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Selling, general, & admin. expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. Jacob Finance And Investments's selling, general, & admin. expense for the
three
months ended in Jun. 2026 was ₪2.7 Mil.
Its selling, general, & admin. expense for the trailing twelve months (TTM) ended in Jun. 2026 was ₪10.6 Mil.
Jacob Finance And Investments (XTAE:JCFN) Selling, General, & Admin. Expense Explanation
An efficient operation keeps SGA costs low and thus has higher profit margin. The percentage of SGA relative to total revenue is an indication of how efficiently the company operates. Compare this percentage among the companies in the same industry is a good way of finding more efficient operations. A comparison of the SGA cost relative to the revenue with the historical value can also be an indication of how efficient the company has become.
Warren Buffett likes companies with consistent SGA as the percentage of gross profit.
Companies with no durable competitive advantage show wild variation in SG&A as % of Gross Profit.
If SGA is less than 30% of Gross Profit, it is fantastic. If SGA is nearing 100%, it is is in highly competitive industry.
Jacob Finance And Investments Selling, General, & Admin. Expense Related Terms
Jacob Finance And Investments Selling, General, & Admin. Expense Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Jacob Finance And Investments Selling, General, & Admin. Expense Chart
XTAE:JCFN vs V, MA, AXP: Selling, General, & Admin. Expense Comparison
For the Credit Services subindustry, Jacob Finance And Investments's Selling, General, & Admin. Expense, along with its competitors' market caps and Selling, General, & Admin. Expense data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Jacob Finance And Investments Selling, General, & Admin. Expense vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Jacob Finance And Investments's Selling, General, & Admin. Expense distribution charts can be found below:
* The bar in red indicates where Jacob Finance And Investments's Selling, General, & Admin. Expense falls into.
Jacob Finance And Investments Selling, General, & Admin. Expense Calculation
Selling, General, & Admin. Expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. For instance, personnel cost, advertising, rent, communication costs are all part of SGA.
Selling, General, & Admin. Expense for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₪10.6 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Selling, General, & Admin. Expense of ₪10.6 Mil mean?
Jacob Finance And Investments (XTAE:JCFN) has a Selling, General, & Admin. Expense of ₪10.6 Mil as of Jun. 2026. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on Jacob Finance And Investments and its competitors.
Is Jacob Finance And Investments' Selling, General, & Admin. Expense too high?
Jacob Finance And Investments' current Selling, General, & Admin. Expense is ₪10.6 Mil. Overall, Jacob Finance And Investments has a GF Score™ of 77/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Jacob Finance And Investments' Selling, General, & Admin. Expense compare to V and MA?
Jacob Finance And Investments' Selling, General, & Admin. Expense of ₪10.6 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Selling, General, & Admin. Expense for a Credit Services company?
A good Selling, General, & Admin. Expense depends on the Credit Services industry context. However, Selling, General, & Admin. Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Selling, General, & Admin. Expense mean?
A high Selling, General, & Admin. Expense can signal that a stock is expensive relative to its fundamentals. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on Jacob Finance And Investments and its competitors. Jacob Finance And Investments's current Selling, General, & Admin. Expense is ₪10.6 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jacob Finance And Investments stock overvalued right now?
Based on GuruFocus' analysis, Jacob Finance And Investments (XTAE:JCFN) is currently considered Modestly Undervalued. The stock's GF Value™ is ₪31.98, compared to a current price of ₪28.10 — trading 12.1% below its estimated fair value. The current Selling, General, & Admin. Expense is ₪10.6 Mil. Jacob Finance And Investments' overall GF Score™ is 77/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Selling, General, & Admin. Expense calculated?
Selling, General, & Admin. Expense is calculated from a company's financial statements. For Jacob Finance And Investments (XTAE:JCFN), the current Selling, General, & Admin. Expense is ₪10.6 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Jacob Finance And Investments (XTAE:JCFN) Overvalued in 2026?
Based on GuruFocus' analysis, Jacob Finance And Investments stock appears to be undervalued.
The current stock price of ₪28.10 is trading 12.1% below its estimated GF Value™ of ₪31.98.
GuruFocus considers Jacob Finance And Investments to be Modestly Undervalued.
Key valuation signals for XTAE:JCFN:
Selling, General, & Admin. Expense: ₪10.6 Mil
GF Value™: ₪31.98 vs. price of ₪28.10 (12.1% below fair value)
No single metric tells the full story. See the XTAE:JCFN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Jacob Finance and Investments Ltd. is an Israeli non-bank lending company that provides credit to small and medium-sized businesses, primarily through factoring and invoice discounting services. The company purchases accounts receivable from its clients at a discount, advancing cash against invoices and collecting payment from the clients' customers, which are typically large corporations, retailers, and institutional buyers. This model generates revenue through discount fees and financing charges tied to the length of time invoices remain outstanding. Jacob Finance also offers related credit solutions such as supplier financing and working capital advances. Its operations are concentrated in Israel, serving a client base of small businesses seeking alternatives to traditional bank credit. The company is publicly traded on the Tel Aviv Stock Exchange under the ticker JCFN.
77GF Score
Get the complete analysis for XTAE:JCFN
Selling, General, & Admin. Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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