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Kish BancorpKISB 50 Peter Lynch Fair Value is $53.23 as of Jul. 22, 2026, which is 4783% above its 10-year median of 1.09. GuruFocus rates KISB with a GF Score™ of 50/100 and a GF Value™ of $40.92 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 873 Banks companies, Kish Bancorp ranks worse than 51.89% on this metric.
Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year. Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years. If 5-Year Growth Rate is greater than 25% a year, we use 25. If 5-Year Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.
Here, as of today, Kish Bancorp's PEG is 1. Kish Bancorp's 5-Year TTM Book Value Growth Rate is 8.67.
Kish Bancorp's EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 was $6.14. Therefore, the Peter Lynch Fair Value for today is $53.23.
As of today (2026-07-22), Kish Bancorp's share price is $74.00. Kish Bancorp's Peter Lynch fair value is $53.23. Therefore, Kish Bancorp's Price to Peter Lynch Fair Value Ratio for today is 1.39.
The historical rank and industry rank for Kish Bancorp's Peter Lynch Fair Value or its related term are showing as below:
KISB'
s Price-to-Peter-Lynch-Fair-Value Range Over the Past 10 Years
Min: 0.77 Med: 1.09 Max: 1.23
Current: 1.17
During the past 13 years, the highest Price to Peter Lynch Fair Value Ratio of Kish Bancorp was 1.23. The lowest was 0.77. And the median was 1.09.
KISB's Price-to-Peter-Lynch-Fair-Value is ranked worse than 51.89% of 873
companies
in the Banks industry
Industry Median: 1.13
vs KISB: 1.17
Note: Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart.
Kish Bancorp (OTCPK:KISB) Peter Lynch Fair Value Explanation
Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year.
Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years.
Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart. In Peter Lynch chart, a fixed P/E ratio of 15 is used to draw the Earnings Line. Therefore the value reached has a P/E ratio of 15. But in Peter Lynch Fair Value calculation, P/E equals to the growth rate of Book Value per share over the past 5 years, which is 8.67 instead of 15 in this case.
Kish Bancorp's Price to Peter Lynch Fair Value Ratio for today is calculated as
Price to Peter Lynch Fair Value
=
Share Price
/
Peter Lynch Fair Value
=
74.00
/
53.23
=
1.39
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Kish Bancorp Peter Lynch Fair Value Related Terms
Kish Bancorp Peter Lynch Fair Value Historical Data
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The historical data trend for Kish Bancorp's Peter Lynch Fair Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
KISB vs PSBQ, LARK, CFBK: Peter Lynch Fair Value Comparison
For the Banks - Regional subindustry, Kish Bancorp's Price-to-Peter-Lynch-Fair-Value, along with its competitors' market caps and Price-to-Peter-Lynch-Fair-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Kish Bancorp Price-to-Peter-Lynch-Fair-Value vs Banks Industry
For the Banks industry and Financial Services sector, Kish Bancorp's Price-to-Peter-Lynch-Fair-Value distribution charts can be found below:
* The bar in red indicates where Kish Bancorp's Price-to-Peter-Lynch-Fair-Value falls into.
Kish Bancorp's EPS without NRI for the trailing twelve months (TTM) uses the latest annual data, which was $6.14.
* Note that for companies that do not have enough quarterly data to calculate the 5-Year TTM EBITDA Growth Rate, we use the annual data for the calculation.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
** Please be aware that the 5-Year TTM Book Value Growth Rate is calculated based on TTM data over the last 5 years. For quarterly reported companies, the TTM data is the latest quarter data. For companies that report semi-annually, annually, or do not have enough quarterly data, GuruFocus uses the annual data as the TTM data.
If 5-Year Earnings Growth Rate is greater than 25% a year, we use 25.
If 5-Year Earnings Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.
Please note that we use the 5-year average growth rate of EBITDA per share as the growth rate for non-bank companies, as EBITDA growth is subject to less manipulations than net earnings per share. For banks, we use the 5-year average growth rate of Book Value per share as the growth rate. The reason is that EBITDA is not applicable to Banks and Book value is a relative important measurement for Banks. In the calculation, PEG=1 because Peter Lynch thinks that the fair P/E ratio of the growth stock is equal to its earnings growth rate.
What does a Peter Lynch Fair Value of $53.23 mean?
Kish Bancorp (KISB) has a Peter Lynch Fair Value of $53.23 as of Jul. 22, 2026. Peter Lynch Fair Value is the stock value based on a company's current earnings and five-year earnings growth, assuming a PEG of one. View historical data on Kish Bancorp and its competitors. This is 4783% above median its historical median of 1.09. Over the past decade, Kish Bancorp's Peter Lynch Fair Value has ranged from 0.77 to 1.23. According to the industry distribution chart, Kish Bancorp ranks #453 out of 873 companies in the Banks industry, placing it in the top 51.9%.
Is Kish Bancorp's Peter Lynch Fair Value too high?
Kish Bancorp's current Peter Lynch Fair Value of $53.23 is 4783% above median its 10-year median of 1.09. Over the past 10 years, this metric has ranged from a low of 0.77 to a high of 1.23. The Banks industry median Peter Lynch Fair Value is 1.13. Kish Bancorp's value of $53.23 is 4610.6% above this industry median. Based on the distribution chart, Kish Bancorp ranks #453 out of 873 companies in the Banks industry, which is below the industry midpoint. Overall, Kish Bancorp has a GF Score™ of 50/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Kish Bancorp's Peter Lynch Fair Value compare to PSBQ and LARK?
According to the Banks industry distribution chart, Kish Bancorp ranks #453 out of 873 companies for Peter Lynch Fair Value. This places Kish Bancorp in the lower half of its industry. The industry median Peter Lynch Fair Value is 1.13. Kish Bancorp's value of $53.23 is 4610.6% above this benchmark. Historically, Kish Bancorp's own Peter Lynch Fair Value has ranged from 0.77 to 1.23 over the past decade. While the company's 10-year median is 1.09 vs. the industry median of 1.13, Kish Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Peter Lynch Fair Value for a Banks company?
The median Peter Lynch Fair Value among Banks companies is 1.13, based on 873 companies in the industry. Companies in the top quartile (top 25%) have a Peter Lynch Fair Value significantly above this median, while those in the bottom quartile fall well below. However, Peter Lynch Fair Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Kish Bancorp's current Peter Lynch Fair Value of $53.23 is 4610.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Peter Lynch Fair Value mean?
A high Peter Lynch Fair Value can signal that a stock is expensive relative to its fundamentals. Peter Lynch Fair Value is the stock value based on a company's current earnings and five-year earnings growth, assuming a PEG of one. View historical data on Kish Bancorp and its competitors. For the Banks industry, the median Peter Lynch Fair Value is 1.13 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Kish Bancorp's current Peter Lynch Fair Value is $53.23, which is 4783% above median its own 10-year median of 1.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kish Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Kish Bancorp (KISB) is currently considered Significantly Overvalued. The stock's GF Value™ is $40.92, compared to a current price of $74.00 — trading 80.8% above its estimated fair value. The current Peter Lynch Fair Value is $53.23, which is 4783% above median its 10-year median of 1.09 and 4610.6% above the Banks industry median of 1.13. Kish Bancorp's overall GF Score™ is 50/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Peter Lynch Fair Value calculated?
Peter Lynch Fair Value is calculated from a company's financial statements. For Kish Bancorp (KISB), the current Peter Lynch Fair Value is $53.23 as of Jul. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Kish Bancorp (KISB) Overvalued in 2026?
Based on GuruFocus' analysis, Kish Bancorp stock appears to be overvalued.
The current stock price of $74.00 is trading 80.8% above its estimated GF Value™ of $40.92.
GuruFocus considers Kish Bancorp to be Significantly Overvalued.
Key valuation signals for KISB:
Peter Lynch Fair Value: $53.23 (4783% above median its 10-year median of 1.09)
GF Value™: $40.92 vs. price of $74.00 (80.8% above fair value)
Industry Position: 4610.6% above the Banks median (#453 of 873)
No single metric tells the full story. See the KISB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Kish Bancorp Inc is a diversified financial services organization whose principal activity is the ownership and management of its subsidiaries. The company generates commercial and industrial, agricultural, commercial mortgage, residential real estate, and consumer loans and deposit services to its customers located in central Pennsylvania and the surrounding areas. It operates under a Pennsylvania Department of Banking and Securities bank charter and provides full banking services. It also provides insurance products and services, and provides travel services to its customers.
50GF Score
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