KISB (Kish Bancorp) Margin of Safety % (DCF FCF Based): -11.98% (As of Jun. 26, 2026)


KISB Kish Bancorp Inc KISB
40 GF Score
Price $65.99
! 6 Warning Signs
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What is Kish Bancorp Margin of Safety % (DCF FCF Based)?

Kish Bancorp KISB +1.52% 40 Margin of Safety % (DCF FCF Based) is -11.98% as of Jun. 26, 2026. GuruFocus rates KISB with a GF Score™ of 40/100. The stock has 6 warning signs investors should review.

Margin of Safety % (DCF FCF Based) = (Intrinsic Value: DCF (FCF Based) - Current Price) / Intrinsic Value: DCF (FCF Based).

Note: Discounted FCF model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

As of today (2026-06-26), Kish Bancorp's Predictability Rank is 3.5-Stars. Kish Bancorp's intrinsic value calculated from the Discounted FCF model is $97.51 and current share price is $65.99. Consequently,

Kish Bancorp's Margin of Safety % (DCF FCF Based) using Discounted FCF model is -11.98%.

KISB vs OAKC, PSBQ, SOME: Margin of Safety % (DCF FCF Based) Comparison

For the Banks - Regional subindustry, Kish Bancorp's Margin of Safety % (DCF FCF Based), along with its competitors' market caps and Margin of Safety % (DCF FCF Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Kish Bancorp Margin of Safety % (DCF FCF Based) vs Banks Industry

For the Banks industry and Financial Services sector, Kish Bancorp's Margin of Safety % (DCF FCF Based) distribution charts can be found below:

* The bar in red indicates where Kish Bancorp's Margin of Safety % (DCF FCF Based) falls into.


KISB
40GF Score
Kish Bancorp Inc KISB
Margin of Safety % (DCF FCF Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Kish Bancorp Margin of Safety % (DCF FCF Based) Calculation

Kish Bancorp's Margin of Safety % (DCF FCF Based) for today is calculated as

Margin of Safety % (DCF FCF Based)=(Intrinsic Value: DCF (FCF Based)-Current Price)/Intrinsic Value: DCF (FCF Based)
=(58.93-65.99)/58.93
=-11.98 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted FCF model with default parameters. The calculation method is the same as Discounted Earnings model except free cash flow are used in the calculation instead of earnings per share.

What does a Margin of Safety % (DCF FCF Based) of -11.98% mean?
Kish Bancorp (KISB) has a Margin of Safety % (DCF FCF Based) of -11.98% as of Jun. 26, 2026. Margin of Safety % (DCF FCF Based) is the percent difference between the current price and the intrinsic DCF FCF price. View historical data on Kish Bancorp.
Is Kish Bancorp's Margin of Safety % (DCF FCF Based) too high?
Kish Bancorp's current Margin of Safety % (DCF FCF Based) is -11.98%. Overall, Kish Bancorp has a GF Score™ of 40/100, reflecting its overall financial health beyond just this single metric.
How does Kish Bancorp's Margin of Safety % (DCF FCF Based) compare to OAKC and PSBQ?
Kish Bancorp's Margin of Safety % (DCF FCF Based) of -11.98% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Margin of Safety % (DCF FCF Based) for a Banks company?
A good Margin of Safety % (DCF FCF Based) depends on the Banks industry context. However, Margin of Safety % (DCF FCF Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Margin of Safety % (DCF FCF Based) mean?
A high Margin of Safety % (DCF FCF Based) can signal that a stock is expensive relative to its fundamentals. Margin of Safety % (DCF FCF Based) is the percent difference between the current price and the intrinsic DCF FCF price. View historical data on Kish Bancorp. Kish Bancorp's current Margin of Safety % (DCF FCF Based) is -11.98%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kish Bancorp stock overvalued right now?
Kish Bancorp (KISB) has a current Margin of Safety % (DCF FCF Based) of -11.98%. The current Margin of Safety % (DCF FCF Based) is -11.98%. Kish Bancorp's overall GF Score™ is 40/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Margin of Safety % (DCF FCF Based) calculated?
Margin of Safety % (DCF FCF Based) is calculated from a company's financial statements. For Kish Bancorp (KISB), the current Margin of Safety % (DCF FCF Based) is -11.98% as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Kish Bancorp Business Description

Address 4255 East Main Street, P.O. Box 917, Belleville, PA, USA, 17004
Kish Bancorp Inc is a diversified financial services organization whose principal activity is the ownership and management of its subsidiaries. The company generates commercial and industrial, agricultural, commercial mortgage, residential real estate, and consumer loans and deposit services to its customers located in central Pennsylvania and the surrounding areas. It operates under a Pennsylvania Department of Banking and Securities bank charter and provides full banking services. It also provides insurance products and services, and provides travel services to its customers.
40GF Score

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Margin of Safety % (DCF FCF Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$65.99
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