turnover: 0.01 (As of Dec. 2025)

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Director of Data and Quant Analytics at GuruFocus
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SHSE:601658 Postal Savings Bank Of China Co Ltd SHSE:601658
56 GF Score
Price ¥5.10
GF Value ¥4.97
Valuation Fairly Valued
! 4 Warning Signs
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What is Postalvings Bank Of China Co Asset Turnover?

Postalvings Bank Of China Co SHSE:601658 +0.99% 56 Asset Turnover is 0.01 as of Dec. 2025. GuruFocus rates SHSE:601658 with a GF Score™ of 56/100 and a GF Value™ of ¥4.97 (Fairly Valued). The stock has 4 warning signs investors should review.

Asset Turnover measures how quickly a company turns over its asset through sales. It is calculated as Revenue divided by Total Assets. Postalvings Bank Of China Co's Revenue for the three months ended in Dec. 2025 was ¥88,030 Mil. Postalvings Bank Of China Co's Total Assets for the quarter that ended in Dec. 2025 was ¥18,643,860 Mil. Therefore, Postalvings Bank Of China Co's Asset Turnover for the quarter that ended in Dec. 2025 was 0.01.

Asset Turnover is linked to ROE % through Du Pont Formula. Postalvings Bank Of China Co's annualized ROE % for the quarter that ended in Dec. 2025 was 3.73%. It is also linked to ROA % through Du Pont Formula. Postalvings Bank Of China Co's annualized ROA % for the quarter that ended in Dec. 2025 was 0.23%.


Postalvings Bank Of China Co  (SHSE:601658) Asset Turnover Explanation

Asset Turnover is linked to ROE % through Du Pont Formula.

Postalvings Bank Of China Co's annulized ROE % for the quarter that ended in Dec. 2025 is

ROE %**(Q: Dec. 2025 )
=Net Income/Total Stockholders Equity
=43368/1161904.5
=(Net Income / Revenue)*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(43368 / 352120)*(352120 / 18643860)*(18643860/ 1161904.5)
=Net Margin %*Asset Turnover*Equity Multiplier
=12.32 %*0.0189*16.0459
=ROA %*Equity Multiplier
=0.23 %*16.0459
=3.73 %

Note: The Net Income data used here is four times the quarterly (Dec. 2025) net income data. The Revenue data used here is four times the quarterly (Dec. 2025) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** The ROE % used above is for Du Pont Analysis only. It is different from the defined ROE % page on our website, as here it uses Net Income instead of Net Income attributable to Common Stockholders in the calculation.

It is also linked to ROA % through Du Pont Formula:

Postalvings Bank Of China Co's annulized ROA % for the quarter that ended in Dec. 2025 is

ROA %(Q: Dec. 2025 )
=Net Income/Total Assets
=43368/18643860
=(Net Income / Revenue)*(Revenue / Total Assets)
=(43368 / 352120)*(352120 / 18643860)
=Net Margin %*Asset Turnover
=12.32 %*0.0189
=0.23 %

Note: The Net Income data used here is four times the quarterly (Dec. 2025) net income data. The Revenue data used here is four times the quarterly (Dec. 2025) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

In the article Joining The Dark Side: Pirates, Spies and Short Sellers, James Montier reported that In their US sample covering the period 1968-2003, Cooper et al find that firms with low asset growth outperformed firms with high asset growth by an astounding 20% p.a. equally weighted. Even when controlling for market, size and style, low asset growth firms outperformed high asset growth firms by 13% p.a. Therefore a company with fast asset growth may underperform.

Therefore, it is a good sign if a company's Asset Turnover is consistent or even increases. If a company's asset grows faster than sales, its Asset Turnover will decline, which can be a warning sign.


Postalvings Bank Of China Co Asset Turnover Related Terms


Postalvings Bank Of China Co Asset Turnover Historical Data

* Premium members only.

The historical data trend for Postalvings Bank Of China Co's Asset Turnover can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Postalvings Bank Of China Co Asset Turnover Chart

Postalvings Bank Of China Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Asset Turnover
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.03 0.03 0.02 0.02 0.02

Postalvings Bank Of China Co Quarterly Data
Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Asset Turnover Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.01 0.01 0.01 0.01 0.01

Postalvings Bank Of China Co Asset Turnover Competitor Comparison

For the Banks - Regional subindustry, Postalvings Bank Of China Co's Asset Turnover, along with its competitors' market caps and Asset Turnover data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Postalvings Bank Of China Co Asset Turnover vs Banks Industry

For the Banks industry and Financial Services sector, Postalvings Bank Of China Co's Asset Turnover distribution charts can be found below:

* The bar in red indicates where Postalvings Bank Of China Co's Asset Turnover falls into.


SHSE:601658
56GF Score
Postal Savings Bank Of China Co Ltd SHSE:601658
Asset Turnover is just one metric. See GF Score™, valuation, warning signs, and more.
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Postalvings Bank Of China Co Asset Turnover Calculation

Asset Turnover measures how quickly a company turns over its asset through sales.

Postalvings Bank Of China Co's Asset Turnover for the fiscal year that ended in Dec. 2025 is calculated as

Asset Turnover
=Revenue/Average Total Assets
=Revenue (A: Dec. 2025 )/( (Total Assets (A: Dec. 2024 )+Total Assets (A: Dec. 2025 ))/ count )
=353211/( (17084910+18682067)/ 2 )
=353211/17883488.5
=0.02

Postalvings Bank Of China Co's Asset Turnover for the quarter that ended in Dec. 2025 is calculated as

Asset Turnover
=Revenue/Average Total Assets
=Revenue (Q: Dec. 2025 )/( (Total Assets (Q: Sep. 2025 )+Total Assets (Q: Dec. 2025 ))/ count )
=88030/( (18605653+18682067)/ 2 )
=88030/18643860
=0.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Companies with low profit margins tend to have high Asset Turnover, while those with high profit margins have low Asset Turnover. Companies in the retail industry tend to have a very high turnover ratio.

Frequently Asked Questions Learn more about Asset Turnover →
What does a Asset Turnover of 0.01 mean?
Postalvings Bank Of China Co (SHSE:601658) has a Asset Turnover of 0.01 as of Dec. 2025. Asset turnover equals current-period sales over average total assets over the past two periods. View historical data on Postalvings Bank Of China Co and its competitors.
Is Postalvings Bank Of China Co's Asset Turnover too high?
Postalvings Bank Of China Co's current Asset Turnover is 0.01. Overall, Postalvings Bank Of China Co has a GF Score™ of 56/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Postalvings Bank Of China Co's Asset Turnover compare to competitors?
Postalvings Bank Of China Co's Asset Turnover of 0.01 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Asset Turnover for a Banks company?
A good Asset Turnover depends on the Banks industry context. However, Asset Turnover should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Asset Turnover mean?
A high Asset Turnover can signal that a stock is expensive relative to its fundamentals. Asset turnover equals current-period sales over average total assets over the past two periods. View historical data on Postalvings Bank Of China Co and its competitors. Postalvings Bank Of China Co's current Asset Turnover is 0.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Postalvings Bank Of China Co stock overvalued right now?
Based on GuruFocus' analysis, Postalvings Bank Of China Co (SHSE:601658) is currently considered Fairly Valued. The stock's GF Value™ is ¥4.97, compared to a current price of ¥5.10 — trading 2.6% above its estimated fair value. The current Asset Turnover is 0.01. Postalvings Bank Of China Co's overall GF Score™ is 56/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Asset Turnover calculated?
Asset Turnover is calculated from a company's financial statements. For Postalvings Bank Of China Co (SHSE:601658), the current Asset Turnover is 0.01 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Postalvings Bank Of China Co (SHSE:601658) Overvalued in 2026?

Based on GuruFocus' analysis, Postalvings Bank Of China Co stock appears to be overvalued. The current stock price of ¥5.10 is trading 2.6% above its estimated GF Value™ of ¥4.97. GuruFocus considers Postalvings Bank Of China Co to be Fairly Valued.

Key valuation signals for SHSE:601658:

  • Asset Turnover: 0.01
  • GF Value™: ¥4.97 vs. price of ¥5.10 (2.6% above fair value)
  • GF Score™: 56/100 with 4 warning signs

No single metric tells the full story. See the SHSE:601658 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Postalvings Bank Of China Co Business Description

Address No. 3 Financial Street, Xicheng District, Beijing, CHN, 100808
Postal Savings Bank of China Co Ltd is a banking group conducting its operating activities in the People's Republic of China (PRC), and the principal activities include: personal and corporate financial services, treasury operations, and other business activities. The Group's main operating segments are: Personal banking, Corporate banking, Treasury, and Others. The majority of its revenue is generated from the Personal and Corporate banking businesses, which provide various financial products and services to individuals, corporations, government agencies, and financial institutions. The various services offered include current account settlement, deposits, personal loans, credit cards and debit cards, foreign currency, and wealth management products, etc.
56GF Score

Get the complete analysis for SHSE:601658

Asset Turnover is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

¥5.10
Price
¥4.97
GF Value