KISB (Kish Bancorp) Cyclically Adjusted Book per Share: $32.55 (As of Mar. 2026)


KISB Kish Bancorp Inc KISB
56 GF Score
Price $66.94
GF Value $40.83
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Kish Bancorp Cyclically Adjusted Book per Share?

Kish Bancorp KISB 56 Cyclically Adjusted Book per Share is $32.55 as of Mar. 2026. GuruFocus rates KISB with a GF Score™ of 56/100 and a GF Value™ of $40.83 (Significantly Overvalued). The stock has 7 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Kish Bancorp's adjusted book value per share for the three months ended in Mar. 2026 was $42.555. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is $32.55 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Kish Bancorp's average Cyclically Adjusted Book Growth Rate was 8.30% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

As of today (2026-07-02), Kish Bancorp's current stock price is $66.94. Kish Bancorp's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was $32.55. Kish Bancorp's Cyclically Adjusted PB Ratio of today is 2.06.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Kish Bancorp was 2.12. The lowest was 1.03. And the median was 1.27.


Kish Bancorp  (OTCPK:KISB) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Kish Bancorp's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=66.94/32.55
=2.06

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Kish Bancorp was 2.12. The lowest was 1.03. And the median was 1.27.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Kish Bancorp Cyclically Adjusted Book per Share Related Terms


Kish Bancorp Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Kish Bancorp's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Kish Bancorp Cyclically Adjusted Book per Share Chart

Kish Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 21.98 24.46 26.48 28.73 31.33

Kish Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 29.53 30.22 30.90 31.33 32.55

KISB vs PSBQ, LARK, CFBK: Cyclically Adjusted Book per Share Comparison

For the Banks - Regional subindustry, Kish Bancorp's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Kish Bancorp Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Kish Bancorp's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Kish Bancorp's Cyclically Adjusted PB Ratio falls into.


KISB
56GF Score
Kish Bancorp Inc KISB
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Kish Bancorp Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Kish Bancorp's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book= Book Value per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=42.555/330.2130*330.2130
=42.555

Current CPI (Mar. 2026) = 330.2130.

Kish Bancorp Quarterly Data

Book Value per Share CPI Adj_Book
200706 11.641 208.352 18.450
200709 12.075 208.490 19.125
201612 20.829 241.432 28.488
201703 0.000 243.801 0.000
201706 0.000 244.955 0.000
201709 0.000 246.819 0.000
201712 21.896 246.524 29.329
201803 21.802 249.554 28.849
201806 22.108 251.989 28.971
201809 22.494 252.439 29.424
201812 23.214 251.233 30.512
201903 23.806 254.202 30.924
201906 24.049 256.143 31.003
201909 24.277 256.759 31.222
201912 24.914 256.974 32.015
202003 24.639 258.115 31.521
202006 25.267 257.797 32.365
202009 25.877 260.280 32.830
202012 26.877 260.474 34.073
202103 27.301 264.877 34.035
202106 28.223 271.696 34.302
202109 28.772 274.310 34.636
202112 29.304 278.802 34.708
202203 27.669 287.504 31.779
202206 26.513 296.311 29.546
202209 25.839 296.808 28.747
202212 27.262 296.797 30.331
202303 29.335 301.836 32.093
202306 29.788 305.109 32.239
202309 29.855 307.789 32.030
202312 32.199 306.746 34.662
202403 32.936 312.332 34.822
202406 33.414 314.175 35.120
202409 35.190 315.301 36.854
202412 35.728 315.605 37.382
202503 36.937 319.799 38.140
202506 37.848 322.561 38.746
202509 39.627 324.800 40.287
202512 41.319 324.054 42.104
202603 42.555 330.213 42.555

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of $32.55 mean?
Kish Bancorp (KISB) has a Cyclically Adjusted Book per Share of $32.55 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Kish Bancorp and its competitors.
Is Kish Bancorp's Cyclically Adjusted Book per Share too high?
Kish Bancorp's current Cyclically Adjusted Book per Share is $32.55. Overall, Kish Bancorp has a GF Score™ of 56/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Kish Bancorp's Cyclically Adjusted Book per Share compare to PSBQ and LARK?
Kish Bancorp's Cyclically Adjusted Book per Share of $32.55 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Banks company?
A good Cyclically Adjusted Book per Share depends on the Banks industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Kish Bancorp and its competitors. Kish Bancorp's current Cyclically Adjusted Book per Share is $32.55. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kish Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Kish Bancorp (KISB) is currently considered Significantly Overvalued. The stock's GF Value™ is $40.83, compared to a current price of $66.94 — trading 63.9% above its estimated fair value. The current Cyclically Adjusted Book per Share is $32.55. Kish Bancorp's overall GF Score™ is 56/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Kish Bancorp (KISB), the current Cyclically Adjusted Book per Share is $32.55 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Kish Bancorp (KISB) Overvalued in 2026?

Based on GuruFocus' analysis, Kish Bancorp stock appears to be overvalued. The current stock price of $66.94 is trading 63.9% above its estimated GF Value™ of $40.83. GuruFocus considers Kish Bancorp to be Significantly Overvalued.

Key valuation signals for KISB:

  • Cyclically Adjusted Book per Share: $32.55
  • GF Value™: $40.83 vs. price of $66.94 (63.9% above fair value)
  • GF Score™: 56/100 with 7 warning signs

No single metric tells the full story. See the KISB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Kish Bancorp Business Description

Address 4255 East Main Street, P.O. Box 917, Belleville, PA, USA, 17004
Kish Bancorp Inc is a diversified financial services organization whose principal activity is the ownership and management of its subsidiaries. The company generates commercial and industrial, agricultural, commercial mortgage, residential real estate, and consumer loans and deposit services to its customers located in central Pennsylvania and the surrounding areas. It operates under a Pennsylvania Department of Banking and Securities bank charter and provides full banking services. It also provides insurance products and services, and provides travel services to its customers.
56GF Score

Get the complete analysis for KISB

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$66.94
Price
$40.83
GF Value