Postalvings Bank Of China Co (SHSE:601658) Margin of Safety % (DCF Dividends Based): N/A (As of Jul. 21, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

SHSE:601658 Postal Savings Bank Of China Co Ltd SHSE:601658
56 GF Score
Price ¥5.05
GF Value ¥4.97
Valuation Fairly Valued
! 4 Warning Signs
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What is Postalvings Bank Of China Co Margin of Safety % (DCF Dividends Based)?

Margin of Safety % (DCF Dividends Based) = (Intrinsic Value: DCF (Dividends Based) - Current Price) / Intrinsic Value: DCF (Dividends Based).

Note: Discounted Dividend model is only suitable for companies who have a consistant distribution history with more than 5 years. If the company's dividends does not remain steady over a long period, results may not be accurate due to the low consistency. The model is also only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, the data will not be stored into our database.

Postalvings Bank Of China Co's Predictability Rank is 1-Star. Thus, the DCF related results in the screener and portfolio will appear as zero and Margin of Safety % (DCF Dividends Based) is not calculated.

Postalvings Bank Of China Co Margin of Safety % (DCF Dividends Based) Competitor Comparison

For the Banks - Regional subindustry, Postalvings Bank Of China Co's Margin of Safety % (DCF Dividends Based), along with its competitors' market caps and Margin of Safety % (DCF Dividends Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Postalvings Bank Of China Co Margin of Safety % (DCF Dividends Based) vs Banks Industry

For the Banks industry and Financial Services sector, Postalvings Bank Of China Co's Margin of Safety % (DCF Dividends Based) distribution charts can be found below:

* The bar in red indicates where Postalvings Bank Of China Co's Margin of Safety % (DCF Dividends Based) falls into.


SHSE:601658
56GF Score
Postal Savings Bank Of China Co Ltd SHSE:601658
Margin of Safety % (DCF Dividends Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Postalvings Bank Of China Co (SHSE:601658) Overvalued in 2026?

Based on GuruFocus' analysis, Postalvings Bank Of China Co stock appears to be overvalued. The current stock price of ¥5.05 is trading 1.6% above its estimated GF Value™ of ¥4.97. GuruFocus considers Postalvings Bank Of China Co to be Fairly Valued.

Key valuation signals for SHSE:601658:

  • Margin of Safety % (DCF Dividends Based): N/A
  • GF Value™: ¥4.97 vs. price of ¥5.05 (1.6% above fair value)
  • GF Score™: 56/100 with 4 warning signs

No single metric tells the full story. See the SHSE:601658 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Postalvings Bank Of China Co Business Description

Address No. 3 Financial Street, Xicheng District, Beijing, CHN, 100808
Postal Savings Bank of China Co Ltd is a banking group conducting its operating activities in the People's Republic of China (PRC), and the principal activities include: personal and corporate financial services, treasury operations, and other business activities. The Group's main operating segments are: Personal banking, Corporate banking, Treasury, and Others. The majority of its revenue is generated from the Personal and Corporate banking businesses, which provide various financial products and services to individuals, corporations, government agencies, and financial institutions. The various services offered include current account settlement, deposits, personal loans, credit cards and debit cards, foreign currency, and wealth management products, etc.
56GF Score

Get the complete analysis for SHSE:601658

Margin of Safety % (DCF Dividends Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

¥5.05
Price
¥4.97
GF Value