Jacob Finance And Investments (XTAE:JCFN) FCF Margin %: 0.70% (As of Mar. 2026)


XTAE:JCFN Jacob Finance And Investments Ltd XTAE:JCFN
75 GF Score
Price ₪29.80
GF Value ₪25.12
Valuation Modestly Overvalued
! 2 Warning Signs
View Full Analysis

What is Jacob Finance And Investments FCF Margin %?

Jacob Finance And Investments XTAE:JCFN +1.15% 75 FCF Margin % is 0.70% as of Mar. 2026. GuruFocus rates XTAE:JCFN with a GF Score™ of 75/100 and a GF Value™ of ₪25.12 (Modestly Overvalued). The stock has 2 warning signs investors should review. Among 528 Credit Services companies, Jacob Finance And Investments ranks worse than 50.38% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Jacob Finance And Investments's Free Cash Flow for the three months ended in Mar. 2026 was ₪0.2 Mil. Jacob Finance And Investments's Revenue for the three months ended in Mar. 2026 was ₪32.4 Mil. Therefore, Jacob Finance And Investments's FCF Margin % for the quarter that ended in Mar. 2026 was 0.70%.

As of today, Jacob Finance And Investments's current FCF Yield % is 0.04%.

The historical rank and industry rank for Jacob Finance And Investments's FCF Margin % or its related term are showing as below:

XTAE:JCFN' s FCF Margin % Range Over the Past 10 Years
Min: -194.39   Med: -13.92   Max: 1969.01
Current: 0.24


During the past 8 years, the highest FCF Margin % of Jacob Finance And Investments was 1969.01%. The lowest was -194.39%. And the median was -13.92%.

XTAE:JCFN's FCF Margin % is ranked worse than
50.38% of 528 companies
in the Credit Services industry
Industry Median: 0.295 vs XTAE:JCFN: 0.24


Jacob Finance And Investments FCF Margin % Related Terms


Jacob Finance And Investments FCF Margin % Historical Data

* Premium members only.

The historical data trend for Jacob Finance And Investments's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Jacob Finance And Investments FCF Margin % Chart

Jacob Finance And Investments Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial -49.48 -194.39 -19.17 10.68 -8.66

Jacob Finance And Investments Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -36.41 1.04 107.72 -105.85 0.70

XTAE:JCFN vs V, MA, AXP: FCF Margin % Comparison

For the Credit Services subindustry, Jacob Finance And Investments's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Jacob Finance And Investments FCF Margin % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Jacob Finance And Investments's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Jacob Finance And Investments's FCF Margin % falls into.


XTAE:JCFN
75GF Score
Jacob Finance And Investments Ltd XTAE:JCFN
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Jacob Finance And Investments FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Jacob Finance And Investments's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=-10.016/115.706
=-8.66 %

Jacob Finance And Investments's FCF Margin for the quarter that ended in Mar. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=0.228/32.383
=0.70 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of 0.70% mean?
Jacob Finance And Investments (XTAE:JCFN) has a FCF Margin % of 0.70% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Jacob Finance And Investments and its competitors. According to the industry distribution chart, Jacob Finance And Investments ranks #266 out of 528 companies in the Credit Services industry, placing it in the top 50.4%.
Is Jacob Finance And Investments' FCF Margin % too high?
Jacob Finance And Investments' current FCF Margin % is 0.70%. The Credit Services industry median FCF Margin % is 0.30. Jacob Finance And Investments' value of 0.70% is 137.3% above this industry median. Based on the distribution chart, Jacob Finance And Investments ranks #266 out of 528 companies in the Credit Services industry, which is below the industry midpoint. Overall, Jacob Finance And Investments has a GF Score™ of 75/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Jacob Finance And Investments' FCF Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Jacob Finance And Investments ranks #266 out of 528 companies for FCF Margin %. This places Jacob Finance And Investments in the lower half of its industry. The industry median FCF Margin % is 0.30. Jacob Finance And Investments' value of 0.70% is 137.3% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Credit Services company?
The median FCF Margin % among Credit Services companies is 0.30, based on 528 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Jacob Finance And Investments's current FCF Margin % of 0.70% is 137.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Jacob Finance And Investments and its competitors. For the Credit Services industry, the median FCF Margin % is 0.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jacob Finance And Investments's current FCF Margin % is 0.70%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jacob Finance And Investments stock overvalued right now?
Based on GuruFocus' analysis, Jacob Finance And Investments (XTAE:JCFN) is currently considered Modestly Overvalued. The stock's GF Value™ is ₪25.12, compared to a current price of ₪29.80 — trading 18.6% above its estimated fair value. The current FCF Margin % is 0.70% and 137.3% above the Credit Services industry median of 0.30. Jacob Finance And Investments' overall GF Score™ is 75/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Jacob Finance And Investments (XTAE:JCFN), the current FCF Margin % is 0.70% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Jacob Finance And Investments (XTAE:JCFN) Overvalued in 2026?

Based on GuruFocus' analysis, Jacob Finance And Investments stock appears to be overvalued. The current stock price of ₪29.80 is trading 18.6% above its estimated GF Value™ of ₪25.12. GuruFocus considers Jacob Finance And Investments to be Modestly Overvalued.

Key valuation signals for XTAE:JCFN:

  • FCF Margin %: 0.70%
  • GF Value™: ₪25.12 vs. price of ₪29.80 (18.6% above fair value)
  • GF Score™: 75/100 with 2 warning signs
  • Industry Position: 137.3% above the Credit Services median (#266 of 528)

No single metric tells the full story. See the XTAE:JCFN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Jacob Finance And Investments Business Description

Address HaBarzel 38, Tel Aviv, ISR, 6971054
Jacob Finance And Investments Ltd is engaged in providing non-bank credit services.
75GF Score

Get the complete analysis for XTAE:JCFN

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₪29.80
Price
₪25.12
GF Value