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The historical rank and industry rank for Postalvings Bank Of China Co's Pretax Margin % or its related term are showing as below:
SHSE:601658'
s Pretax Margin % Range Over the Past 10 Years
Min: 20.47 Med: 26.24 Max: 27.81
Current: 27.72
SHSE:601658's Pretax Margin % is ranked worse than 68.92% of 1525
companies
in the Banks industry
Industry Median: 34.96
vs SHSE:601658: 27.72
Postalvings Bank Of China Co (SHSE:601658) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Postalvings Bank Of China Co Pretax Margin % Related Terms
Postalvings Bank Of China Co Pretax Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Postalvings Bank Of China Co Pretax Margin % Chart
Postalvings Bank Of China Co Pretax Margin % Competitor Comparison
For the Banks - Regional subindustry, Postalvings Bank Of China Co's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Postalvings Bank Of China Co Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Postalvings Bank Of China Co's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Postalvings Bank Of China Co's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Postalvings Bank Of China Co (SHSE:601658) has a Pretax Margin % of 12.56% as of Dec. 2025. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Postalvings Bank Of China Co and its competitors. This is 52% below median its historical median of 26.24. Over the past decade, Postalvings Bank Of China Co's Pretax Margin % has ranged from 20.47 to 27.81. According to the industry distribution chart, Postalvings Bank Of China Co ranks #1051 out of 1525 companies in the Banks industry, placing it in the top 68.9%.
Is Postalvings Bank Of China Co's Pretax Margin % too high?
Postalvings Bank Of China Co's current Pretax Margin % of 12.56% is 52% below median its 10-year median of 26.24. Over the past 10 years, this metric has ranged from a low of 20.47 to a high of 27.81. The Banks industry median Pretax Margin % is 34.96. Postalvings Bank Of China Co's value of 12.56% is 64.1% below this industry median. Based on the distribution chart, Postalvings Bank Of China Co ranks #1051 out of 1525 companies in the Banks industry, which is below the industry midpoint. Overall, Postalvings Bank Of China Co has a GF Score™ of 56/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Postalvings Bank Of China Co's Pretax Margin % compare to competitors?
According to the Banks industry distribution chart, Postalvings Bank Of China Co ranks #1051 out of 1525 companies for Pretax Margin %. This places Postalvings Bank Of China Co in the lower half of its industry. The industry median Pretax Margin % is 34.96. Postalvings Bank Of China Co's value of 12.56% is 64.1% below this benchmark. Historically, Postalvings Bank Of China Co's own Pretax Margin % has ranged from 20.47 to 27.81 over the past decade. While the company's 10-year median is 26.24 vs. the industry median of 34.96, Postalvings Bank Of China Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.96, based on 1,525 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Postalvings Bank Of China Co's current Pretax Margin % of 12.56% is 64.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Postalvings Bank Of China Co and its competitors. For the Banks industry, the median Pretax Margin % is 34.96 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Postalvings Bank Of China Co's current Pretax Margin % is 12.56%, which is 52% below median its own 10-year median of 26.24. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Postalvings Bank Of China Co stock overvalued right now?
Based on GuruFocus' analysis, Postalvings Bank Of China Co (SHSE:601658) is currently considered Fairly Valued. The stock's GF Value™ is ¥4.97, compared to a current price of ¥5.04 — trading 1.4% above its estimated fair value. The current Pretax Margin % is 12.56%, which is 52% below median its 10-year median of 26.24 and 64.1% below the Banks industry median of 34.96. Postalvings Bank Of China Co's overall GF Score™ is 56/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Postalvings Bank Of China Co (SHSE:601658), the current Pretax Margin % is 12.56% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Postalvings Bank Of China Co (SHSE:601658) Overvalued in 2026?
Based on GuruFocus' analysis, Postalvings Bank Of China Co stock appears to be overvalued.
The current stock price of ¥5.04 is trading 1.4% above its estimated GF Value™ of ¥4.97.
GuruFocus considers Postalvings Bank Of China Co to be Fairly Valued.
Key valuation signals for SHSE:601658:
Pretax Margin %: 12.56% (52% below median its 10-year median of 26.24)
GF Value™: ¥4.97 vs. price of ¥5.04 (1.4% above fair value)
Industry Position: 64.1% below the Banks median (#1051 of 1525)
No single metric tells the full story. See the SHSE:601658 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Postal Savings Bank of China Co Ltd is a banking group conducting its operating activities in the People's Republic of China (PRC), and the principal activities include: personal and corporate financial services, treasury operations, and other business activities. The Group's main operating segments are: Personal banking, Corporate banking, Treasury, and Others. The majority of its revenue is generated from the Personal and Corporate banking businesses, which provide various financial products and services to individuals, corporations, government agencies, and financial institutions. The various services offered include current account settlement, deposits, personal loans, credit cards and debit cards, foreign currency, and wealth management products, etc.
56GF Score
Get the complete analysis for SHSE:601658
Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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