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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
The historical rank and industry rank for Jacob Finance And Investments's PEG Ratio or its related term are showing as below:
XTAE:JCFN'
s PEG Ratio Range Over the Past 10 Years
Min: 0.03 Med: 0.04 Max: 0.05
Current: 0.03
During the past 8 years, Jacob Finance And Investments's highest PEG Ratio was 0.05. The lowest was 0.03. And the median was 0.04.
XTAE:JCFN's PEG Ratio is ranked better than 98.71% of 233
companies
in the Credit Services industry
Industry Median: 0.91
vs XTAE:JCFN: 0.03
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
Jacob Finance And Investments (XTAE:JCFN) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
Jacob Finance And Investments PEG Ratio Related Terms
Jacob Finance And Investments PEG Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Jacob Finance And Investments's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Jacob Finance And Investments PEG Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Jacob Finance And Investments's PEG Ratio distribution charts can be found below:
* The bar in red indicates where Jacob Finance And Investments's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
Jacob Finance And Investments (XTAE:JCFN) has a PEG Ratio of 0.03 as of Jul. 28, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Jacob Finance And Investments and its competitors. This is 25% below median its historical median of 0.04. Over the past decade, Jacob Finance And Investments' PEG Ratio has ranged from 0.03 to 0.05. According to the industry distribution chart, Jacob Finance And Investments ranks #3 out of 233 companies in the Credit Services industry, placing it in the top 1.3%.
Is Jacob Finance And Investments' PEG Ratio too high?
Jacob Finance And Investments' current PEG Ratio of 0.03 is 25% below median its 10-year median of 0.04. Over the past 10 years, this metric has ranged from a low of 0.03 to a high of 0.05. The Credit Services industry median PEG Ratio is 0.91. Jacob Finance And Investments' value of 0.03 is 96.7% below this industry median. Based on the distribution chart, Jacob Finance And Investments ranks #3 out of 233 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Jacob Finance And Investments has a GF Score™ of 75/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Jacob Finance And Investments' PEG Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Jacob Finance And Investments ranks #3 out of 233 companies for PEG Ratio. This places Jacob Finance And Investments in the top 1% of its industry — outperforming the majority of peers. The industry median PEG Ratio is 0.91. Jacob Finance And Investments' value of 0.03 is 96.7% below this benchmark. Historically, Jacob Finance And Investments' own PEG Ratio has ranged from 0.03 to 0.05 over the past decade. While the company's 10-year median is 0.04 vs. the industry median of 0.91, Jacob Finance And Investments has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Credit Services company?
The median PEG Ratio among Credit Services companies is 0.91, based on 233 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Jacob Finance And Investments's current PEG Ratio of 0.03 is 96.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Jacob Finance And Investments and its competitors. For the Credit Services industry, the median PEG Ratio is 0.91 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jacob Finance And Investments's current PEG Ratio is 0.03, which is 25% below median its own 10-year median of 0.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jacob Finance And Investments stock overvalued right now?
Based on GuruFocus' analysis, Jacob Finance And Investments (XTAE:JCFN) is currently considered Fairly Valued. The stock's GF Value™ is ₪27.07, compared to a current price of ₪29.00 — trading 7.1% above its estimated fair value. The current PEG Ratio is 0.03, which is 25% below median its 10-year median of 0.04 and 96.7% below the Credit Services industry median of 0.91. Jacob Finance And Investments' overall GF Score™ is 75/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Jacob Finance And Investments (XTAE:JCFN), the current PEG Ratio is 0.03 as of Jul. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Jacob Finance And Investments (XTAE:JCFN) Overvalued in 2026?
Based on GuruFocus' analysis, Jacob Finance And Investments stock appears to be overvalued.
The current stock price of ₪29.00 is trading 7.1% above its estimated GF Value™ of ₪27.07.
GuruFocus considers Jacob Finance And Investments to be Fairly Valued.
Key valuation signals for XTAE:JCFN:
PEG Ratio: 0.03 (25% below median its 10-year median of 0.04)
GF Value™: ₪27.07 vs. price of ₪29.00 (7.1% above fair value)
Industry Position: 96.7% below the Credit Services median (#3 of 233)
No single metric tells the full story. See the XTAE:JCFN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Jacob Finance And Investments Business Description
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