American Express Co (XTER:AEC1) PEG Ratio: N/A (As of Sep. 21, 2026)

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XTER:AEC1 American Express Co XTER:AEC1
84 GF Score
Price €270.80
GF Value €285.69
Valuation Fairly Valued
! 3 Warning Signs
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What is American Express Co PEG Ratio?

PE Ratio without NRI / 5-Year EBITDA Growth Rate*

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use is the 5-Year EBITDA growth rate. As of today, American Express Co's PE Ratio without NRI is 19.16. American Express Co's 5-Year EBITDA growth rate is 0.00%. Therefore, American Express Co's PEG Ratio for today is N/A.

* The 5-Year EBITDA Growth Rate is the 5-year average EBITDA per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.


The historical rank and industry rank for American Express Co's PEG Ratio or its related term are showing as below:

XTER:AEC1' s PEG Ratio Range Over the Past 10 Years
Min: 1.35   Med: 2.41   Max: 5.08
Current: 1.57


During the past 13 years, American Express Co's highest PEG Ratio was 5.08. The lowest was 1.35. And the median was 2.41.


XTER:AEC1's PEG Ratio is ranked worse than
64.41% of 236 companies
in the Credit Services industry
Industry Median: 0.79 vs XTER:AEC1: 1.57

Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.


American Express Co  (XTER:AEC1) PEG Ratio Explanation

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.


American Express Co PEG Ratio Related Terms


American Express Co PEG Ratio Historical Data

* Premium members only.

The historical data trend for American Express Co's PEG Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

American Express Co PEG Ratio Chart

American Express Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PEG Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.70 1.94 1.42 1.27 1.04

American Express Co Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
PEG Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.92 0.96 1.18 1.12 1.39

XTER:AEC1 vs COF, PYPL, AFRM: PEG Ratio Comparison

For the Credit Services subindustry, American Express Co's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


American Express Co PEG Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, American Express Co's PEG Ratio distribution charts can be found below:

* The bar in red indicates where American Express Co's PEG Ratio falls into.


XTER:AEC1
84GF Score
American Express Co XTER:AEC1
PEG Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

American Express Co PEG Ratio Calculation

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The ratio we use is the 5-Year EBITDA growth rate.

American Express Co's PEG Ratio for today is calculated as

PEG Ratio=PE Ratio without NRI/5-Year EBITDA Growth Rate*
=19.16271703163/0.00
=N/A

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Note: The 5-Year EBITDA Growth Rate is the 5-year average EBITDA per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.

Is American Express Co (XTER:AEC1) Overvalued in 2026?

Based on GuruFocus' analysis, American Express Co stock appears to be undervalued. The current stock price of €270.80 is trading 5.2% below its estimated GF Value™ of €285.69. GuruFocus considers American Express Co to be Fairly Valued.

Key valuation signals for XTER:AEC1:

  • PEG Ratio: N/A
  • GF Value™: €285.69 vs. price of €270.80 (5.2% below fair value)
  • GF Score™: 84/100 with 3 warning signs

No single metric tells the full story. See the XTER:AEC1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


American Express Co Business Description

Address 200 Vesey Street, New York, NY, USA, 10285
American Express is a global financial institution, operating in about 130 countries, that provides consumers and businesses charge and credit card payment products. The company also operates a highly profitable merchant payment network. It operates in four segments: US consumer services, US commercial services, international card services, and global merchant and network services. In addition to payment products, the company's commercial business offers expense management tools, consulting services, and business loans.
84GF Score

Get the complete analysis for XTER:AEC1

PEG Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€270.80
Price
€285.69
GF Value